Sheila Welsh

Senior Loan Officer
NMLS: 364985

Sheila Welsh


With more than two decades in the mortgage and real estate industries, Sheila Welsh knows that as a mortgage planner, your job is not simply to facilitate the loan; your job is to be a trusted counselor. Counseling clients through the home-buying process, which can be a difficult and stressful experience, Sheila’s expertise allows clients to feel at ease knowing that she is providing excellent service each step of the way. Sheila’s wealth of knowledge continually places her as a top producer among her peers.

Ruoff Home Mortgage offers a comprehensive selection of loan products to fit your needs. Sheila will help you navigate through the mortgage loan process, providing you with a prompt, smooth, and professional transaction.




Wow Sheila! So glad your with Ruoff. They are lucky to have an MLO with your experience & professionalism. I loved working with you so much!

Mary Berman

She is the best. Truly professional and gets the job done when she says it will be done!!!!

Cheryl Butcher

Sheila helped me purchase my first home and made it such a fun, simple process. She went above and beyond to ensure that I understood everything that was going on and also kept me up to date regularly. I look forward to purchasing my next home so I can work with her again!!

Ashlie Ziegler Adsit

Sheila did a fantastic job in answering all my questions and keeping me well informed throughout the process. This was for new construction, so it went on a few months. She hung with me through it all, from the application phase all the way to closing. 

Justin McIntyre 

Being first time home buyers we had a lot of questions, sheila was there every step of the way and was very quick to answer questions and phone calls. I believe we made a good decision going with ruoff to buy our first home. 

Kyle Hughes