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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

Please complete all fields.

Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Get Started Picture of James Maurer
Picture of James Maurer

Hi, I'm James!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

96.60% Customer Satisfaction Rating

Hi, I'm James!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

96.60% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Communicative and organized. Jim was always great at telling us everything that changed. He always had everything extremely well put together and neat. We ran into an issue and he was so helpful on getting that issue resolved and went above and beyond to help us.

    Damian S, happy client
  • Jim was very responsive, if he didn’t know a question- he CC’d me on email to someone who did. Still keeping himself in the loop and being very helpful every step of the way.

    Connor S, happy client
  • Communication was great! Emails were always answered very quickly, and all questions were answered.

    Trina K, happy client
  • Jim and Lori were fantastic through the whole process. I would recommend them to a friend or family over anyone. Both were fantastic and I could not be more grateful.

    Jon D, happy client
  • The process continued to move along quickly, which was of great importance to us as we were moving across the country and trying to close as closely as possible.

    Elizabeth P, happy client
  • Very well at explaining to first time home buyers! Resourceful and helpful with information. Jim was very good at replying to me quickly and explaining things so I could understand.

    Haley R, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (812) 499-1424 or message me below!

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