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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

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reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Dee Waggoner
Picture of Dee Waggoner

Hi, I'm Dee!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.20% Customer Satisfaction Rating
Scotsman Guide Top Originator Award

Hi, I'm Dee!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.20% Customer Satisfaction Rating
Scotsman Guide Top Originator Award

Let me help you get pre-approved today!

Like you, I believe in the value of good customer service, and I'm sure you also respect the importance of being treated honestly and fairly. These are qualities I have carried with me throughout my career.

I have been in the finance industry for over 20 years. What I discovered along the way was my passion for helping people. Everyone has different dreams and ideas when it comes to a home. Some are looking for a place to raise their families, others want the peace and quiet of living in the country and some people seek the sense of community a neighborhood brings. A home means something different to each one of us.

Sure, I'm a Michiana native. Grew up here, went to school here and I live here now. I am active in BNI, (Business Networking International), I have taught knitting classes at a local yarn shop and my hobby is making jewelry. But the important thing for you to know is that I like what I do, and I'm there for you, all the way throughout the process of reaching your goal. My biggest reward? The smile on your face when you know the refinance or the purchase of your new home is complete.

I understand that purchasing a new home or refinancing an existing one can be one of the most important things financially someone can do. And I get to help. Fairly, honestly and with all the service I can muster. Now I've found a home with Ruoff Mortgage where there are professionals to support my efforts to help you achieve your goals. So let me put my experience to work for you. I think you'll be glad you did!

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Dee was wonderful, she made me feel like I was her only client she calmed me when I was overwhelmed and was so helpful explaining things to me. Dee is an amazing person who gives her all to help her clients...overall experience, extremely satisfied.

    Beth S, happy client
  • Dee put my mind completely at ease from the very beginning! She spelled out the possibilities from the beginning. I knew I was in good hands from the time I met her!

    Susan W, happy client
  • Dee was wonderful to work with and I will definitely recommend Dee to anyone that needs a loan.

    Robert K, happy client
  • Dee did everything really well. She got it done quick, and I was surprised how easy she made it for us. We didn't even have to bring money to the closing table instead we left with a large check. Amazing!

    Ronald R, happy client
  • Dee was there for all of my questions and helped explain things I did not understand as a first time home buyer. She was there for me every step of the way.

    Suzanne S, happy client
  • Dee went above and beyond to help me through my process of buying my first home! Dee also made sure everything she explained was clear and understanding for me. My closing date happened earlier than expected!

    Emily K, happy client
  • I liked that Dee made herself available even after normal business hours for any questions.

    Nikki S, happy client
  • Dee was very easy to understand, quick to get things done and approved, and gave lots of great tips and pointers on how to get the mortgage paid off sooner.

    Nicholas H, happy client
  • Awesome communication. She took the time to explain things and dedication to get things done in a timely manner.

    Ashley M, happy client
  • Dee really paid attention to my needs and made the process simple and efficient.

    Michael S, happy client
  • Dee was amazing. We were greatly pleased with her. She went above and beyond her job to get things processed on time.

    Monica S, happy client
  • Dee went above and beyond to help me I wouldn't have done this without her. She stuck with me after all my struggles.

    Jorge G, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 574.310.0005 or message me below!

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