Archive for Press

Ruoff Home Mortgage Announces Addition of Brian Sigler to Indianapolis Office

Brian Sigler

FORT WAYNE, IN (April 29, 2013) – Fort Wayne-based residential mortgage lender Ruoff Home Mortgage announced the addition of Brian Sigler to their company, who will conduct business from its 9100 Keystone Crossing location in Indianapolis.

Sigler was hired as a senior loan officer and will be originating loans and working closely with Realtors and home buyers throughout the process.

“Brian has a wealth of knowledge and experience in the industry,” said Mark Music, Ruoff President & CEO. “His background makes him a great resource to borrowers to obtain the best mortgage loan product that suits their needs. We are fortunate to have him join our Indianapolis team.”

Sigler has more than 23 years of experience in home mortgages, mortgage loans, real estate and real estate appraisals. He was the founder and President & CEO of National Mortgage Center for nine years and then worked for Tucker where he received his real estate license and certification in advanced sales and marketing. He was most recently employed by Cross Country Mortgage as a mortgage banker.

He grew up in Muncie, Indiana and lives in Noblesville with his three children.

About Ruoff Home Mortgage
Founded in 1984, Ruoff Home Mortgage is a full-service, Fort Wayne-based residential mortgage company with eight branches in Indianapolis, Greenwood, Plymouth, South Bend, Warsaw and Elkhart. Offering fixed or adjustable rate, conventional, FHA, VA, reverse and refinance loans, Ruoff Home Mortgage is licensed to originate in the states of Indiana, Illinois and Michigan.

Ruoff Announces Addition of Stephen Hissong to Plymouth Area

Steve Hissong

Fort Wayne-based residential mortgage lender Ruoff Home Mortgage announced the addition of Stephen Hissong to their company, who will conduct business from their satellite office in Plymouth.

Hissong was hired as a senior loan officer and will be originating loans and working closely with realtors and home buyers throughout the process.  His experience spans purchase and refinance loans using conventional, FHA, VA, & USDA financing.

“Steve has a wealth of knowledge and experience in the mortgage industry, including outstanding customer service,” said Mark Music, Ruoff President & CEO. “Hiring Steve will enable us to continue the expansion of our branch network, including into Plymouth, which will open soon. We are fortunate to have him join our team.”  

Hissong was with 1st Source Bank as a mortgage loan officer for 15 years.  He attended Ball State University where he obtained his bachelor degree in Marketing.  Hissong has been a resident of Plymouth for nearly 40 years and lives there with his wife and three children.  He is the treasurer for the Marshall County Habitat for Humanity Board of Directors, and also serves on the family selection committee.   Hissong is a member at the Plymouth Country Club and attends United Methodist Church.

Happy Thanksgiving from Your Friends at Ruoff

Happy Thanksgiving from Ruoff

Party Like It’s 1621!

From all of us at Ruoff, Happy Thanksgiving to you and yours!

 

 

 

How to Become a Licensed Mortgage Loan Officer in Indiana

http://www.dreamstime.com/-image16190993

Doing mortgages isn’t rocket science, right?  Well…  Almost!

From time to time we get the question, “How do I get my license to do loans in Indiana?”  Here’s the long and short of it.

Beginning in 2010, the nation/state instituted a uniform licensing system called the NMLS (www.statemortgageregistry.com). As a part of this licensing system, it is required that each licensee

  • comply with 20 hours of education
  • pass the state and national licensing exam
  • complete the full MU4 application
  • authorize a credit check
  • submit fingerprints, and
  • authorize a full criminal background check

As you can see, it IS almost as tricky as becoming a rocket scientist!

It’s up to the person wanting to become licensed to select the provider for the 20 hours of education.  According to Ruoff’s SVP and Branch Manager, Clint Morgan, Ruoff Home Mortgage has had the best experience with Diehl and Associates and also with Proschools. The cost from start to finish for getting licensed (not just the schooling) in Indiana will be approx. $500 and take about 30-40 days.

