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Arielle Schmitt

Senior Loan Officer

NMLS: 2053913

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Arielle

98.2%

Customer Satisfaction Score.

Scotsman Guide

Awards

Proudly serving Indiana, Michigan

Meet our happy homeowners***

View All Testimonials

Jesse R E.

Elkhart, IN, May 16, 2023, 6:52 PM

Arielle Schmitt was an absolute pleasure to work with. I called her on several occasions after hours, once as late as 9:30pm, she answered every time. She always had the answer to my questions and she was ALWAYS the nicest and most polite person one could be. Arielle made the entire process as easy and painless as possible and I will definitely tell anyone who will listen to give her a call. GIVE THIS WOMAN A RAISE!!!!!

Aaron S.

MISHAWAKA, IN, Aug 8, 2026, 7:05 PM

She was availabe basically 24/7 to answer any of my questions or concerns. I was fairly anxious about the whole thing but she really helped me out.

Jacob Y.

Mishawaka, IN, Jul 27, 2026, 3:07 PM

I couldn't have been happier. Arielle was amazing to work with.

Allen S.

South Bend, IN, Jun 25, 2026, 6:51 PM

Arielle was wonderful to work with from beginning to end. Buying a home can be stressful, but she made the process feel straightforward and manageable. She was always quick to respond, took the time to explain everything clearly, and made me feel confident every step of the way. I’m grateful for her guidance and would recommend her without hesitation.

Michael E.

South Bend, IN, Apr 8, 2026, 8:28 AM

We were able to complete almost all of the paperwork online which allowed my wife and i to purchase a house while working full time jobs. Arielle Schmittis an excellent mortgage officer!

Vida E.

South Bend, IN, Apr 4, 2026, 12:44 PM

Arielle is the best!!! She made us feel like we have known her for ever and made us feel comfortable.

Nathan V.

South Bend, IN, Mar 13, 2026, 3:36 PM

Arielle was so easy to work with and was very knowledgeable and friendly. She made the whole process of buying a new home and refinancing smooth and easy.

Jesse R E.

Elkhart, IN, May 16, 2023, 6:52 PM

Arielle Schmitt was an absolute pleasure to work with. I called her on several occasions after hours, once as late as 9:30pm, she answered every time. She always had the answer to my questions and she was ALWAYS the nicest and most polite person one could be. Arielle made the entire process as easy and painless as possible and I will definitely tell anyone who will listen to give her a call. GIVE THIS WOMAN A RAISE!!!!!

Aaron S.

MISHAWAKA, IN, Aug 8, 2026, 7:05 PM

She was availabe basically 24/7 to answer any of my questions or concerns. I was fairly anxious about the whole thing but she really helped me out.

Jacob Y.

Mishawaka, IN, Jul 27, 2026, 3:07 PM

I couldn't have been happier. Arielle was amazing to work with.

Allen S.

South Bend, IN, Jun 25, 2026, 6:51 PM

Arielle was wonderful to work with from beginning to end. Buying a home can be stressful, but she made the process feel straightforward and manageable. She was always quick to respond, took the time to explain everything clearly, and made me feel confident every step of the way. I’m grateful for her guidance and would recommend her without hesitation.

Michael E.

South Bend, IN, Apr 8, 2026, 8:28 AM

We were able to complete almost all of the paperwork online which allowed my wife and i to purchase a house while working full time jobs. Arielle Schmittis an excellent mortgage officer!

Vida E.

South Bend, IN, Apr 4, 2026, 12:44 PM

Arielle is the best!!! She made us feel like we have known her for ever and made us feel comfortable.

Nathan V.

South Bend, IN, Mar 13, 2026, 3:36 PM

Arielle was so easy to work with and was very knowledgeable and friendly. She made the whole process of buying a new home and refinancing smooth and easy.

Kevin M K.

South Bend, IN, Feb 13, 2026, 4:35 PM

Arielle and your team did a superb job in handling the process for us. Definitely glad to have worked with her.

Mayra M.

South Bend, IN, Dec 10, 2025, 11:34 PM

Arielle was knowledgeable and very responsive, she answered all of my questions in a timely manner and explained everything. It was a pleasure working with her! I will be recommending her to all my family and friend.

Jade S L.

