High Contrast:
Get Started
Picture of Cheryl Wooster
Picture of Cheryl Wooster

Hi, I'm Cheryl!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.86% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Cheryl!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.86% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I have had the privilege of being in the mortgage industry since 1993. Over the years, I have developed a deep passion for what I do. It brings me immense joy to provide exceptional care to my clients, ensuring they are well informed and empowered to make the best financial decisions when it comes to purchasing a home or refinancing their mortgage.  

My commitment to staying current with the latest trends and information in the mortgage lending world allows me to offer my clients the most up-to-date advice and solutions. I take pride in my ability to skillfully navigate the complex landscape of financing options, always striving to find the best fit for each individual or family I work with.

Ultimately, my greatest satisfaction comes from helping clients achieve their dream of securing the right mortgage. It is a privilege to play a role in such a significant milestone in their lives. If you're looking for a dedicated and knowledgeable professional to guide you through the process, I would be honored to be of service. Let's work together to turn your homeownership dreams into reality. 

Get Started

President's Club Member

President's club seal 2023

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Cheryl made the loan experience extremely easy and quick. Her expertise and knowledge were superb. I couldn’t have asked for a better loan officer.

    Christina L C.

    Peru, IN, December 29th, 2023 07:39 AM

  • Review 2

    Source of Rating Icon

    At one of the most stressful, exciting, times in life ( buying a house) I was blessed to have a loan officer (Cheryl) that was not only great at her job she was great at calming my fears, explaining everything to me,and listening to me! Best person to work with! Also said although we closed I could still contact her with any questions or concerns! Who does that these days! Thank you for everything

    Sheila R H.

    INDIANAPOLIS, IN, February 19th, 2024 11:11 AM

  • Review 3

    Source of Rating Icon

    I noticed that Cheryl was professional and always available when I needed her and when I had a question from the beginning to the end of my home buying journey. Her work ethic is outstanding and I will refer her to everyone, she made the experience memorable and for that my family and I will forever be greatful. Thank you so much for everything.

    Jacqueline H.

    Indianapolis, IN, September 28th, 2024 11:58 AM

  • Review 4

    Source of Rating Icon

    Cheryl was eager and ready to help me throughout the entire process and any questions I had were promptly answered like a true professional.

    Gabryell S G.

    Franklin, IN, September 1st, 2024 06:28 PM

  • Review 5

    Source of Rating Icon

    Communication and response time were fantastic

    Kimberly J H.

    Indianapolis, IN, July 29th, 2024 12:54 PM

  • Review 6

    Source of Rating Icon

    Cheryl kept us updated every step of the way.

    Gregory J F.

    Greenwood, IN, July 19th, 2024 03:56 PM

  • Review 7

    Source of Rating Icon

    Cheryl and her team were just perfect! I am a first time home buyer who didn’t have any knowledge of what to expect or where to start. Cheryl helped me every step of the way and even helped me increase my credit score by almost 200 points! She and her team responded very quickly which was comforting. Cheryl got me the best loan for me and even got me cash back at the end of which I was super happy about. I couldn’t imagine having a better advisor! I will definitely be calling her for all my future needs and would recommend her to anyone searching for a home loan. From the pre approval to closing Cheryl went above and beyond to get me and my family into a home we love. I am beyond words grateful for her and her hard work and fast responses. I Can tell she loves what she does. Some nights I would call her late and she would answer and help me through my issue. She would respond to my emails right away and really made me feel as though I was her only client. I wish her the best and hope she understands how much her dedication means to me and my family. I give her 10 stars out of 5! Thank you Cheryl!

    Peter R.

    Indianapolis, IN, July 4th, 2024 11:30 AM

  • Review 8

    Source of Rating Icon

    Was professional and smooth at every point in the process

    Joshua J.

    Crawfordsville, IN, July 6th, 2024 11:03 AM

  • Review 9

    Source of Rating Icon

    Everything was flawless

    Marcus W.

    Camby, IN, June 18th, 2024 07:31 PM

  • Review 10

    Source of Rating Icon

    Excellent communication. Very knowledgeable about everything.

    Cheryl L S.

    Indianapolis, IN, May 6th, 2024 11:02 AM

  • Review 11

    Source of Rating Icon

    Cheryl was always available and ready to answer any questions I had!

    Jared L H.

    Indianapolis, IN, April 8th, 2024 11:11 AM

  • Review 12

    Source of Rating Icon

    Best experience ever buying a house!

    Caitlin M R.

    Indianapolis, IN, December 24th, 2023 03:52 PM

  • Review 13

    Source of Rating Icon

    Cheryl was amazing. Taught me so much. And broke things down for me, the things I didn’t understand. And was amazing to work with!

    Lauren A B.

    Greenwood, IN, December 4th, 2023 12:08 PM

See More

Why should you choose Ruoff?

66

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 317.430.0132 or message me below!

Download our !