In Indiana there are two entities that issue licenses:

  • The Indiana DFI (Department of Financial Institutions) regulates mortgage banks like our company, Ruoff Home Mortgage. 
  • The Indiana Secretary of State regulates mortgage brokers. 

In either case, for a person to become licensed they have to be sponsored by a licensed business or entity. 

So there you have it.  Piece of cake, right?  The reality is that becoming licensed to originate mortgage loans in Indiana is neither simple nor inexpensive.  Nor should it be!  The responsibility that comes along with advising our customers on their finances requires knowledge, intelligence, empathy, and integrity.  In the past 5 years the bar has been raised significantly on those desiring a career in mortgage origination.

That said, if you’ve got what it takes, this is one of the greatest careers in the world to provide meaningful advice, products and service to customers seeking mortgages in Indiana.

If you’re interested in a career in mortgage loan origination in Indiana, please contact Clint Morgan.

Ruoff Announces Addition of Assistant Vice President and Indianapolis Branch Mgr

Amy robbins - Indy Branch Manager

FORT WAYNE, IN (September 25, 2012) – Fort Wayne-based residential mortgage lender Ruoff Home Mortgage announced the addition of Amy Robbins to their company.  Robbins takes on the role of Assistant Vice President & Branch Manager of Ruoff’s newest Indianapolis location at Keystone at the Crossing.

As part of her responsibilities, Robbins will manage operations for the Indianapolis office, including overseeing the branch’s loan originators and staff, and providing Ruoff customers with the proper education and tools needed as part of the home buying process. In addition, she will be originating home loans on a limited basis.

Robbins is a federal & state licensed mortgage professional with more than 18 years of experience in the mortgage industry.  She was most recently employed at Fairway Independent Mortgage Corp. as a mortgage planner.

“Amy is a seasoned professional, helping hundreds of customers realize their dreams of home ownership.  Her established relationships with local builders and real estate professionals, in addition to her vast knowledge of mortgage products and processes, make her an ideal addition to our ever-expanding Ruoff team,” said Mark Music, Ruoff president & CEO. “She will have a great impact as we continue to build our presence in the Indianapolis market.”

Robbins has a B.S. in Financial Planning and Counseling from Purdue University and resides in Carmel, Indiana with her husband, Steve, and their three children. Amy spends any free time helping her children with their extra-curricular activities or playing tennis.

About Ruoff Home Mortgage

Founded in 1984, Ruoff Home Mortgage is a full-service, Fort Wayne-based residential mortgage company with branches in Fort Wayne, Indianapolis, South Bend, Warsaw and Elkhart. Offering fixed or

Ruoff Voted Top Mortgage Lender in Readers’ Choice Award

Readers Choice Official Winner

FORT WAYNE, IN (September 21, 2012) – Fort Wayne-based residential mortgage lender Ruoff Home Mortgage was recognized today as the No. 1 choice of mortgage lenders in the 2012 Fort Wayne Newspapers Readers’ Choice Awards.

Mark Music, president & CEO of Ruoff Home Mortgage, attributes the company’s success to their focus on customer service and their commitment to Indiana and its diverse communities.  More importantly, the entire Ruoff team recognizes the ongoing support and confidence of its referral partners and homeowner customers.  “We’re very appreciative of our clients who choose to use our services, and who took the time to vote for us,” stated Music.

More than 400,000 total votes were submitted in the newspaper’s 4th annual contest in a variety of categories.

About Ruoff Home Mortgage

Founded in 1984, Ruoff Home Mortgage is a full-service, Fort Wayne-based residential mortgage company with branches in Indianapolis, South Bend, Warsaw and Elkhart. Offering fixed or adjustable rate, conventional, FHA, VA, reverse and refinance loans, Ruoff Home Mortgage is licensed to originate in the states of Indiana, Illinois and Michigan. They are an FHLMC-approved direct seller, and a fully approved HUD Direct Endorsement independent mortgage bank.

If you helped make this happen, please spread the good word by sharing on Facebook, tweeting, or posting to LinkedIn!  We appreciate your votes and your continued support SO much!

