Rich has been in the mortgage industry since 1985. He has limited his service area to North Central Indiana and Southwest Michigan so he knows the area and the intricacies of each county. Rich and his wife Jessica  have lived in Northern Indiana for over 20 years and make Elkhart, In. their home.

Unlike most loan officers that spend 70% of their time looking for new business to make ends meet. Rich as your mortgage consultant devotes his time and energy in providing service to his clients so they get the attention they deserve and works to develop new ways to provide extra value for a lifelong relationship together. In today’s complex and ever changing industry his commitment to you is to ensure a smooth, understandable and positive experience during and after the loan process.

In return he needs your help! His business relies on you, the client, for heartfelt endorsements of your family, friends and associates about the service you received. With your referrals, he can continue to provide first class service and build lifelong relationships one person at a time.

Ruoff Mortgage is a mortgage company that shares his commitment to customer service. As a mortgage banking company serving Indiana homeowners since 1984, we offer a full range of products including Conventional, FHA, VA, USDA and the Indiana Bond program for first time homebuyers. Along with in house underwriting and processing we are able to consistently deliver the highest level service available in the market.