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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Your next step is to complete a full application.

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What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Jason Sumner
Picture of Jason Sumner

Hi, I'm Jason!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.20% Customer Satisfaction Rating

Hi, I'm Jason!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.20% Customer Satisfaction Rating

Let me help you get pre-approved today!

Originally from the North side of Indianapolis, I'm a graduate of Indiana University and have been proud to call Bloomington home for 20 years. Since 1997, I have been helping clients from a wide variety of backgrounds make their homeownership dream a reality. Purchasing a home can be a complicated, daunting process but it doesn't necessarily have to be.

I've found that by really taking the time to educate my clients and by answering all of their questions upfront, it takes the anxiety and stress out of buying. Let me break down all of your options and give you an honest, transparent view of your situation.

I take great pride and satisfaction in treating each customer like family as I always take the time to listen to your individual needs and to tailor fit the right program that best suites you. I'm firm in my belief that it's all about treating people right and about taking care of the their specific needs. As a result of this approach and personalized service, referrals make up a large part of my business.

My overall background consists of more than 18 years of financial services experience; 14 as a Mortgage Loan Officer and 4 years a Series 7 licensed Financial Representative. Before joining Ruoff Mortgage, I worked as a Loan Officer for Old National Bank while in the past, I was privileged to work for both Charles Schwab & Co. and The Vanguard Group. While working in the investment markets I gained valuable financial experience that has allowed me to help my clients more easily navigate through the complicated and volatile mortgage interest rate environment.

My wife Anita and I have one daughter, Lillian. We enjoy spending time with family/friends, IU sports, going to the YMCA and volunteering for various causes around Bloomington.

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President's Club Member

President's club seal 2016
President's club seal 2017
President's club seal 2018
President's club seal 2020
President's club seal 2021
President's club seal 2022

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • I did not know Jason Sumner prior to buying a home and after the experience, I would highly recommend him to any friend or family member. Jason was helpful with all the details of the process, start to finish. He was patient with my questions as a first time home buyer, was personable and easy to talk to. He made me feel comfortable and listened to. No question was too minor. He responded to my requests thoughtfully and patiently. I was out-of-town when I purchased my home, but came to Bloomington for one weekend and Jason made a point to meet me in the office that weekend. I feel lucky and grateful to have found a loan officer and company that feels so trustworthy.

    G K, happy client
  • Jason did an amazing job from beginning to end. He was always available, explained everything very well and got everything done very quickly.

    Angela B, happy client
  • I felt that Jason treated me with the utmost respect and care during the home buying process. He was quick to meet with us, answer questions, and provide options that worked for our family. I felt that he genuinely cared for our wellbeing and stability in finding our home and getting financing that fit within our lifestyle and life stage.

    Nathan F, happy client
  • Jason was a dream to work with! He spent time going over the loan process with us and answering all of our questions before we decided to submit an application. He explained every step in detail before we made any big commitments.

    Kira R, happy client
  • As a first-time home buyer, I had a LOT of questions and Jason always made himself available to clarify things, explain a process, or put my mind at ease. He handled this high-maintenance client like a pro!

    Natascha B, happy client
  • Jason was always available and patient with all my questions. I enjoyed talking with him and he made my first home buying experience much less stressful. I felt like he was part of my team and had my back. I really can't sing his praises more!

    Courtney O, happy client
  • We had a particularly hard file to manage and get through. Jason went far beyond any expectations of customer service. Our family will forever remember his and his team’s efforts to work through holidays and COVID infection to get us our dream home. Without their effort, it wouldn’t have happened. Thank you Ruoff. Thank you Jason. Thank you all!

    Sarah T, happy client
  • We were not planning to buy a house at this time but we found the perfect house. We were concerned about having enough money to buy the house. Jason understood our situation and navigated us through it flawlessly. He also helped my daughter with her mortgage in record time. I never fill out these surveys but Jason has been absolutely exceptional in helping my family get into the houses they wanted.

    Tim F, happy client
  • Jason was so wonderful at guiding us through the home buying process and explaining regulations in a way that was accessible but not condescending.

    Jamie W, happy client
  • Jason always goes above and beyond with communication, making sure I understand the process, what the different terms mean, how he can help me be financially smart about my decisions, and is just so personable.

    Lauren B, happy client
  • Jason was great to work with. He was very, professional, reliable, and knowledgeable. It was great working with him during our first home-buying experience.

    Stefan R, happy client
  • Communication was great. Anytime we had any questions, they were answered to our understanding, thought out and made clear promptly!

    Megan G, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 812.325.2888 or message me below!

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