Announcing Addition of Director of Communications & Client Relations

Kim Murphy - Ruoff

FORT WAYNE, IN (September 5, 2012) – Fort Wayne-based residential mortgage lender Ruoff Home Mortgage announced the addition of Kim Murphy to their company.  Murphy will assume the role of Director of Communications & Client Relations and will conduct business from its 1110 E. Dupont Road location in Fort Wayne, Indiana.

In her new role, Murphy will handle a number of responsibilities as it relates to the communications efforts of Ruoff and will also work closely with the company’s six branches and 40+ loan originators to help manage their client relations.

“Kim has a wealth of knowledge and experience in marketing and communications,” said Mark Music, Ruoff President & CEO. “She will be integral to a number of our key initiatives and under her leadership she will greatly strengthen the Ruoff brand, particularly as we move into the Indianapolis market.  We are fortunate to have her join our team.”

Ms. Murphy brings with her 20 years of marketing and special event planning experience.  She was previously employed at Do it Best Corp., holding the roles of Marketing Communications Manager and also that of Member Training & Special Events Manager.  She is a member of the board of directors of the YWCA Northeast Indiana and has been serving the non-profit community for more than 15 years with various board positions. Murphy is a graduate of Leadership Fort Wayne and has been honored as a nominee for the Athena Awards, Future 40 Under 40, and Celebrate Her Spirit awards.

About Ruoff Home Mortgage

Founded in 1984, Ruoff Home Mortgage is a full-service, Fort Wayne-based residential mortgage company with branches in Indianapolis, South Bend, Warsaw and Elkhart. Offering fixed or adjustable rate, conventional, FHA, VA, reverse and refinance loans, Ruoff Home Mortgage is licensed to originate in the states of Indiana, Illinois and Michigan.

Ruoff Home Mortgage Announces Addition of Indianapolis Vice President & Area Manager

ryan Frantz

FORT WAYNE, IN (September 7, 2012) – Fort Wayne-based residential mortgage lender Ruoff Home Mortgage announced the addition of Ryan Frantz.  Frantz takes on the role of Vice President & Area Manager and will conduct business from Ruoff’s newest Keystone Crossing location.

As part of his responsibilities, Frantz will oversee branch operations and business development for the Indianapolis area, building an exclusive team of the best and brightest professionals in the mortgage field.  In addition, he will be originating home loans on a limited basis.

Frantz began his mortgage career in 1999 as a loan officer for Beazer Mortgage. He then progressed to management positions for its parent company, Beazer Homes. In 2007, Frantz joined Fairway Independent Mortgage Corp., where he was in their national top ten producers for five years running.

“Ryan delivers success with an evolving knowledge base, attention to detail, and relentless follow-through,” said Mark Music, Ruoff president & CEO. “Few mortgage lending leaders possess more extensive experience and irresistible zeal than Ryan.  He will be integral to developing our presence in the Indianapolis market.”

Frantz resides in Carmel with his family and is actively involved with the Safe Families for Children initiative through his church.

About Ruoff Home Mortgage

Founded in 1984, Ruoff Home Mortgage is a full-service, Fort Wayne-based residential mortgage company with branches in Fort Wayne, Indianapolis, South Bend, Warsaw and Elkhart. Offering fixed or adjustable rate, conventional, FHA, VA, reverse and refinance loans, Ruoff Home Mortgage is licensed to originate in the states of Indiana, Illinois and Michigan.

Ruoff Home Mortgage Announces the Addition of Lori Hiscock

Lori Hiscock

FORT WAYNE, IN (April 9, 2012) – Fort Wayne-based residential mortgage lender Ruoff Home Mortgage announced the addition of Lori Hiscock to their South Bend, Indiana branch.  As Senior Loan Officer, Lori will serve St. Joseph County and all surrounding Counties from its 1710 E. Edison Rd. branch located in South Bend, Indiana.

Ms. Hiscock brings with her more than eighteen years of lending experience.  Lori began her career with Comerica as a credit analyst.  A few years later, she joined J.P. Morgan Chase where she was quickly recognized nationally as the Rookie of the Year award recipient in 2002 based on her first year production volume.  Just two short years later achievements with Chase landed her a Division Manager position for Indiana, which brought Lori to South Bend.

