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Picture of Ellen Vance
Picture of Ellen Vance

Hi, I'm Ellen!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.15% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Ellen!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.15% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Ellen Vance | NMLS: 971143

Let me help you get pre-approved today!

As a Senior Loan Officer at Ruoff Mortgage, I've been guiding clients through home purchases and refinancing since 2012. Over the course of my career, I've developed a straightforward, honest methodology that prioritizes client understanding and personalized financial solutions. My commitment goes beyond processing loans—I view each mortgage as a unique pathway to someone's dreams. By providing transparent guidance and genuine empathy, I help clients navigate the complexities of home financing with confidence. My team and I are dedicated to creating a seamless experience that empowers borrowers to make informed decisions about their financial future.

When I'm not helping clients, my world revolves around my three sons: my eldest son, who proudly served in the United States Marine Corps and is now preparing to attend the University of Kentucky; my middle son, who graduated from high school last year and is now working and coaching a middle school basketball team; and my youngest, a 2nd grader who is passionate about dinosaurs and aspires to become a paleontologist. In my rare moments of free time, I enjoy reading, listening to podcasts, and crocheting.

I would love to help you achieve your homeownership dreams and look forward to walking alongside you on your mortgage journey. Let's turn your homeownership dreams into reality.

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President's Club Member

President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2023
President's club seal 2024

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Communication was timely, easy to understand and easy to follow for next steps.

    Natalie H.

    Fort Wayne, IN, October 1st, 2024 10:39 PM

  • Review 2

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    Communication was excellent. All questions were answered quickly and the process was smoother than expected.

    Carlos J C.

    Fort Wayne, IN, October 5th, 2024 11:09 AM

  • Review 3

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    The whole process was excellent quick and easy!

    Aebada H.

    Decatur, IN, September 29th, 2025 12:29 PM

  • Review 4

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    Everyone was super helpful and friendly. I'd recommend Ruoff to any one looking for a consise easygoing home buying experience, especially first time home buyers.

    Byron T R.

    Columbia City, IN, September 25th, 2025 11:47 AM

  • Review 5

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    Ellen was very helpful and made our first time buying a home a breeze!

    Rikki L S.

    Columbia City, IN, September 22nd, 2025 06:31 PM

  • Review 6

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    Ellen was amazing, prompt and always ready with accurate info

    William C.

    Fort Wayne, IN, August 30th, 2025 05:48 PM

  • Review 7

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    Ellen is great at communicating and answering all my questions quickly. Would definitely recommend.

    David R K.

    Fort Wayne, IN, August 27th, 2025 11:59 AM

  • Review 8

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    Ellen was easy to work with and didnt hesitate to jump on the phone when we had questions . She made the whole process smooth!

    Nicole S K.

    Fort Wayne, IN, August 26th, 2025 04:54 PM

  • Review 9

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    Everything was convenient and easy to use, especially being able to E-sign everything on the computer. Thanks Ellen for assisting us with buying this property.

    Joshua R B.

    Fort Wayne, IN, August 6th, 2025 11:17 AM

  • Review 10

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    She was over the top professional and hard working to do everything possible to facilitate the process and friendly

    Cynthia A O.

    Fort Wayne, IN, July 28th, 2025 01:53 PM

  • Review 11

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    Open communication and Ellen was very knowledgeable and professional.

    Pamela S F.

    Fort Wayne, IN, July 22nd, 2025 02:14 PM

  • Review 12

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    everything was very well explained and we were kept up to date on the process. Ellen did a wonderful job answering all of our questions quickly making sure things went smoothly

    Makenzie N C.

    Columbia City, IN, July 21st, 2025 02:00 PM

  • Review 13

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    Ellen did a great job explaining and answering all of our questions as clueless first time home buyers!

    Nicole F G.

    Fort Wayne, IN, July 18th, 2025 11:08 AM

  • Review 14

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    Very professional and always helpful with any questions or concerns.

    Danny R S.

    Fort Wayne, IN, July 7th, 2025 12:16 AM

  • Review 15

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    They helped us nail the process down by being transparent in what was needed great job to the Ruoff Team Ellen and Pam were so good to us

    Kyle N A.

    Columbia City, IN, July 6th, 2025 09:01 PM

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Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2024 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 260.760.6476 or message me below!

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