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Year started: 2003. Years of experience: 23.

Clint Morgan

SVP | Chief Lending Officer

NMLS: 234510 | GA: 56952 | KY: MC321620 | OH: MLO.044150.000

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Clint

100%

Customer Satisfaction Score.

Scotsman Guide AwardPresident's Club Award

Awards

23

Years of helping homeowners like you.

Proudly serving Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Michigan, Ohio, Tennessee, Wisconsin, West Virginia

Meet our happy homeowners***

View All Testimonials

Review 1

Ella L. H.

Wellington, FL, Aug 9, 2026, 8:52 PM

5.0

Everything!

Review 2

William W D.

Fort Wayne, IN, Aug 5, 2026, 3:27 PM

5.0

The excellent professional help from Clint Morgan. Clints feedback and constant updates always kept us aware of what was next. Jane and I have lived at 7314 Bluffton Road for 40 years. We just celebrated our 50th Anniversary this year on January the 10th, our new home is a super present thanks to Clint Morgan's help.

Review 3

Mary E. B.

Zephyrhills, FL, Mar 23, 2026, 12:42 PM

5.0

..........

Review 4

Christopher J C.

Franklin, IN, Jan 30, 2026, 2:03 AM

5.0

Clint made this process as simple as can be very thorough & professional

Review 5

Tiffany A C.

Franklin, IN, Jan 27, 2026, 11:15 AM

5.0

We are so happy we chose Ruoff! From start to finish, our experience was wonderful. We were never left with unanswered questions or wondering what would come next; everything was clearly communicated. The process moved quickly, smoothly, and was stress-free. Clint is kind, professional, and incredibly knowledgeable, and his expertise truly shows. There’s no one else I would trust in the future or recommend to friends and family.

Review 6

Miranda A.

Fort Wayne, IN, Dec 17, 2025, 7:45 PM

5.0

Clint was easy to work with through the whole process. He communicated along the way and helped quickly with any questions. Loan butler is easy to navigate and nice to have to reference along the way.

Review 1

Ella L. H.

Wellington, FL, Aug 9, 2026, 8:52 PM

5.0

Everything!

Review 2

William W D.

Fort Wayne, IN, Aug 5, 2026, 3:27 PM

5.0

The excellent professional help from Clint Morgan. Clints feedback and constant updates always kept us aware of what was next. Jane and I have lived at 7314 Bluffton Road for 40 years. We just celebrated our 50th Anniversary this year on January the 10th, our new home is a super present thanks to Clint Morgan's help.

Review 3

Mary E. B.

Zephyrhills, FL, Mar 23, 2026, 12:42 PM

5.0

..........

Review 4

Christopher J C.

Franklin, IN, Jan 30, 2026, 2:03 AM

5.0

Clint made this process as simple as can be very thorough & professional

Review 5

Tiffany A C.

Franklin, IN, Jan 27, 2026, 11:15 AM

5.0

We are so happy we chose Ruoff! From start to finish, our experience was wonderful. We were never left with unanswered questions or wondering what would come next; everything was clearly communicated. The process moved quickly, smoothly, and was stress-free. Clint is kind, professional, and incredibly knowledgeable, and his expertise truly shows. There’s no one else I would trust in the future or recommend to friends and family.

Review 6

Miranda A.

Fort Wayne, IN, Dec 17, 2025, 7:45 PM

5.0

Clint was easy to work with through the whole process. He communicated along the way and helped quickly with any questions. Loan butler is easy to navigate and nice to have to reference along the way.

Review 7

Katie P.

Fort Wayne, IN, Aug 8, 2025, 3:10 PM

5.0

Great communication! The process was clear and easy to follow. Friendly staff.

Review 8

Heather S.

Peoria, IL, Mar 31, 2025, 11:01 AM

5.0

Everything was very smooth and quick. There were no surprises.

Review 9

Tabitha A J.

Hardyville, KY, Feb 24, 2025, 4:50 PM

5.0

Very quick, knowledgeable and educating!

Review 10

Ryan P. C.

Crown Point, IN, Apr 29, 2024, 3:06 PM

5.0

Fantastic experience from start to finish! The Loan Butler app gave me the updates I needed and I was cleared to close very fast! Thanks to Clint and his team for making a potentially stressful process very smooth.

Review 11

William R D.

Nashport, OH, Oct 22, 2024, 3:03 PM

5.0

Clint’s the Best Period!

Review 12

Amy E R.

Carmel, IN, Aug 20, 2024, 3:09 PM

5.0

Easy process

Review 13

Ryan Z.

Indianapolis, IN, Jun 28, 2024, 6:00 PM

5.0

Clint made the loan process simple, stress free and was always available to answer any questions we had along the way! Overall it was a great experience and I would recommend ruoff to anyone looking to obtain a mortgage!

Review 7

Katie P.

Fort Wayne, IN, Aug 8, 2025, 3:10 PM

5.0

Great communication! The process was clear and easy to follow. Friendly staff.

Review 8

Heather S.

Peoria, IL, Mar 31, 2025, 11:01 AM

5.0

Everything was very smooth and quick. There were no surprises.

Review 9

Tabitha A J.

Hardyville, KY, Feb 24, 2025, 4:50 PM

5.0

Very quick, knowledgeable and educating!

Review 10

Ryan P. C.

Crown Point, IN, Apr 29, 2024, 3:06 PM

5.0

Fantastic experience from start to finish! The Loan Butler app gave me the updates I needed and I was cleared to close very fast! Thanks to Clint and his team for making a potentially stressful process very smooth.

Review 11

William R D.

Nashport, OH, Oct 22, 2024, 3:03 PM

5.0

Clint’s the Best Period!

Review 12

Amy E R.

Carmel, IN, Aug 20, 2024, 3:09 PM

5.0

Easy process

Review 13

Ryan Z.

Indianapolis, IN, Jun 28, 2024, 6:00 PM

5.0

Clint made the loan process simple, stress free and was always available to answer any questions we had along the way! Overall it was a great experience and I would recommend ruoff to anyone looking to obtain a mortgage!

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs

/mo.
/mo.
/mo.

Loan Details

Est. Monthly Payment†

$1,663.00

Principal & Interest

$1,663.00

Property Tax

$0.00

Homeowners Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$1,663.00

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Clint Morgan

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way. As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders Award

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

President's Club Award

President's Club

2x Winner

Awarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Michigan, Ohio, Tennessee, Wisconsin, West Virginia

Clint Morgan

SVP | Chief Lending Officer

NMLS: 234510

GA: 56952

KY: MC321620

OH: MLO.044150.000

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

Ruoff Mortgage Logo White

Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******†††‡Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.