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Dave Scully

SVP | Area Manager

NMLS: 757304 | GA: 757304 | KY: MC701645 | OH: MLO-OH.757304

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Dave

98.77%

Customer Satisfaction Score.

Scotsman GuidePresident's Club

Awards

Proudly serving Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Maine, Michigan, North Carolina, Ohio, South Carolina, Tennessee

Meet our happy homeowners***

View All Testimonials

Christopher E C.

Frankfort, KY, Mar 5, 2025, 2:33 PM

I can't narrow it down to a single thing. So I will list two things: 1. Communication - Communication was easy to understand and done so in a timely manner. 2. Timeline - My seller demanded a shorter than normal close and the Ruoff Mortgage Team kept their promise of meeting this demand.

Matthew L M.

HAMILTON, OH, Dec 15, 2023, 1:58 AM

Dave and his team are outstanding. Honest, straight to the point, and very kind. No technical jargon. Just plain English so as to keep us all on the same page. Second mortgage with Dave….. if there’s a third he will get a call.

Neil R B.

West Chester, OH, Aug 9, 2026, 10:29 PM

They kept me on track with what I needed to do throughout the process.

Katelyn M.

New Albany, OH, Aug 9, 2026, 5:20 PM

Everything was A+. Very impressed and appreciative of the level of service.

Bridgette J. W.

LEBANON, OH, Aug 4, 2026, 10:48 PM

Dave made the whole experience so easy! I tend to be a little high-strung in situations like this, but he truly took all of the stress out of it, and made everything seem so simple.

Kari B.

Lebanon, OH, Jul 25, 2026, 3:02 PM

Dave was very personable yet professional throughout the entire process. He ensured I understood each step and responded quickly and empathetically when I needed guidance.

Adam L.

West Chester, OH, Jul 21, 2026, 7:36 PM

Dave Scully did a great job. I used his services to buy my first home 5 years ago and that's what made me use ruoff again this time. He does a great job making information digestable so I know what I can afford and am able to weigh my options for difficult financial decisions.

Christopher E C.

Frankfort, KY, Mar 5, 2025, 2:33 PM

I can't narrow it down to a single thing. So I will list two things: 1. Communication - Communication was easy to understand and done so in a timely manner. 2. Timeline - My seller demanded a shorter than normal close and the Ruoff Mortgage Team kept their promise of meeting this demand.

Matthew L M.

HAMILTON, OH, Dec 15, 2023, 1:58 AM

Dave and his team are outstanding. Honest, straight to the point, and very kind. No technical jargon. Just plain English so as to keep us all on the same page. Second mortgage with Dave….. if there’s a third he will get a call.

Neil R B.

West Chester, OH, Aug 9, 2026, 10:29 PM

They kept me on track with what I needed to do throughout the process.

Katelyn M.

New Albany, OH, Aug 9, 2026, 5:20 PM

Everything was A+. Very impressed and appreciative of the level of service.

Bridgette J. W.

LEBANON, OH, Aug 4, 2026, 10:48 PM

Dave made the whole experience so easy! I tend to be a little high-strung in situations like this, but he truly took all of the stress out of it, and made everything seem so simple.

Kari B.

Lebanon, OH, Jul 25, 2026, 3:02 PM

Dave was very personable yet professional throughout the entire process. He ensured I understood each step and responded quickly and empathetically when I needed guidance.

Adam L.

West Chester, OH, Jul 21, 2026, 7:36 PM

Dave Scully did a great job. I used his services to buy my first home 5 years ago and that's what made me use ruoff again this time. He does a great job making information digestable so I know what I can afford and am able to weigh my options for difficult financial decisions.

Amy H.

West Chester, OH, Jul 21, 2026, 3:32 PM

Dave's communication was incredible throughout the home buying process. He made things clear to understand and helped keep us accountable when documents needed to be signed before a certain deadline. We appreciate all his help!

Steven J L.

Sevierville, TN, Jul 20, 2026, 9:39 PM

Dave and Rodney kept me in the loop every step of the way. Most times in buying a new home you will have some hurdles to overcome and they assisted me everytime I needed anything. 10 star rating!!!

Grace F.

Goshen, OH, Jul 6, 2026, 11:37 AM

Communication and experience from Dave and Pete was excellent! As first time home buyers we never felt overwhelmed with the process! Highly recommend Ruoff!

Bailey S.

Cincinnati, OH, Jul 5, 2026, 1:10 PM

Dave was amazing to work with! He explained the entire process in a way that was easy to understand! He was readily available for any questions along the way! So thankful to have him on our side as first time home buyers!

Ryann S.

CINCINNATI, OH, Jun 23, 2026, 4:10 PM

Dave was amazing! Start to finish he made the first time home buying experience not scary at all!! Communication was awesome and he was able to get us a very quick close!! Would highly recommend to any of my friends or family.

Evan L.

Maineville, OH, Jun 17, 2026, 5:51 PM

Dave's willingness to go above and beyond to make us feel comfortable and when having any questions throughout the whole process.

Jonathan L.

Maineville, OH, Jun 18, 2026, 1:21 AM

Regular, clear communication from our loan officer that was accurate and easy to understand

David G.

Powell, OH, Jun 16, 2026, 6:05 PM

Dave and Pete answered all my questions clearly and quickly. They were always available to help during the entire process.

Amy H.

West Chester, OH, Jul 21, 2026, 3:32 PM

Dave's communication was incredible throughout the home buying process. He made things clear to understand and helped keep us accountable when documents needed to be signed before a certain deadline. We appreciate all his help!

Steven J L.

Sevierville, TN, Jul 20, 2026, 9:39 PM

Dave and Rodney kept me in the loop every step of the way. Most times in buying a new home you will have some hurdles to overcome and they assisted me everytime I needed anything. 10 star rating!!!

Grace F.

Goshen, OH, Jul 6, 2026, 11:37 AM

Communication and experience from Dave and Pete was excellent! As first time home buyers we never felt overwhelmed with the process! Highly recommend Ruoff!

Bailey S.

Cincinnati, OH, Jul 5, 2026, 1:10 PM

Dave was amazing to work with! He explained the entire process in a way that was easy to understand! He was readily available for any questions along the way! So thankful to have him on our side as first time home buyers!

Ryann S.

CINCINNATI, OH, Jun 23, 2026, 4:10 PM

Dave was amazing! Start to finish he made the first time home buying experience not scary at all!! Communication was awesome and he was able to get us a very quick close!! Would highly recommend to any of my friends or family.

Evan L.

Maineville, OH, Jun 17, 2026, 5:51 PM

Dave's willingness to go above and beyond to make us feel comfortable and when having any questions throughout the whole process.

Jonathan L.

Maineville, OH, Jun 18, 2026, 1:21 AM

Regular, clear communication from our loan officer that was accurate and easy to understand

David G.

Powell, OH, Jun 16, 2026, 6:05 PM

Dave and Pete answered all my questions clearly and quickly. They were always available to help during the entire process.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs


Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Taxes

$0.00

Home Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

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Dave Scully

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

President's Club

President's Club

6x Winner

Awarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Maine, Michigan, North Carolina, Ohio, South Carolina, Tennessee

Dave Scully

SVP | Area Manager

NMLS: 757304

GA: 757304

KY: MC701645

OH: MLO-OH.757304

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

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Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

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******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.