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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
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Picture of Andy Thorpe
Picture of Andy Thorpe

Hi, I'm Andy!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

95.40% Customer Satisfaction Rating

Hi, I'm Andy!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

95.40% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Andy is literally the best ever. He's amazing. The process of buying a house was kind of awful because I'm 26 and a first time home buyer and I did it all by myself. Andy made this process go 1000x smoother than it would have otherwise and I'll never recommend anyone else.

    Andi G, happy client
  • Andrew was extremely prompt with returning emails and answering questions. Everything went really smooth and everybody was very professional.

    Danielle P, happy client
  • Easy to talk with. Not judgmental. cheerful. Informative. Nice. Knowledgeable. kind. Supportive. Responsive. Communicative. Just plain east to deal with!!!

    Lynn T, happy client
  • Andrew was incredible about responding to any questions we had in a timely manner, even outside of normal business hours.

    Dylan M, happy client
  • Everything went well and was a smooth process.

    Amy C, happy client
  • The process was quite available any hour of the day, which was convenient with the trying times going on in the world. Everything and any questions were answered in a timely manner. Even if we bombarded.

    Holly W, happy client
  • Helpful in the buying process, easy to talk too.

    Carlita D, happy client
  • Very quick & painless. Took 3 weeks, from application to closing. Have a great conventional loan, with a great A.P.R. Another bank took 2 months, and then priced me out at the very end. Ruoff = A+; Other Bank = F

    Troy S, happy client
  • We loved the ease of signing most of the paperwork digitally. It gave us unrushed time to sit, focused, and review it before signing. A fantastic perk to your services!

    Miranda C, happy client
  • Had a great experience with my refinance- the customer portal was very helpful in following the progress of my loan.

    Lisa M, happy client
  • We contacted you after having a bad experience with another company. Ruoff loan officer Andrew Thorpe responded with such professionalism, that our previous debacle was soon forgotten. He far exceeded our expectations.

    Sheila R, happy client
  • Andy was great to work with. He was always one step ahead and I did not have to wait on him for anything. He kept me updated on the process and was quick to answer all of my questions. I highly recommend Andy to anyone buying a home!

    Camela C, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 765.744.0490 or message me below!

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