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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Your next step is to complete a full application.

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What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Don Reber
Picture of Don Reber

Hi, I'm Don!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.00% Customer Satisfaction Rating

Hi, I'm Don!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

I began my career in mortgage lending in 1982. I started off as a loan officer, eventually working myself up to the level of Vice President in charge of Retail Lending. After several years the company in which I started my career decided to exit the mortgage business. I made the decision that I wanted to align myself with a local lender who shared my values and philosophy on offering great customer service, excellent rates and a wide range of mortgage products. It didn’t take long for me to realize that Ruoff Mortgage was the perfect fit!

My extensive background in real estate lending enables me to offer my customers a wealth of experience and knowledge in the home financing process. I am dedicated to giving my customers the best home-buying experience possible and strive to exceed their expectations. Although I am well rounded in all facets of the mortgage industry, my passion is with first-time home buyers; helping them every step of the way towards home ownership.

I’ve stayed current with mortgage trends by continuing to stay active in both local and state bankers associations, serving as a Board Member and past President of the Indiana Mortgage Bankers Association. I’ve recently served as the President of the St. Joseph Valley Fly Fishers Club and continue to be an active member with the Greater South Bend Mishawaka Association of Realtors.

I’ve been married for 30 years to my wife Sue and we have two wonderful daughters; Jenny and Amy. When I’m not working or spending time with my family, more than likely you will find me wading around one of our local rivers enjoying my passion for fly fishing.

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Don was very friendly and personal! He treated us like members of his family and was very knowledgeable. Don helped us understand what each process was and why we needed to make sure of the thongs he asked for! Don was great given we placed him in a time constraint.

    Earl & Mary D, happy client
  • Don made sure I understood everything he was telling me. He always asked if I had any questions. He was knowledgeable and encouraging when I was unsure of how things were going. I have already given 2 people his name. He's the best!

    Linda H, happy client
  • Don was great to work with! Everything went very smoothly!

    Elizabeth C, happy client
  • Don Reber was amazing and we feel blessed to have had him help us through this time. He knew how to explain and was patient.

    Ashley C, happy client
  • Don always stayed in contact with us during the process, he's very fun to be around with. I have already passed on the word that If your looking for a home Don Reber is the go-to guy.

    Ty E, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (574) 286-0157 or message me below!

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