High Contrast:
Get Started
Picture of Cathe Music
Picture of Cathe Music

Hi, I'm Cathe!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.06% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Cathe!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.06% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I have worked in the real estate and housing business since 1985. My goal has always been to put the buyers that I work with into the right home that makes their individual ownership dream a reality. My partnership with Ruoff Mortgage has allowed me to keep doing just that.

There are many mortgage options available to buyers, or current homeowners, and the process can be very confusing without proper guidance. Available programs are changing all the time and you need someone who can narrow it down to what works for you and your circumstances. I will help make the process quick and uncomplicated for you and get you the mortgage product that is the best fit for your situation!

I realize that business hours are not real life hours! I am available to you at any time--your schedule is my schedule. You can reach me after hours and weekends by contacting me on my cell phone or by email. You can also contact me through the website and apply online at any time. You can be assured your information is secure and will come directly to me.

Get Started

President's Club Member

President's club seal 2018
President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2023

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Cathe is amazing, it didn’t matter what time it was or what day of the week and she would answer a call or text!

    Ben M.

    Fort Wayne, IN, June 18th, 2024 03:39 PM

  • Review 2

    Source of Rating Icon

    Cathe was very transparent and helped us with the process from day 1. She was wonderful to work with!

    Bryce A S.

    Garrett, IN, September 23rd, 2024 10:31 AM

  • Review 3

    Source of Rating Icon

    Cathe Music is a true professional at her job. Very curious and knowledgeable. Very easy to reach with any questions or concerns. Will HIGHLY recommend

    Steven B.

    Fort Wayne, IN, September 17th, 2024 12:25 PM

  • Review 4

    Source of Rating Icon

    Great advice and service, I had no score and in a matter of few months we qualified for a conventional mortgage. Thanks Cathe for all your help and being patient with me and always quick with the answers I needed. Great team to work,thanks to all involved!!

    Craig A B.

    Auburn, IN, September 13th, 2024 11:55 AM

  • Review 5

    Source of Rating Icon

    Everyone was very attentive! I had lots of questions and everyone was happy to listen and answer all of them. We would absolutely refer others to Cathe and her team.

    Jeffrey D.

    Ossian, IN, September 9th, 2024 11:17 AM

  • Review 6

    Source of Rating Icon

    You were able to get something fixed so we could close.

    Summer B S.

    Fort Wayne, IN, September 2nd, 2024 09:36 AM

  • Review 7

    Source of Rating Icon

    Even though she was going through a family health situation, everything was always taken care of and on time. I had no surprises and was able to reach her when needed. 10/10!

    Ross Michael H.

    Fort Wayne, IN, September 1st, 2024 05:03 PM

  • Review 8

    Source of Rating Icon

    Cathe treated me like a friend I've known for years. We clicked well, she's very personable, and made this entire process so easy! Thank you, Cathe! ♡

    Lindsay H.

    Lagrange, IN, August 26th, 2024 11:09 AM

  • Review 9

    Source of Rating Icon

    It was a wonderful experience all around from communication to explaining a lot of the process. Truly excellent.

    Saul S.

    Fort Wayne, IN, July 4th, 2024 01:10 PM

  • Review 10

    Source of Rating Icon

    Amazing communication. Cathe went above and beyond to ensure that we crossed all our Ts and dotted all our Is. She helped tremendously in the process as it was new to us as first time home buyers. Overall 5 stars, 10 out of 10! She truly cares about her "customers." She treated us as if she were helping her own family find the perfect house!

    Ryan N.

    Warren, IN, July 29th, 2024 11:11 AM

  • Review 11

    Source of Rating Icon

    Availability, exp0lanations of everything, always answered any questions. Respectful

    Destiny C.

    GARRETT, IN, July 23rd, 2024 09:06 AM

  • Review 12

    Source of Rating Icon

    Cathe was amazing! Any question I had she was quick to answer. She was great in communicating the process along the way and anything that I may need to complete.

    Nathaly D.

    Fort Wayne, IN, July 1st, 2024 11:12 AM

  • Review 13

    Source of Rating Icon

    Very personable and understanding of our situation with selling a home and buying along with timelines we wanted to accomplish. Very much appreciated the excellent communication especially because of the demands of my job and juggling a lot of things at once.

    Jamie L P.

    Howe, IN, June 28th, 2024 04:57 PM

See More

Why should you choose Ruoff?

67

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 260.438.6707 or message me below!

Download our !