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Picture of Cheryl Wooster
Picture of Cheryl Wooster

Hi, I'm Cheryl!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.75% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Cheryl!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.75% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I have had the privilege of being in the mortgage industry since 1993. Over the years, I have developed a deep passion for what I do. It brings me immense joy to provide exceptional care to my clients, ensuring they are well informed and empowered to make the best financial decisions when it comes to purchasing a home or refinancing their mortgage.  

My commitment to staying current with the latest trends and information in the mortgage lending world allows me to offer my clients the most up-to-date advice and solutions. I take pride in my ability to skillfully navigate the complex landscape of financing options, always striving to find the best fit for each individual or family I work with.

Ultimately, my greatest satisfaction comes from helping clients achieve their dream of securing the right mortgage. It is a privilege to play a role in such a significant milestone in their lives. If you're looking for a dedicated and knowledgeable professional to guide you through the process, I would be honored to be of service. Let's work together to turn your homeownership dreams into reality. 

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President's Club Member

President's club seal 2023

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • 5.0
    Rating source icon

    Cheryl made the loan experience extremely easy and quick. Her expertise and knowledge were superb. I couldn’t have asked for a better loan officer.

    Christina L C.

    Peru, IN, December 29th, 2023 07:39 AM

  • 5.0
    Rating source icon

    At one of the most stressful, exciting, times in life ( buying a house) I was blessed to have a loan officer (Cheryl) that was not only great at her job she was great at calming my fears, explaining everything to me,and listening to me! Best person to work with! Also said although we closed I could still contact her with any questions or concerns! Who does that these days! Thank you for everything

    Sheila R H.

    INDIANAPOLIS, IN, February 19th, 2024 11:11 AM

  • 5.0
    Rating source icon

    Cheryl and her team were just perfect! I am a first time home buyer who didn’t have any knowledge of what to expect or where to start. Cheryl helped me every step of the way and even helped me increase my credit score by almost 200 points! She and her team responded very quickly which was comforting. Cheryl got me the best loan for me and even got me cash back at the end of which I was super happy about. I couldn’t imagine having a better advisor! I will definitely be calling her for all my future needs and would recommend her to anyone searching for a home loan. From the pre approval to closing Cheryl went above and beyond to get me and my family into a home we love. I am beyond words grateful for her and her hard work and fast responses. I Can tell she loves what she does. Some nights I would call her late and she would answer and help me through my issue. She would respond to my emails right away and really made me feel as though I was her only client. I wish her the best and hope she understands how much her dedication means to me and my family. I give her 10 stars out of 5! Thank you Cheryl!

    Peter R.

    Indianapolis, IN, July 4th, 2024 11:30 AM

  • 5.0
    Rating source icon

    Was professional and smooth at every point in the process

    Joshua J.

    Crawfordsville, IN, July 6th, 2024 11:03 AM

  • 5.0
    Rating source icon

    Everything was flawless

    Marcus W.

    Camby, IN, June 18th, 2024 07:31 PM

  • 5.0
    Rating source icon

    Excellent communication. Very knowledgeable about everything.

    Cheryl L S.

    Indianapolis, IN, May 6th, 2024 11:02 AM

  • 5.0
    Rating source icon

    Cheryl was always available and ready to answer any questions I had!

    Jared L H.

    Indianapolis, IN, April 8th, 2024 11:11 AM

  • 5.0
    Rating source icon

    Best experience ever buying a house!

    Caitlin M R.

    Indianapolis, IN, December 24th, 2023 03:52 PM

  • 5.0
    Rating source icon

    Cheryl was amazing. Taught me so much. And broke things down for me, the things I didn’t understand. And was amazing to work with!

    Lauren A B.

    Greenwood, IN, December 4th, 2023 12:08 PM

  • 5.0
    Rating source icon

    Cheryl was a kind and knowledgeable agent to work with! She was also super timely; her response after we submitted our application was almost instant. I would highly recommend Cheryl to all my friends and family. Thanks for helping us buy our first home!

    Jacob E B.

    Indianapolis, IN, October 20th, 2023 02:59 PM

  • 5.0
    Rating source icon

    Very knowledgeable very sweet natured lady glad to do business with you all again

    Susan D.

    New Whiteland, IN, October 16th, 2023 11:04 AM

  • 5.0
    Rating source icon

    Cheryl was amazing at making this experience so personable. She made sure we felt confident and comfortable each step of the way. She was always polite and answered our long list of questions. She was willing to break it down even further for us when we were unclear with what steps were happening next. We would highly recommend her to anyone!

    Kathleen D M.

    Greenwood, IN, September 11th, 2023 12:39 PM

  • 5.0
    Rating source icon

    Cheryl was able to answer our questions quickly. She was very knowledgeable throughout the whole loan process and was able to keep us very up to date on everything that was happening. I really appreciated the attentiveness.

    Crystal D S.

    Greenfield, IN, September 11th, 2023 11:57 AM

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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Call me at 317.430.0132 or message me below!

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