High Contrast:
Get Started
Picture of Dick Engle
Picture of Dick Engle

Hi, I'm Dick!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

86.67% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Dick!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

86.67% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Dick was wonderful to work with. Very friendly and knowledgeable. Him and Makenzie did a great job at getting us to closing.

    Mason T.

    Morrow, OH, September 24th, 2024 11:06 AM

  • Review 2

    Source of Rating Icon

    Communication couldn’t have been better!

    Jinene C M.

    MAINEVILLE, OH, August 29th, 2024 11:04 AM

  • Review 3

    Source of Rating Icon

    Dick and Makenzie were both very helpful throughout the whole process… patient and me on everything along the way.

    Kathy L.

    Loveland, OH, August 19th, 2024 04:21 PM

  • Review 4

    Source of Rating Icon

    Easy to navigate and everything was spelled out extremely concisely for a first time home buyer.

    byrondny

    Southgate, KY, August 7th, 2024 11:28 AM

  • Review 5

    Source of Rating Icon

    Dick answered all my questions quickly and never made me feel like I should have already known the answers. He was kind and professional through the whole process.

    Chandra Y.

    MASON, OH, August 6th, 2024 11:21 AM

  • Review 6

    Source of Rating Icon

    Great communication from Dick. Knowledgeable and trustworthy. We felt like we were in good hands from initial conversation to closing.

    Matthew C.

    Hebron, KY, August 6th, 2024 11:07 AM

  • Review 7

    Source of Rating Icon

    The process was simple. Communication was great!

    Adam G.

    Cincinnati, OH, July 31st, 2024 08:11 PM

  • Review 8

    Source of Rating Icon

    Dick was amazing! I am a first time home buyer and he explained the process at each step and kept me informed along the way. I highly recommend working with him!

    Lindsay L.

    Middletown, OH, July 1st, 2024 11:43 AM

See More

Why should you choose Ruoff?

67

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 513.266.3160 or message me below!

Download our !