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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
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Picture of Codie Morris
Picture of Codie Morris

Hi, I'm Codie!

Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Hi, I'm Codie!

Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Codie kept in contact with us about everything. He was very helpful! He explained things to me in a way that I could understand them! I’m not sure I would be a homeowner without his help!

    Cara W, happy client
  • Codie came recommended by my realtor. He was great to work with. I wouldn't have changed a thing.

    Jenny B, happy client
  • I noticed that everything was very prompt on time and Codie was understanding and helped me make my dream home come true and told me not to stress!

    Stephanie S, happy client
  • Codi did an excellent job and had wonderful communication skills.

    Bradley G, happy client
  • Everything went exceptionally smooth, especially since it was my first time. Codie Morris did amazing and explained everything I had questions about.

    Cody W, happy client
  • Everything was a very fast and pleasant experience.

    Donavin R, happy client
  • Codie was great at keeping me updated on the whole process. He was always willing to answer questions. He also let me know how to obtain VA eligibility certificate.

    Jamie K, happy client
  • Cody was amazing from initial contact to the closing! He made a big decision and move easy. I will highly recommend Ruoff Mortgage thanks to Cody and his team.

    Junie W, happy client
  • The whole experience was very easy & Codie Morris was wonderful to work with.

    Barbara H, happy client
  • Every step of the way was smooth and easy, and the communication was excellent! I would not change a thing!

    Teresa R, happy client
See More

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 502.727.8266 or message me below!

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