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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
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Picture of Dennis Bobby
Picture of Dennis Bobby

Hi, I'm Dennis!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

99.00% Customer Satisfaction Rating

Hi, I'm Dennis!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

99.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Dennis was great at staying in contact and always answering questions. He went above and beyond to keep me informed at all times. His warm personality made him easy to talk to and very welcoming. He closed my loan in 3 weeks time. This was a great experience. I would definitely recommend him to my friends and family.

    Lisa B, happy client
  • Everyone was very nice and professional and got things done in a timely manner. Also were very understanding of our situation.

    Jaclyn G, happy client
  • Beating the competition! Dennis worked really hard to earn my business. And, once he did, he remained available for all questions.

    Debra B, happy client
  • Dennis went above and beyond to help us achieve this!

    Melissa B, happy client
  • Everyone went above and beyond to make sure the process was easy and that I understood it.

    Melinda R, happy client
  • Dennis went out of his way to make closing costs as affordable as possible.

    Jaclyn G, happy client
  • Listened to our concerns about closing fees and waited til rates went down.

    Aida R, happy client
  • The whole process from start to finish took only 2.5 weeks. Dennis answered all my questions immediately and the process went smoothly. This was the best experience with a mortgage that I have ever had!

    Michelle B, happy client
  • Communication was key with my team and I wasn't feeling lost. They guided me through the end of my first home purchase.

    Jarvie P, happy client

Why should you choose Ruoff?

Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average

Years of helping
homeowners like you.

Milestones updating you throughout the process.

Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (248) 214-5585 or message me below!

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