High Contrast:
Get Started
Picture of Brad Ellett
Brad Ellett | NMLS: 1634528

Let me help you get pre-approved today!

Hello! I’m Brad, the VP Branch Manager here at the Ruoff La Porte branch. I love helping people achieve their homeownership goals and grow generational wealth. With over a decade of combined experience in the mortgage and finance industries, I am the loan officer you need to help you select the best mortgage option for you. Whether you’re a first-time homebuyer, in need of down-payment assistance, or need more information about a VA loan or jumbo loan, I am ready to help you make your homeownership dreams a reality. Remember, it is never too early to get professional advice about your mortgage options, so reach out to me today and we can get started.

Get Started

My Latest Blogs

Common Closing Delays and How to Avoid Them

Jul 17, 2026

Buying a home should feel like finishing a fun craft project you’ve been excited about for weeks, not like hunting for a missing glue stick at the last minute. Yet common closing delays pop up more of...
Read More

Building Equity as a First-Time Buyer: Proven Strategies That Actually Work

Jul 9, 2026

Buying your first home feels like a big leap, but building equity as a first-time buyer is one of the smartest moves you can make for your future. Equity grows when your home’s value rises or when you...
Read More

Navigating Home Inspections in LaPorte, Michigan City, and New Carlisle: What Every First-Time Buyer

Jul 2, 2026

Buying your first home in LaPorte, Michigan City, or New Carlisle can feel like an exciting adventure mixed with a few butterflies. Home inspections often pop up as one of those steps that leaves new ...
Read More
View All

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    quick to get back with me on everything .

    Ryan A R.

    South Bend, IN, July 7th, 2026 10:55 PM

  • Review 2

    Source of Rating Icon

    Brad did an amazing job communicating and reaching out to us if we needed something or diding understand. He went above and beyond helping us. We had a week left before closing and Brad had reach out to us to ask us if we wanted o close early because everything was lined up and ready to go. I thought that was awesome. Thank u so much brad...

    Iyonna S K.

    Hamlet, IN, July 14th, 2026 12:03 PM

  • Review 3

    Source of Rating Icon

    I had just experienced a tremendous loss of my husband and to navigate many new things in my own Brad helped me understand everything step by step and was even there to listen as my heart broke many times. Thank you so much Brad!!

    Lisa G.

    Elkhart, IN, July 14th, 2026 11:05 AM

  • Review 4

    Source of Rating Icon

    Brad was extremely helpful to me and I really don't think the process would have worked out as smoothly as it has without him! This was my first mortgage and he really helped me work through a lot of the uncertainty of securing a loan and provided excellent advice every step of the way to owning my own home. He made the whole process simple and comfortable. I would absolutely recommend working with him!

    Ryan P.

    South Bend, IN, August 14th, 2019 02:30 AM

  • Review 5

    Source of Rating Icon

    Brad went out of his way to meet with us and on a very short notice. He also took the time to consider our needs, it is no easy moving states and very stressful. Brad took that away from my wife and I and was available at all times and with email and phone contact there was never waiting. This was of upmost importance to us during this time. The whole process really was a breeze with Brad on our side I would do it again in a heartbeat.

    Daniel R.

    Osceola, IN, July 16th, 2019 06:02 PM

  • Review 6

    Source of Rating Icon

    Brad was amazing to work with!!!!! He is a true professional.

    Dylan A R.

    Osceola, IN, July 15th, 2024 09:19 AM

  • Review 7

    Source of Rating Icon

    Brad was very easy to get a hold of whenever we had a question about anything. Process was easy. It was nice to have the personal touch of him attending our closing so we can meet him in person as well.

    Jacob K B.

    Mishawaka, IN, July 12th, 2024 11:35 AM

  • Review 8

    Source of Rating Icon

    The communication between Brad and Michelle made it very easy for us to ask any questions we had with a quick reply.

    Zachery A P.

    Elkhart, IN, July 8th, 2024 09:03 AM

  • Review 9

    Source of Rating Icon

    When I was confused I got great explanations

    Grisel F.

    South Bend, IN, July 2nd, 2024 09:55 AM

  • Review 10

    Source of Rating Icon

    Everything went very smooth. Very friendly, very quick and never hesitent to answer questions about anything during the process. 10/10 will use again if I were to ever buy another house.

    Joshua R V.

    Union Mills, IN, June 28th, 2024 12:24 PM

  • Review 11

    Source of Rating Icon

    Very excellent communication from Brad and did not hesitate to answer any questions i have about my first time buying a home!

    Kyler C B.

    Mishawaka, IN, June 17th, 2024 09:16 PM

  • Review 12

    Source of Rating Icon

    Was a great experience. With all the stressful moments he was very informative and helped us every step of the way.

    Malorie A M.

    New Carlisle, IN, June 12th, 2024 12:56 PM

  • Review 13

    Source of Rating Icon

    Brad and his team made the whole process so simple and fast. They were all very friendly. I would definitely recommend them to anyone looking to buy a home!

    Catherine C S.

    Elkhart, IN, May 27th, 2024 06:29 PM

See More

Why should you choose Ruoff?

70

Branches throughout
the US.

98.5%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

42

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 574.315.7010 or message me below!

Download our !