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I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
From finding your perfect home to moving in, we've got you covered.
Need a lower monthly payment, or want to get cash out? Learn more about your options.
Get your house on the market, and look for your next home!
Andy kept us informed every step of the way and was really working to help us get a good interest rate. Rates have been up and down for awhile and he helped us get a low one as well as advised us on when to close in order to save the most money on closing fees.
Allisyn S.Dunkirk, IN, March 6th, 2024 11:03 AM
Andy was very professional, helped guide me through the loan process and helped with securing some grants that were very helpful!
Trevor L.Muncie, IN, April 15th, 2024 02:48 PM
It was really nice working with Andy. He’s a great guy and definitely gets with you as soon as he can and is very helpful.
Joseph N.Muncie, IN, April 18th, 2024 01:27 PM
Clear and fast communication
Austin S.Muncie, IN, October 14th, 2025 11:23 AM
The whole was extremely easy!!
Camela D C.Muncie, IN, October 20th, 2025 04:36 PM
Andy was great at answering all of our questions, and was very reassuring during the stressful home buying time. We were very hppy with our experience and would go with Andy and Ruoff over and over again!!
Joshua T C.Gaston, IN, September 27th, 2025 11:11 AM
Making the loan pro seem less I didn't have to worry about getting any information a hurry made the proccess of buying my first home super easy
Kyle N P.Muncie, IN, September 19th, 2025 02:25 PM
Andy is the best
Kim B M.Farmland, IN, September 19th, 2025 12:58 PM
Communication!!!!
Linda M M.Farmland, IN, September 16th, 2025 05:19 PM
i know I can always depend on Andy !
April L.Muncie, IN, August 30th, 2025 03:44 PM
Andy was an awesome loan officer! We would absolutely contact him again when needed!
Barbara D F.Eaton, IN, August 20th, 2025 11:11 AM
You made the entire loan process seamless and extremely easy.
Jennifer S B.Muncie, IN, June 20th, 2025 03:01 PM
As first time homebuyers, the process can seem daunting, but Andy was incredibly personable and his knowledge and ability to explain hows and whys in a manner that was easy to comprehend made the process a breeze!
Melanie M.Muncie, IN, April 9th, 2025 08:13 PM
It was the quick responses and efficient process in every step.
Nancy L W.Albany, IN, April 7th, 2025 04:53 PM
Andy was great! He was friendly, knowledgeable, and worked hard to help us meet our closing date. We're so happy we went with Ruoff!
Boyd Elliott J.Muncie, IN, April 5th, 2025 04:33 PM
Andy understands how to keep a deal moving and communicates requirements clearly even in strange circumstances!
Adam J H.Muncie, IN, March 18th, 2025 06:13 PM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on
2024
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.