I will work hard to help you achieve your homeownership goals.
97.46%Customer Satisfaction Rating
Hi, I'm
Dick!
VP | Branch Manager
I will work hard to help you achieve your homeownership goals.
97.46%Customer Satisfaction Rating
Let me help
you
get pre-approved today!
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
From finding your perfect home to moving in, we've got you covered.
Refinance
Need a lower monthly payment, or want to get cash out? Learn more about
your options.
Sell My Home
Get your house on the market, and look for your next home!
Hear from people like you*
Review 1
5.0
Dick and Mackenzie were great. This is the fifth mortgage/home purchase I've been a part of and it was by far the smoothest. Really like the online portal /Butler too.
Michele D P.
Cincinnati, OH, June 27th, 2025 11:48 AM
Review 2
5.0
Dick and his team were very responsive and made the closing process as smooth as possible. It was really nice to know that everything was handled and have one less thing to worry about as we bought our new home!
Michael F P.
Cincinnati, OH, June 27th, 2025 11:27 AM
Review 3
5.0
Quick response time even during hours outside of typical business hours
Marie M C.
West Chester, OH, June 16th, 2025 12:08 PM
Review 4
5.0
Client relationship was amazing!
Tucker B H.
Florence, KY, June 15th, 2025 03:06 PM
Review 5
5.0
Everything went smoothly
Cheryl L.
Cincinnati, OH, June 4th, 2025 11:51 AM
Review 6
5.0
Thank you for all of the assistance!
Samantha C.
Springboro, OH, May 30th, 2025 11:46 AM
Review 7
5.0
From start to finish Dick Engle was truly amazing. There are not enough characters in this box to express how thankful I am to have been referred to call Dick. Makenzie was also great to work with. Will for sure be recommending Dick and Ruoff Mortgage.
Joshua C P.
Hamilton, OH, May 9th, 2025 08:29 PM
Review 8
5.0
Dick went above and beyond. Both Dick and Makenzie made this happen and thankful for Dick's many years of experience and advice that made this home loan possible
Barbara J.
Lebanon, OH, May 7th, 2025 09:28 PM
Review 9
5.0
I was buying directly from the owner and Dick helped me navigate that process.
Craig C.
Cincinnati, OH, March 29th, 2025 05:21 PM
Review 10
5.0
Dick and Mackenzie were incredible to work with—professional, knowledgeable, and genuinely kind. They made the home-buying process smooth and stress-free while keeping it light and enjoyable. Their expertise and teamwork were evident every step of the way, and they always had our best interests at heart. We couldn’t have asked for a better experience or better people to guide us through it.
Brittany W.
Morrow, OH, February 15th, 2025 08:39 PM
Review 11
5.0
Very knowledgeable, very clear and constant communication.
*Based on
2024
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
Calculate what's best for
you
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guaranteed, and what you actually pay may be different. These estimates are
for educational purposes only.