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Picture of Jack Hammons
Picture of Jack Hammons

Hi, I'm Jack!

SVP | Area Manager

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Jack!

SVP | Area Manager

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

With a rich career spanning more than two decades in the mortgage industry, my passion lies in redefining the client’s real estate journey. My customer service philosophy is centered on respect, transparency, and empathy, acknowledging the profound and stressful decision of purchasing a home. In my early days as an account executive, I collaborated with brokers and wholesalers to hone my skills and expertise to ensure that clients not only received sound advice but could embark on their homeownership journey with confidence.

I prioritize open communication, offer honest guidance, and tailor solutions to meet individual needs. My goal is to make each client’s experience seamless, guiding them through the process and educating them to secure the right loan for their unique requirements. My dedication goes beyond mere transactions; it’s about cultivating enduring relationships built on trust. I am committed to turning the dream of homeownership into a reality, providing unparalleled support and integrity every step of the way.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • Jack personally made sure he was top of my loan process because we had an aggressive timeline. He repeatedly went the extra mile on several occasions to keep the process moving and on track. I was very impressed with his knowledge and commitment to the process.

    Charles S, happy client
  • Jack's communication went above and beyond.

    Brandon D, happy client
  • Jack was exceptional. Always available and quick to respond.

    Andrew B, happy client
  • Jack Hammons and Joan Wright were very patient with me as a first-time homebuyer and made sure I was on the right track to get the assistance and information I needed.

    Kyle M, happy client
  • It was an absolutely flawless transaction - loved the technology and ability to get it done so quickly and easily. Well done!

    Andy B, happy client
  • He provided updates frequently and we closed on time.

    Sean L, happy client
  • Jack knew I didn’t have the out-of-pocket costs for a couple of things and he moved things around and made it work out for my situation.

    Kelly K, happy client
  • Great communication!

    Ashley L, happy client
  • Jack was great in guiding us through every step of the process.

    Shawn D, happy client
  • Jack was always quick to answer questions and get back to us with responses even after business hours.

    Brock R, happy client
  • I had a wonderful experience. I have already referred 3 people.

    Lauren P, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 248.672.3600 or message me below!

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