Picture of

What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

Please complete all fields.

Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
High Contrast:
Get Started
Picture of Dee Waggoner
Picture of Dee Waggoner

Hi, I'm Dee!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.86% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Dee!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.86% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

Like you, I believe in the value of good customer service, and I'm sure you also respect the importance of being treated honestly and fairly. These are qualities I have carried with me throughout my career.

I have been in the finance industry for over 20 years. What I discovered along the way was my passion for helping people. Everyone has different dreams and ideas when it comes to a home. Some are looking for a place to raise their families, others want the peace and quiet of living in the country and some people seek the sense of community a neighborhood brings. A home means something different to each one of us.

Sure, I'm a Michiana native. Grew up here, went to school here and I live here now. I am active in BNI, (Business Networking International), I have taught knitting classes at a local yarn shop and my hobby is making jewelry. But the important thing for you to know is that I like what I do, and I'm there for you, all the way throughout the process of reaching your goal. My biggest reward? The smile on your face when you know the refinance or the purchase of your new home is complete.

I understand that purchasing a new home or refinancing an existing one can be one of the most important things financially someone can do. And I get to help. Fairly, honestly and with all the service I can muster. Now I've found a home with Ruoff Mortgage where there are professionals to support my efforts to help you achieve your goals. So let me put my experience to work for you. I think you'll be glad you did!

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • Everything that could have came up during our buying process did and Dee stayed in contact every step of the way. She went above and beyond to help us become homeowners! I wouldn’t have wanted anyone else helping us along the way! She was amazing and I’ve already gave her name to a couple friends who will be looking to buy a home in the near future!

    Kris W, happy client
  • Dee got my loan processed and approved so fast. I absolutely loved the email updates of my loan process. I had everything done on my end as far as paperwork and inspections and she was able to get this process done in 2 weeks! Hands down the best home buying experience I ever had.

    Michael P, happy client
  • Dee Waggoner and your entire Underwriting Staff are amazing. Our loan was a challenge to say the least. Thank you all. We definitely appreciate all who were involved, Especially Dee!!

    Andrea H, happy client
  • Dee was wonderful, she made me feel like I was her only client she calmed me when I was overwhelmed and was so helpful explaining things to me. Dee is an amazing person who gives her all to help her clients...overall experience, extremely satisfied.

    Beth S, happy client
  • Dee went above and beyond to help me I wouldn't have done this without her. She stuck with me after all my struggles.

    Jorge G, happy client
  • It all went so easily! Vicki and I both have our real estate licenses, so we know the value of a good lender better than the average population. Dee was truly awesome to work with. Ruoff Mortgage will be our first call and recommendation for us and any clients we have buying in Indiana! Can't say enough about Dee and the rest of the team there!

    Ryan S, happy client
  • Dee is absolutely amazing! I could not have asked for a better support system while going through this stressful process. She is kind, calm, and extremely knowledgeable. It made me feel so secure.

    Donna R, happy client
  • I am grateful that Dee W. offered coaching on how to improve my credit score. She gave me clear instructions on what to do. Everyone else simply said no because of my score and left it at that. Dee is awesome!

    Natasha T, happy client
  • Everything went very smoothly. I was a little hesitant about applying after getting turned down by my bank. Very happy with Dee and Ruoff.

    Deborah G, happy client
  • Dee was awesome! Once I started the Refi process, it ended up that I have to have a survey on my property to see if I actually needed flood insurance. She was great at helping me with that and waiting for the survey to be completed. I would recommend her to anyone, in fact, I already have!

    Kerri E, happy client
  • Dee was really great, we knew there were options everywhere, however she is the one who really helped us get our dream home, and make the process easy. We all appreciate her total commitment and effort to making it smooth! We have already referred people to her because we know she is the best!

    Connor M, happy client
  • Dee worked around our financial situation. I’ve gotten preapprovals twice before, and neither company bothered to work through our unique situation. I feel Dee got us the maximum loan amount.

    Barbara M, happy client
See More

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 574.310.0005 or message me below!

Download our !