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Picture of Cheryl Wooster
Picture of Cheryl Wooster

Hi, I'm Cheryl!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.72% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Cheryl!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.72% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I have had the privilege of being in the mortgage industry since 1993. Over the years, I have developed a deep passion for what I do. It brings me immense joy to provide exceptional care to my clients, ensuring they are well informed and empowered to make the best financial decisions when it comes to purchasing a home or refinancing their mortgage.  

My commitment to staying current with the latest trends and information in the mortgage lending world allows me to offer my clients the most up-to-date advice and solutions. I take pride in my ability to skillfully navigate the complex landscape of financing options, always striving to find the best fit for each individual or family I work with.

Ultimately, my greatest satisfaction comes from helping clients achieve their dream of securing the right mortgage. It is a privilege to play a role in such a significant milestone in their lives. If you're looking for a dedicated and knowledgeable professional to guide you through the process, I would be honored to be of service. Let's work together to turn your homeownership dreams into reality. 

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President's Club Member

President's club seal 2023

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • Cheryl was amazing at making this experience so personable. She made sure we felt confident and comfortable each step of the way. She was always polite and answered our long list of questions. She was willing to break it down even further for us when we were unclear with what steps were happening next. We would highly recommend her to anyone!

    Kathleen D M, happy client
  • Cheryl was able to answer our questions quickly. She was very knowledgeable throughout the whole loan process and was able to keep us very up to date on everything that was happening. I really appreciated the attentiveness.

    Crystal D S, happy client
  • Ruoff, and our lender Cheryl was absolutely fantastic to work with! She was extremely knowledgeable and was happy to help answer our questions and explain everything thoroughly, which we appreciated as first time homebuyers.

    Laura E W, happy client
  • This is the 2nd time I have worked with Cheryl for home financing. She is extremely proficient, professional and knowledgeable in her position. She is a true joy to work with and makes you feel very comfortable throughout the process! Thank you Cheryl!

    George L F, happy client
  • Cheryl was extremely helpful and answered all my questions and made the process as stress free as buying a house could ever be. I knew I was in good hands and she was doing everything she could to make sure I got my dream home.

    Miranda B, happy client
  • Cheryl went above and beyond for us. As first time home buyers we had so many questions and Cheryl was there to answer them all immediately. She made the loan process a breeze and even got the clear to close sooner than we were expecting. We highly recommend working with Cheryl for any mortgage or refinance.

    Sheila M A, happy client
  • Cheryl was absolutely incredible. She explained everything to us in a manner that was educational and not in the least bit demeaning. Cheryl was so kind and so quick to respond to every single one of our questions. We could not have purchased our dream home without her.

    Ashleigh M M, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 317.430.0132 or message me below!

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