Picture of

What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

Please complete all fields.

Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
High Contrast:
Get Started
Picture of Bryan Graham
Picture of Bryan Graham

Hi, I'm Bryan!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Originator Award

Hi, I'm Bryan!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Originator Award

Let me help you get pre-approved today!

I have been making it my business for just over a decade to create financing with an eye to the future, not just for this day. My goal is to see the community around me grow. I bring together the buyer, realtors and myself in a group effort to protect the best interests of those who have entrusted me with their goals and aspirations to become homeowners.

I have loyal clients and colleagues who not only praise my hard work ethic and honesty, but reward it by returning time and again for refinance and referring me as THE lender to go to in Columbia City, Fort Wayne, Huntington, Albion, and Auburn Areas.

I am active in my community, serving on housing authority for Columbia City, appointed by the mayor, and attending Eagle Quest Church. I am also on the finance committee for the Lighthouse. I have 3 children who I raise as a single father and enjoy spending time with them. In my free time I enjoy watching hockey.

I treat every transaction the same and I believe in working hard to achieve my client's financial and homeownership goals. If I cannot get you approved I will go over the situation and come up with a solution so that you can qualify for a home loan in the near future.

I started out in the mortgage business in a small mortgage Broker called Focus Capital Group. When the mortgage crisis came around the ownership decided to not continue doing business. I interviewed with several companies and Ruoff's business plan was the most exciting and they also offered the most programs for financing that were available in the market. Ruoff has an established reputation as one of the best lenders in Northeast Indiana and has been locally owned since 1984. I feel their business philosophies and commitment to my clients are second to none!

Get Started

President's Club Member

President's club seal 2020
President's club seal 2021

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Bryan was very professional and at the same time very personable. He did an excellent job and represented Ruoff extremely well. If I buy another house, I will definitely use Ruoff mortgage company and if anybody I know is looking to buy a house I will refer Bryan and Ruoff to them.

    James T, happy client
  • Made the whole loan application experience a lot easier due to the expert knowledge of Bryan Graham.

    Barb C, happy client
  • Everything was done quickly and efficiently. Bryan went above and beyond to make sure the transaction went as planned. I am highly satisfied.

    Christopher B, happy client
  • I felt completely comfortable with the process 100% of the time. I appreciate that. Always here to answer my questions. Friendly!

    Tillie L, happy client
  • Bryan Grahm was amazing. He was fast and responded immediately to our questions and requests. I would recommend Bryan to everyone.

    Eugene C, happy client
  • Bryan was very good at what he does. Took care of everything for us. A++

    Jacob G, happy client
  • Bryan really knew his stuff he tried extremely hard to get the closing done when I needed it. He definitely can work miracles!

    Jenna G, happy client
  • Bryan moves our loan process right along. Every time we gave him what he needed, he quickly had his end processed and new tasks for us. Couldn’t have asked for a smoother process.

    Greg O, happy client
  • Very well versed with the current interest rates and Bryan worked with us to make sure we were getting the best for us. He kept in constant contact with us he made sure we understood all the "real estate" lingo and how it would affect us.

    John and Barb C, happy client
  • Bryan does an amazing job. Had us clear to close in 3 weeks. Ruoff was excellent. Bryan really cares about his clients.

    Alysia H, happy client
  • Bryan found a fantastic rate and made the whole process much simpler than I had anticipated. He truly is "The Mortgage Man".

    Vincent S, happy client
  • Bryan is very hands on and is reachable at anytime I had any questions. He is very professional and super friendly.

    Missy V, happy client
See More

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 260.609.1393 or message me below!

Download our !