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Chelsea Lentes | NMLS: 1481193

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My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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My Latest Blogs

Home Appraisal vs. Home Inspection: Key Differences for Terre Haute Buyers

Jul 14, 2026

In Terre Haute, IN - Chelsea Lentes hears the same question from local families every week: how do a home appraisal and a home inspection actually differ, and why do both matter when you’re buying a h...
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The Role of a Buyer's Agent: Do You Really Need One as a Terre Haute First Time Homebuyer?

Jun 17, 2026

Buying your first home in the Wabash Valley can feel exciting and a little overwhelming all at once. If you're a terre haute first time homebuyer, you might wonder whether hiring a buyer's agent is tr...
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Renting vs Buying in Terre Haute: The Honest Breakdown No One Gives You

Jun 11, 2026

Let’s just say it out loud:Renting is easy.No maintenance. No long-term commitment. No stress about your furnace deciding to quit in the middle of winter.But also…Your landlord is building equity. Not...
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Chelsea was so easy to work with. She responded quickly to questions and explained everything in a way that was easy to understand . She made refinancing painless and easy.

    Christina A B.

    Terre Haute, IN, July 13th, 2026 11:05 AM

  • Review 2

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    We had a lot of questions throughout the process and Chelsea was always able to walk us through every detail and even take the time to explain it In a different way when one of us was misunderstanding.

    Jennifer L G.

    Spencer, IN, June 30th, 2026 02:11 PM

  • Review 3

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    Chelsea consistently kept me promptly informed, ensuring they're were no surprises!

    Steven Ray B.

    Rosedale, IN, June 28th, 2026 04:24 PM

  • Review 4

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    Everything was smooth and quick made the process and not much stress except what was expected.

    Alexander R.

    Terre Haute, IN, June 15th, 2026 11:05 AM

  • Review 5

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    She made everything a breeze and understandable

    Austin Leon W.

    Terre Haute, IN, June 5th, 2026 11:08 AM

  • Review 6

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    Chelsea is very personable and knowledgeable. I was able to trust her advice. She made the process seemless for us.

    Courtney G.

    Terre Haute, IN, June 4th, 2026 08:27 PM

  • Review 7

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    Chelsea made the process smooth and a lot less stressful than I had expected as a first time home buyer. She explained the process in simple terms and answered any questions without hesitation.

    Holly June H.

    Terre Haute, IN, May 28th, 2026 02:26 AM

  • Review 8

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    Great comunication and fast work

    Joslyn N N.

    Jasonville, IN, May 27th, 2026 11:14 PM

  • Review 9

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    Excellent response time! Answered any questions I had! I could not ask for a better experience!

    Zachary L M.

    Terre Haute, IN, May 26th, 2026 08:09 AM

  • Review 10

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    Very clear and consistent communication. Whenever we had questions, Chelsea was quick to answer or let us know she was working on finding the answer.

    Brittney T.

    Terre Haute, IN, May 22nd, 2026 02:04 PM

  • Review 11

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    Communication was amazing.

    Jamie Lee S.

    Sullivan, IN, May 16th, 2026 12:55 PM

  • Review 12

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    Chelsea made the entire process extremely easy. She communicated openly with us the entire time and was so quick to handle any task that was thrown her way. Chelsea went out of her way to make sure we could close as soon as possible. She is the best and I would absolutely recommend her to anyone!

    Brooke C H.

    Jasonville, IN, May 13th, 2026 11:21 AM

  • Review 13

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    Chelsea was the best!

    Curtis A D.

    Terre Haute, IN, May 12th, 2026 01:02 PM

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Why should you choose Ruoff?

69

Branches throughout
the US.

98.5%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

42

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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