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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Coven Molinar
Picture of Coven Molinar

Hi, I'm Coven!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.40% Customer Satisfaction Rating

Hi, I'm Coven!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.40% Customer Satisfaction Rating

Let me help you get pre-approved today!

I have been in the financial industry since 2013, and have been a loan officer since 2017. My clients looking for HomeReady Conventional loans are in great hands—it’s my niche area and I thrive on providing these loans to homebuyers.

My career allows me to have a good work-life balance. I was able to make my childhood dreams come true by marrying the love of my life, creating a family, and landing the job I enjoy. I love PC gaming (and eSports in general) as well as cars from American muscle to Japanese domestic. However, my wife and kids are definitely my biggest accomplishment.

When it comes to buying a new home or refinancing your current one, trust, without a shadow of a doubt, the loan officer you are working with. Trust is paramount during life choices such as real estate. Don’t settle for less!

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • We had a great experience. We were kept in the loop the whole time. Everything went very smoothly for us.

    James D, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 614.619.8285 or message me below!

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