
Donnie Dodson
VP | Branch Manager
NMLS: 476430 | KY: MC712692
Ready to help make your homeownership dreams come true through advocacy, guidance, and education.
Read full bio99.83%
Customer Satisfaction Score.



Awards
24
Years of helping homeowners like you.
Proudly serving Florida, Indiana, Kentucky
Meet our happy homeowners***
View All TestimonialsA Bit About Me
Whether you're buying a home, refinancing, or building your dream home, I'll provide personalized mortgage solutions tailored to your needs. With more than 25 years of mortgage and financial services experience, I'm committed to making the financing process smooth, informative, and stress-free. As a Branch Manager with Ruoff Mortgage, I offer competitive rates, flexible loan programs, and exceptional service. Outside of work, I enjoy spending time with my wife and our three children, golfing, and being at the lake. My goal is to earn your trust and become your lifelong mortgage resource. When you need financing, I hope you'll reach out to me first!
Awards & Achievements

Top Mortgage Lenders
The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Ruoff Customer Experience Award
Awarded for outstanding commitment to clients, a core component of Ruoff’s philosophy.

Ruoff Customer Experience Award
Awarded for outstanding commitment to clients, a core component of Ruoff’s philosophy.

President's Club
8x WinnerAwarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.
My Latest Blogs
Credit Score Impact: How to Boost Your Score Before Applying for a Mortgage
Oct 6, 2026
Your credit score plays a bigger role than most people realize when it comes time to buy a home. It influences everything from approval odds to the terms you receive, which is why understanding credit score impact early can save you time, stress, and money down the road.
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Understanding Your Debt-to-Income Ratio and How Lenders Determine What You Can Afford
Sep 29, 2026
Buying a home often feels like piecing together a big financial puzzle. One key piece that lenders focus on is your debt-to-income ratio. This simple calculation helps show how much of your monthly income goes toward paying debts, which in turn influences how much home you can comfortably manage.
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Temporary Rate Buydowns: Lowering Your Monthly Payments in Those First Few Years
Sep 22, 2026
Buying a home often comes with a mix of excitement and questions about how the monthly payment will fit into your budget. Temporary rate buydowns offer one way to ease into homeownership by reducing payments during the early years of the loan. At Ruoff Mortgage, we see many families use this approach when they want a bit more breathing room right after closing.
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