I will work hard to help you achieve your homeownership goals.
98.72%Customer Satisfaction Rating
Hi, I'm
Cheryl!
Senior Loan Officer
I will work hard to help you achieve your homeownership goals.
98.72%Customer Satisfaction Rating
Let me help
you
get pre-approved today!
I have had the privilege of being in the mortgage industry since 1993. Over the years, I have developed a deep passion for what I do. It brings me immense joy to provide exceptional care to my clients, ensuring they are well informed and empowered to make the best financial decisions when it comes to purchasing a home or refinancing their mortgage.
My commitment to staying current with the latest trends and information in the mortgage lending world allows me to offer my clients the most up-to-date advice and solutions. I take pride in my ability to skillfully navigate the complex landscape of financing options, always striving to find the best fit for each individual or family I work with.
Ultimately, my greatest satisfaction comes from helping clients achieve their dream of securing the right mortgage. It is a privilege to play a role in such a significant milestone in their lives. If you're looking for a dedicated and knowledgeable professional to guide you through the process, I would be honored to be of service. Let's work together to turn your homeownership dreams into reality.
From finding your perfect home to moving in, we've got you covered.
Refinance
Need a lower monthly payment, or want to get cash out? Learn more about
your options.
Sell My Home
Get your house on the market, and look for your next home!
Hear from people like you*
At one of the most stressful, exciting, times in life ( buying a house) I was blessed to have a loan officer (Cheryl) that was not only great at her job she was great at calming my fears, explaining everything to me,and listening to me! Best person to work with! Also said although we closed I could still contact her with any questions or concerns! Who does that these days! Thank you for everything
Sheila R H,
happy
client
This is the 2nd time I have worked with Cheryl for home financing. She is extremely proficient, professional and knowledgeable in her position. She is a true joy to work with and makes you feel very comfortable throughout the process! Thank you Cheryl!
George L F,
happy
client
Cheryl went above and beyond for us. As first time home buyers we had so many questions and Cheryl was there to answer them all immediately. She made the loan process a breeze and even got the clear to close sooner than we were expecting. We highly recommend working with Cheryl for any mortgage or refinance.
Sheila M A,
happy
client
Cheryl was extremely helpful and answered all my questions and made the process as stress free as buying a house could ever be. I knew I was in good hands and she was doing everything she could to make sure I got my dream home.
Miranda B,
happy
client
Best experience ever buying a house!
Caitlin M R,
happy
client
Cheryl was amazing at making this experience so personable. She made sure we felt confident and comfortable each step of the way. She was always polite and answered our long list of questions. She was willing to break it down even further for us when we were unclear with what steps were happening next. We would highly recommend her to anyone!
Kathleen D M,
happy
client
Cheryl made the loan experience extremely easy and quick. Her expertise and knowledge were superb. I couldnt have asked for a better loan officer.
Christina L C,
happy
client
Ruoff, and our lender Cheryl was absolutely fantastic to work with! She was extremely knowledgeable and was happy to help answer our questions and explain everything thoroughly, which we appreciated as first time homebuyers.
Laura E W,
happy
client
Cheryl was amazing. Taught me so much. And broke things down for me, the things I didnt understand. And was amazing to work with!
Lauren A B,
happy
client
Cheryl was absolutely incredible. She explained everything to us in a manner that was educational and not in the least bit demeaning. Cheryl was so kind and so quick to respond to every single one of our questions. We could not have purchased our dream home without her.
Ashleigh M M,
happy
client
Cheryl communicated clearly and regularly to help us stay updated on the loan process. She was more than willing to take the time, no matter when, to answer questions and help us find solutions to our problems.
Christopher M,
happy
client
Cheryl was able to answer our questions quickly. She was very knowledgeable throughout the whole loan process and was able to keep us very up to date on everything that was happening. I really appreciated the attentiveness.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
Calculate what's best for
you
Use our calculator below to find an estimated monthly mortgage payment that
works for you. Please remember the dollar amounts displayed are not
guaranteed, and what you actually pay may be different. These estimates are
for educational purposes only.
2023