As a Division Manager, Lori increased the division sales volume by 78%, but because it kept her from spending more time with her clients, she decided to return to full time origination and joined Wells Fargo in 2005.  While at Wells Fargo, Ms. Hiscock earned her Certified Residential Mortgage Professional certification and was also honored  in 2010 and 2011 with the Leaders Club designation.

Ms. Hiscock’s accomplished background in mortgage lending and banking should serve her well in her new position as Senior Loan officer in the Ruoff Home Mortgage South Bend branch.  President and CEO said of Lori, “She has an infectious passion for everything she does and a competitive spirit to match.  We are fortunate to have a professional with her skill set anchoring our South Bend branch.”

About Ruoff Home Mortgage

Ruoff Home Mortgage is a Fort Wayne-based residential mortgage lender with six branches in Indiana and 95 employees.  Offering fixed, adjustable rate, FHA, VA, Reverse and refinance loans, Ruoff Home Mortgage is licensed to originate in the States of Indiana, Illinois and Michigan.

Ruoff Home Mortgage Announces the Addition of Dyttha Gallagher

Dyttha Gallagher

FORT WAYNE, IN (April 9, 2012) – Fort Wayne-based residential mortgage lender Ruoff Home Mortgage announced the addition of Dyttha Gallagher to their South Bend, Indiana branch.  As Senior Loan Officer, Dyttha will serve St. Joseph County and all surrounding Counties from its 1710 E. Edison Rd. branch located in South Bend, Indiana.

Ms. Gallagher brings with her more than eight years experience, all with her former employer, 1st Source Bank.   As a mortgage loan officer in her previous employment at 1st Source Bank Corporation, Dyttha primarily served families in need of affordable housing. She was named as Community Reinvestment originator (CRA). Coordinating workshops for first-time homebuyers became a standard part of her position. Her passion and mission for recognizing the housing needs of families came to identify her. Her knowledge of available resources through city and state programs has aided clients in being able to own homes.

Within the South Bend community,  Gallagher has solidly established herself through her efforts to help educate low- and moderate-income people, minorities and youths about banking and homeownership. This led to her being awarded the Human Rights Award from the St. Joseph County Human Rights Commission and the Ernestine Raclin Community Service Award.

As an immigrant to the United States, Dyttha has felt the importance of expressing gratitude. This gratitude found its expression in Habitat for Humanity. She became involved through establishing World Build home build. Her persistent and dedicated efforts led to her being named in 2009, Habitat for Humanity International’s Clarence Jordan Volunteer of the Year and in 2010, Indiana Habitat’s Volunteer of the Year. She presently serves on the board of Habitat for Humanity of St. Joseph County.

Ruoff President, Mark Music said, “It is truly a rare opportunity for Ruoff Home Mortgage to have the opportunity to work with such an inspiring individual.  Dyttha’s addition to our South Bend branch will serve to enhance the overall professionalism so emblematic of the Ruoff brand.  he acquisition of Tyson to our Warsaw team is consistent with the company’s growth plans in that market.  The benefit from her contributions in the branch as well as in the community will benefit our branch and our organization in so many ways.”

Regarding Dyttha Gallagher, Don Reber, Vice President and Regional Manager with Ruoff Home Mortgage had this to say, “Dyttha brings to Ruoff the kind of knowledge, experience and professionalism that we look for in a Loan Officer.  She will make a great addition to our team.”

Gallagher is licensed as a Mortgage Loan Originator with the State of Indiana’s Department of Financial Institutions.   Ruoff looks forward to a long and mutually rewarding relationship.

About Ruoff Home Mortgage

Ruoff Home Mortgage is a Fort Wayne-based residential mortgage lender with six branches in Indiana and 95 employees.  Offering fixed, adjustable rate, FHA, VA, Reverse and refinance loans, Ruoff Home Mortgage is licensed to originate in the States of Indiana, Illinois and Michigan.