Ruoff Mortgage
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Becky Freeman

Loan Officer

NMLS: 1171008

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Becky

94.9%

Customer Satisfaction Score.

Scotsman Guide

Awards

Proudly serving Florida, Michigan

Meet our happy homeowners***

View All Testimonials

Janet T.

Lenox, MI, Dec 2, 2025, 4:27 PM

I love my loan officer and she was always there when I needed or had any question. will always use her or refer her in the future

James C J.

White Lake, MI, Nov 22, 2025, 4:32 PM

Becky worked around my busy work schedule. The signing was quick and she explained every page .

Marian M J.

White Lake, MI, Nov 21, 2025, 4:12 PM

Becky was friendly and quick to respond to qurations

Brandon C.

Swartz Creek, MI, Sep 19, 2025, 4:13 PM

We were treated like family ♡ always up to date with everything and made the process painless and easy to understand. Becky is the best!

Jesse D B.

GRAND RAPIDS, MI, Aug 8, 2025, 3:10 PM

Communication

Adam L.

Jackson, MI, Apr 8, 2025, 3:30 PM

Becky was so awesome to work with. It was my wife and I's first homebuying process, and she helped make it seamless. Her personality was perfect for us, she matched our energy and excitement, and her responsiveness was second to none (even while she was on vacation, I might add)! I would recommend her to anyone!

Janet T.

Lenox, MI, Dec 2, 2025, 4:27 PM

I love my loan officer and she was always there when I needed or had any question. will always use her or refer her in the future

James C J.

White Lake, MI, Nov 22, 2025, 4:32 PM

Becky worked around my busy work schedule. The signing was quick and she explained every page .

Marian M J.

White Lake, MI, Nov 21, 2025, 4:12 PM

Becky was friendly and quick to respond to qurations

Brandon C.

Swartz Creek, MI, Sep 19, 2025, 4:13 PM

We were treated like family ♡ always up to date with everything and made the process painless and easy to understand. Becky is the best!

Jesse D B.

GRAND RAPIDS, MI, Aug 8, 2025, 3:10 PM

Communication

Adam L.

Jackson, MI, Apr 8, 2025, 3:30 PM

Becky was so awesome to work with. It was my wife and I's first homebuying process, and she helped make it seamless. Her personality was perfect for us, she matched our energy and excitement, and her responsiveness was second to none (even while she was on vacation, I might add)! I would recommend her to anyone!

Laurel J. L.

Jackson, MI, Apr 8, 2025, 3:25 PM

Becky was fantastic! She was so easy to work with! From the beginning approval process all the way through to closing. She answered our questions, was organized, prepped us ahead for everything we needed to help make our first home buying process seamless, and went above and beyond to make it exciting and not stressful! 10 out of 10! Thanks again for everything! :)

Brett N.

Bloomfield Hills, MI, Apr 29, 2024, 9:20 PM

Becky did a wonderful job through the whole process. She explained everything clearly and made us feel comfortable while going through our refinance. Becky was quick to respond, trustworthy, and knowledgeable. Will definitely ensure we go back in the future and would recommend working with Becky to anyone!!

Erin C.

Bear Lake, MI, Sep 9, 2024, 4:47 PM

Great communication, easy to work with, friendly and knowledgeable. Her experience shows.

Jeffrey E H.

TAMPA, FL, Aug 15, 2024, 3:02 PM

Becky is the best on the planet!

Daniel H.

Lutz, FL, Apr 1, 2024, 3:08 PM

Very knowledgeable and enjoyable to work with

Jessica H.

Lutz, FL, Mar 29, 2024, 5:43 PM

Becky was so helpful throughout our entire home search. She is quick to respond, fun, and a great resource! We will continue to recommend Becky to friends and family.

Cort A. F.

Madison Hts, MI, Feb 27, 2024, 1:00 AM

Becky was helpful and made the entire process stress free. Was available when I called and checked in to keep me on pace to meet our desired closing date

Laurel J. L.

Jackson, MI, Apr 8, 2025, 3:25 PM

Becky was fantastic! She was so easy to work with! From the beginning approval process all the way through to closing. She answered our questions, was organized, prepped us ahead for everything we needed to help make our first home buying process seamless, and went above and beyond to make it exciting and not stressful! 10 out of 10! Thanks again for everything! :)

Brett N.

Bloomfield Hills, MI, Apr 29, 2024, 9:20 PM

Becky did a wonderful job through the whole process. She explained everything clearly and made us feel comfortable while going through our refinance. Becky was quick to respond, trustworthy, and knowledgeable. Will definitely ensure we go back in the future and would recommend working with Becky to anyone!!

Erin C.

Bear Lake, MI, Sep 9, 2024, 4:47 PM

Great communication, easy to work with, friendly and knowledgeable. Her experience shows.

Jeffrey E H.

TAMPA, FL, Aug 15, 2024, 3:02 PM

Becky is the best on the planet!

Daniel H.

Lutz, FL, Apr 1, 2024, 3:08 PM

Very knowledgeable and enjoyable to work with

Jessica H.

Lutz, FL, Mar 29, 2024, 5:43 PM

Becky was so helpful throughout our entire home search. She is quick to respond, fun, and a great resource! We will continue to recommend Becky to friends and family.

Cort A. F.

Madison Hts, MI, Feb 27, 2024, 1:00 AM

Becky was helpful and made the entire process stress free. Was available when I called and checked in to keep me on pace to meet our desired closing date

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs


Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Taxes

$0.00

Home Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

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Becky Freeman

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Florida, Michigan

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

Ruoff Mortgage Logo White

Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.