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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
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Picture of Dick Engle
Picture of Dick Engle

Hi, I'm Dick!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

97.40% Customer Satisfaction Rating

Hi, I'm Dick!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

97.40% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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President's Club Member

President's club seal 2020

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • I worked with Dick for several months because this was my first time buying a home. My brother originally bought it and we flipped it so I had to rent it for six months then I was able to purchase it. Dick Engle was there every step of the way and never left me hanging. We always had great communication through this process and I want to sincerely thank him for all the hard work he put in and his time on my journey to owning my new home.

    Matthew R, happy client
  • I very much appreciated how Dick helped me to understand the different options & scenarios of refinancing our home without making me feel completely knowledgeable or stupid :) Dick also encouraged me to fully understand my credit reports and treat them as my Adult Report Card! Overall, the experience was great because of Dick!

    Vicky H, happy client
  • Dick Engle has earned an excellent reputation. I never have to worry. Whatever Dick tells you at the beginning that is what he delivers every time.

    Amy R, happy client
  • The communication was clear and consistent. Also, a very good and open attitude to questions. They made this process run so smoothly! This is our 2nd time buying a home and the first time, with another finance agency, was very different and not as positive and with Dick and Ruoff.

    Bessie P, happy client
  • Very friendly and updated me on everything.

    Angel S, happy client
  • Dick Engle was a pro. He really knew what he was doing and made the process super easy.

    Joshua C, happy client
  • We went with Dick Engle for our refinance because he established himself with us the last time we closed as competent, patient, and trustworthy. I've recommended friends to him before and will continue to do so. Tonya and Makenzie were on top of their game, too, making this a very pleasant experience!

    Daniel S, happy client
  • Dick Engle is knowledgeable and always available. I appreciate his honesty and I refer him to anyone looking to buy or refinance.

    Rebecca S, happy client
  • The service level that Dick Engle provided was engaging and much better than working with the typical online mortgage companies. He made a connection and listened, that made the difference for us.

    Jeffrey B, happy client
  • I was quite impressed with the efficiency of the group working with me. There was no delay of action if I called with a question, no matter how trivial.

    Geoff C, happy client
  • I have refinanced a number of times with Dick Engle and his team. They are the only ones that I trust implicitly. I have never had anything but exceptional experiences. I appreciate all they have done for me and my family.

    Scott G, happy client
  • Dick Engle and Tonya Corthwaite did a remarkable job to get us our loan at a competitive rate and on time in the middle of the whole COVID-19 situation. They thought ahead and found ways to make everything happen for a remote closing despite all the challenges of COVID-19.

    David H, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 513.266.3160 or message me below!

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