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Picture of Dennis Bobby
Picture of Dennis Bobby

Hi, I'm Dennis!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

98.54% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Dennis!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

98.54% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • I was impressed with the online progress that I could check on. It really put my mind at ease to be able to check on it. Dennis Bobby and his team were amazing! They made time for me at all hours. They answered all questions promptly. The best part was that I felt comfortable, respected, and excited throughout this process. I was originally going through Quicken, they made me feel nervous, they were rude, they were charging up to $8,000 in additional fees. It was obvious that Ruoff is client-oriented and I really appreciate that!

    Heather B, happy client
  • Beating the competition! Dennis worked really hard to earn my business. And, once he did, he remained available for all questions.

    Debra B, happy client
  • Dennis Bobby, Monica, and my realtor Dave really worked very well with me and helped me. I recommend them to anyone.

    Tatania A, happy client
  • Dennis went above and beyond to help us achieve this!

    Melissa B, happy client
  • Listened to our concerns about closing fees and waited til rates went down.

    Aida R, happy client
  • Everyone was very nice and professional and got things done in a timely manner. Also were very understanding of our situation.

    Jaclyn G, happy client
  • The team was very informed on my loan and any question I had, if they didn't know it went and found it out and got back to me ASAP.

    Leslie P, happy client
  • Communication was key with my team and I wasn't feeling lost. They guided me through the end of my first home purchase.

    Jarvie P, happy client
  • Dennis was great at staying in contact and always answering questions. He went above and beyond to keep me informed at all times. His warm personality made him easy to talk to and very welcoming. He closed my loan in 3 weeks time. This was a great experience. I would definitely recommend him to my friends and family.

    Lisa B, happy client
  • The whole process from start to finish took only 2.5 weeks. Dennis answered all my questions immediately and the process went smoothly. This was the best experience with a mortgage that I have ever had!

    Michelle B, happy client
  • Dennis went out of his way to make closing costs as affordable as possible.

    Jaclyn G, happy client
  • Everyone went above and beyond to make sure the process was easy and that I understood it.

    Melinda R, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 248.214.5585 or message me below!

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