Anderson, IN, Oct 14, 2025, 7:45 PM

Arielle was an absolutely outstanding loan officer, and I highly recommend her! From start to finish, her dedication to making our loan process smooth and stress-free was evident. What impressed me most was her exceptional communication. Arielle was incredibly proactive, consistently providing updates before I even had to ask. She was always prompt in responding to emails and calls, and her explanations of complex financial details were clear and easy to understand. I always felt completely informed and confident about where we stood in the process. Beyond her communication, Arielle is remarkably detail-oriented. She meticulously walked us through every document, catching potential issues and ensuring that all paperwork was perfect and submitted correctly the first time. This attention to detail saved us a significant amount of time and prevented any unnecessary delays. It was a huge relief knowing we were in such capable hands. If you are looking for a loan officer who is not only knowledgeable but also a clear communicator and a meticulous professional, you absolutely can't go wrong with Arielle!

Joseph L F.

Mishawaka, IN, Oct 7, 2025, 3:11 PM

Arielle was very kind and went above and beyond to make sure that I had everything I needed to buy my new home!

Rebecca A B.

Mishawaka, IN, Sep 23, 2025, 3:36 PM

Arielle was thorough and so responsive and made buying a house so painless!

Suzanna M H.

Kalamazoo, MI, Aug 29, 2025, 11:25 PM

Arielle was phenomenal from start to finish. From pre-approval to closing, she kept me informed. She was troubleshooting before there were any problems so we could avoid problems. I am so thankful I found her. This was way smoother than my first home purchase.

Melanie M. P.

South Bend, IN, Jul 20, 2025, 2:50 AM

Arielle was kind, knowledgeable, and very welcoming in every communication i encountered with her. She was outstanding with her responsiveness and communication throughout the entire process. I am honored to have had her be a part of my team for my path to homeownership! I am recommending her to anyone and everyone 😊

Kevin M K.

South Bend, IN, Feb 13, 2026, 4:35 PM

Arielle and your team did a superb job in handling the process for us. Definitely glad to have worked with her.

Mayra M.

South Bend, IN, Dec 10, 2025, 11:34 PM

Arielle was knowledgeable and very responsive, she answered all of my questions in a timely manner and explained everything. It was a pleasure working with her! I will be recommending her to all my family and friend.

Jade S L.

Anderson, IN, Oct 14, 2025, 7:45 PM

Arielle was an absolutely outstanding loan officer, and I highly recommend her! From start to finish, her dedication to making our loan process smooth and stress-free was evident. What impressed me most was her exceptional communication. Arielle was incredibly proactive, consistently providing updates before I even had to ask. She was always prompt in responding to emails and calls, and her explanations of complex financial details were clear and easy to understand. I always felt completely informed and confident about where we stood in the process. Beyond her communication, Arielle is remarkably detail-oriented. She meticulously walked us through every document, catching potential issues and ensuring that all paperwork was perfect and submitted correctly the first time. This attention to detail saved us a significant amount of time and prevented any unnecessary delays. It was a huge relief knowing we were in such capable hands. If you are looking for a loan officer who is not only knowledgeable but also a clear communicator and a meticulous professional, you absolutely can't go wrong with Arielle!

Joseph L F.

Mishawaka, IN, Oct 7, 2025, 3:11 PM

Arielle was very kind and went above and beyond to make sure that I had everything I needed to buy my new home!

Rebecca A B.

Mishawaka, IN, Sep 23, 2025, 3:36 PM

Arielle was thorough and so responsive and made buying a house so painless!

Suzanna M H.

Kalamazoo, MI, Aug 29, 2025, 11:25 PM

Arielle was phenomenal from start to finish. From pre-approval to closing, she kept me informed. She was troubleshooting before there were any problems so we could avoid problems. I am so thankful I found her. This was way smoother than my first home purchase.

Melanie M. P.

South Bend, IN, Jul 20, 2025, 2:50 AM

Arielle was kind, knowledgeable, and very welcoming in every communication i encountered with her. She was outstanding with her responsiveness and communication throughout the entire process. I am honored to have had her be a part of my team for my path to homeownership! I am recommending her to anyone and everyone 😊

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs


Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Taxes

$0.00

Home Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

Apply Now
Arielle Schmitt

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Indiana, Michigan

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

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Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

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******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.