: 317.973.2008
: melissa.wyatt@ruoff.com

Hello.

I've been a mortgage loan officer for more than 14 years and I've seen many changes to the industry regarding federal regulations, interest rate volatility, housing availability and sometimes dramatic public opinion. Through it all I've worked diligently to hone my skills, to stay current on loan program changes and guidelines, and to perfect a service-oriented approach to my business. 


Over the years, the one thing that has remained the same is this: when a parent (single or married) is able to provide a home to their children it is ALWAYS a moving and joyous occasion. It is a wonderful time because this is an experience that still means something. Home ownership still means stability, family ties and community roots; it's the beginning of a legacy, and it is the basic foundation of the wealth-building process. 


When you choose to work with me, you will experience a concierge level of service that will help you properly plan and strategize a home purchase that is customized to YOUR personal needs. This is vital in order to ensure that you, as a client, experience a smooth process, as well as your chosen service providers involved in the home purchase process.


I'm honored to be a preferred vendor for Beazer Homes and Re/Max Ability Plus. 

My experience...

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

I believe that Ruoff is a great choice for all of your lending needs because we are a locally owned company that has everything that you need. We offer a very wide variety of lending programs through FHA, VA, USDA, and conventional lending. We also keep everything in house, once you begin the loan process your file will be processed and underwritten by a Ruoff employee, this saves you from added headaches and stress but most importantly saves you time and money. Call me today if I can help you purchase your dream home or refinance your existing loan to save you money!!

 

Step Ahead

Confirm your home financing options ahead of schedule

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Step Ahead

Loans That End in "A"

Whether you are looking to make your first purchase or refinance, you may be able to enjoy the benefits of a FHA, VA, USDA, or IHCDA loan.

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Loans That End in "A"

One time Close, New Construction Program

Our One-Time Closing Construction Loan program combines your construction financing and permanent financing.

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One time Close, New Construction Program

Mortgage Credit Certificate (MCC)

The Indiana Housing And Community Development Authority (IHCDA) offers the MCC Program to make homeownership more affordable for first-time home-buyers.

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Mortgage Credit Certificate (MCC)

Do you have a Home Loan or Mortgage Question?

I meet Realtors and Homeowners everyday who are stuck. They need assistance with the best home loan option available. If you're working through a challenge and need some help, I’m happy to chat with you and provide you with some advice. Buying a Home is a very rewarding experience, and I'm happy to share my knowledge to help you buy your home

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Client Testimonials

 


    Realtor Testimonials

     

    • There is nothing more important to me as a Realtor than working with a lender that I think will follow through with a transaction. Between Melissa's ability to do that and her excellent level of communication, I would highly recommend working with her for your lending needs.

      Jeff Appel

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