Cindy Maguire

Senior Loan Officer
NMLS: 235569

Cindy Maguire


Having earned over 25 years of Experience in the Mortgage and Real Estate Industry, I�ve been proudly recognized and referred by local Realtors, as one of the most experienced and knowledgeable loan officers in the mortgage business today. I pride myself in maintaining a reputation for top notch service, and providing financial advice to my clients that they can Trust.

I am experienced with all loan programs including FHA, VA, Conventional, JUMBO, USDA, New Construction, Self Employed, Purchase and Refinance. Experienced working with the CORPORATE RELOCATION of new employees and their families moving into the area.

When I am not working, I enjoy reading, cooking, traveling and spending time with family at the lake. As a family, myself, husband and children are big Football Fans!

When my clients trust me to handle their mortgage transaction, I realize that they are trusting me with one of the most important financial decisions of their lifetimes. In return, they deserve the highest level of service that will create a lasting relationship extending beyond this transaction. My goal is to be your future lender of choice and one that you will feel confident to refer to your family and friends,referrals are an important part of my business .

Being a part of the Ruoff Home Mortgage team has been a perfect fit, as both Ruoff Mortgage and I have been helping families get into homes for over 25 years. Ruoff offers some of the LOWEST RATES, and enjoys the status as one of the most preferred lenders in the area.

We provide in-house Processing, Underwriting, & Closing, all under the same roof. This is important to insure a prompt and hassle free closing for you in the end.

Whether you are a First time Home Buyer, Relocating new to the area or this is your 5th time getting a mortgage, I will take the necessary time to consult with you to find the loan program which best fits your needs.

Your experience will leave you feeling that your transaction was handled with honesty and integrity, and with the highest level of service available. Know that you can rely on us as the experts in our field. I look forward to the opportunity to earn your business!




We had been approved through a bank that we use and they hadn't really walked us through what to expect at all. We had intended to build but nobody told us about different loans and their restrictions.

When we were referred to Cindy we found the answers were given to us before we could ask the questions. We'd done enough research to know what figures we were okay with but not much else, and Cindy made sure that we didn't have to do all of the extra leg work. We told them what we wanted and they put us in the right path. I've been referring people to Ruoff at work for a long time, but now I have twice as much confidence sending clients here. I know the quality of work they'll receive without any doubt.The staff was fantastic and the service was positively delightful.

Alicia Haynes

We have worked with Cindy for at least 19 years and there are reasons why we have stuck with her for so long. We met Cindy when she was working with another mortgage company and we have followed her to Ruoff Home Mortgage. Cindy has been very personal to work with and we weren't just another client. Years would pass between a refinance here and there or building of our new home and it seemed as if we just talked to her the day before. She cares about her clients and will, definitely, go the extra mile to ensure the job gets done right. She has always been quick to respond to our questions or needs, no matter what time of day it was. How can you not have someone like this working for you and your needs. Personable, Honest, and extremely Hard Working are the first thoughts that come to our minds when we think of Cindy. We would never consider going to anyone other than Cindy Maguire!!!

Jim and Janell Petre

Everything that was needed or ask was done very fast and efficiently. The process was fast and everyone was very knowledgeable and answered any questions.

Chayne Harlan

You guys were great at taking time explaining everything (sometimes more than once). This was my first home purchase so I knew nothing.

Adam Rittenhouse

Explaining any concern I had, as a first time buyer it couldn't have went much better.

John Morre

Cindy was great to work with. I always felt like I was the only client that she was working with. She was personable and friendly as well as professional and courteous. She made sure that I was aware of all the terms of the mortgage and answered any questions that I had.

Brandon Bastian

Cindy and Krystal worked well with me on my schedule. "After hours and weekends" were "normal." Loved the ease of working with them. Accuracy was wonderful, no surprises! Great experience overall. 

Patricia Stump 

You (Cindy) were really good at making sure we understood what you were saying.

Mary Detlefsen

Cindy was great she answered every question that had no matter how small and always got back with me.  

Andrea Huddleston

I really thought Cindy and her loan processor went above and beyond to make sure that I knew what was going at all times. I also appreciate their patience after the pre approval, while I looked for a home.

Christopher Huffman

(Cindy was) very dedicated to closing the deal.  

Corey Henkle

Cindy and Krystal moved quickly to get me pre-approved and explained everything. They were very professional and always responded back quickly to any questions I had. I was very impressed with their professionalism and would recommend and use Ruoff again!

Jeff Vachon

The entire experience was amazing and everyone who was involved. Communication was very open and I never felt overwhelmed.  

Tonia Madison

Kept me updated and informed.  

Josh Shearer

Returned emails and calls quickly!

Lauren South

Cindy was the best. I'm not real smart when it comes to all of this. Cindy explained everything to me so that I could understand. Between her & Krystal, they made me so comfortable. I have told everyone how great you all are. Thanks for everything. I love my home!

Tery Baker

Communication and being kept up to date (were great). Federal rules were apparently changing while my loan was in process. Cindy was right on this and made best of it to get through closing.  

Bob Wilson

Cindy and Krystal did an amazing job of getting the job done even with the issues we ran across!  

Julie Jacobs

(Cindy) explained the whole process. As a new home owner, I knew nothing! It was very comforting knowing everyone was just a phone call or e-mail away.  

Erica Remke

Communication and advice (were great)!

Keith Douge




Having been in the business for over 30 years, I know the value of a strong loan officer. The old adage "you're only as strong as your weakest link" has never been truer. In today's ever changing real estate market a strong lender is invaluable. I have used Cindy Maguire for the past 20 years and she has proved to be one of the best in the business! When I entrust my clients to her, I'm confident she will give them the best advice, rates and information they need to make an informed decision. I know once she has given them an approval, all we need to do from that point on is to start shopping for their new home. In my opinion "She's the BEST " don't know what myself or my team would do without her.!

Respectfully and Sincerely, Pat McGuffey

The McGuffey Group

Century 21 Bradley

With her utmost commitment to professionalism and her continued commitment to the buyer in this ever changing market, Cindy Maguire is always on top of her game. There is never a question that your mortgage needs will be dealt with professionally, timely and with the most important attention to details for you as the client. Trust makes Cindy Maguire the top choice when dealing with your mortgage needs.

Kim Doster

The McGuffey Group

Century 21 Bradley

Getting a loan can be a frustrating, time consuming ordeal. That's why, whenever any of my clients ask for a referral, Cindy is on my short list! No matter what type of loan my buyers need, Cindy is knowledgeable and extremely helpful.

Having been a realtor herself, she is always a step ahead of my needs. Cindy is professional with my clients and never leaves any loose ends. When Cindy is the loan officer, a calmness comes over the entire transaction. She communicates beautifully throughout the process with both my buyers and me. Her strong work ethic and Integrity are invaluable in the transaction.

Jodi Skowronek

Northeastern Group Realty

Cindy is wonderful! Every client I have had that has worked with her has been more than satisfied with her service. I have called her on evenings, weekends, holidays and always get a response. I have complete confidence in her and she has always delivered. Top notch service! Cindy has walked my clients through every step of the process whether they were first time buyers or have bought and sold several homes. On a scale of 1-10 she is a 12!

Jeremy Luther

RE/MAX REsults