Archive for Press

Teresa Shultz-Miller Joins Ruoff as VP/Elkhart Branch Manager

Teresa Shultz-MillerWe welcome Teresa Shultz-Miller as the new Vice President & Branch Manager of our Elkhart/Goshen branch.  She replaces Derek Ringer, who has relocated to the company’s Indianapolis branch as a senior loan officer.

Teresa was previously the vice president/residential lending manager at First State Bank for more than six years and has been in the banking/lending industry since 1996.  She is a member of the Elkhart County Board of Realtors, the Builders Association of Elkhart County and the Elkhart Chamber of Commerce.

Mark Music, president & CEO of Ruoff Home Mortgage, stated, “Teresa brings with her incredible professionalism and experience.  Her leadership will greatly strengthen our brand in the organization and in the Elkhart/Goshen communities.”

As part of her responsibilities, Teresa will oversee branch operations and business development for the Elkhart/Goshen area by working with realtors, builders, financial advisors, past clients and other centers of influence within the community. In addition, she will be originating home loans on a limited basis.

Melissa Scheetz, who previously worked with Shultz-Miller at First State Bank, will be her loan assistant.  Welcome aboard Melissa and Teresa!  We are so glad to have you!

Ruoff Home Mortgage Receives Approval for Licensing in Ohio



Ruoff Home Mortgage recently became licensed to engage in residential mortgage loan transactions in the state of Ohio.  They are currently licensed in the states of Indiana, Michigan and Illinois.


Mark Music, president & CEO of Ruoff Home Mortgage, acknowledges the importance of this designation. “This increases our footprint in the Midwest and fits in with our current strategic growth initiatives.” Music continued, “We are excited about the opportunity to offer extraordinary service with competitive mortgage rates and assist Ohio residents in achieving their home ownership goals.”


Lenders undergo a rigorous background and licensing verification process prior to approval from the National Mortgage Licensing System (NMLS) to receive their mortgage banker exemption, which is administered under the State of Ohio.


Ruoff Home Mortgage is ranked #722 on the Inc. 500| 5000 list of fastest growing companies, which was announced in August 2013, and on the Inc. Hire Power Awards listing as the #3 job creator in the state of Indiana, which was announced in October 2013.

Jeff Deacon Promoted to CIO

SONY DSCWe are pleased to announce the promotion of Jeff Deacon to Chief Information Officer (CIO).

Deacon has been with Ruoff for nearly three years and has served as the network administrator.  He will continue to be responsible for ensuring that the network infrastructure and the information technology supports Ruoff’s data processing and communication needs.  He will also work with other members of the executive team to identify and implement processes that streamline our business, increase employee productivity and improve the quality of customer service via automated systems.

Deacon will continue to work out of the company’s Fort Wayne headquarters.