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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

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reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Cyndi Andrew
Picture of Cyndi Andrew

Hi, I'm Cyndi!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.00% Customer Satisfaction Rating

Hi, I'm Cyndi!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • I loved how Cyndi would get back to us on questions that we had right away and how fast everything got done. She and her team worked during the weekend and at night to try to get everything done by the date we wanted to close by. We were able to close on time without any problems (I have always heard about mortgage horror stories). I was very impressed!

    Stephanie E, happy client
  • Cyndi went above and beyond to make me as a first time homebuyer feel comfortable. She was extremely knowledgeable. She was always available via email or text or phone call to answer anything and moved the process along quickly!!!!

    Jennie F, happy client
  • Cyndi kept in constant contact with us to make sure that we had everything we needed to purchase our home.

    Michael R, happy client
  • The process was fast and efficient. Cyndi was the best!! She went above and beyond at every step. My husband and I will highly recommend her to our friends!

    Lisa S, happy client
  • Cyndi was excellent in helping me through the first time home buying process. Always available to answer all my questions. She was a pleasure to work with.

    Jennifer P, happy client
  • Everything was organized and ready to go right away. I was very impressed.

    Shawn M, happy client
  • I can't say enough about Cyndi. I relocated here for work and began the process in March. She walked us through the entire process and shared so much insight and guidance. The app was also very helpful and saved a lot of phone calls keeping track of progress.

    Kevin H, happy client
  • This is our 2nd home Cyndi has helped us purchase and we really appreciate her hard work. She is a tremendous fighter for her clients

    Nathaniel J, happy client
  • Cyndi was amazing. We had used her in the past and specifically chose her again.

    Bob and Laurie S, happy client
  • Cyndi helped with getting the refinancing done which was not an easy task since there was a few hurdles to get over. Couldn't ask for a better loan officer. She did a fantastic job

    Treva A, happy client
  • Cyndi was ALWAYS available to answer any and all questions I had. She also was super understanding of my third shift schedule and planned phone calls around my sleep time.

    Alanda B, happy client
  • Cyndi knew her stuff very well and was resourceful.

    Jonathan P, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (260) 466-5757 or message me below!

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