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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Jen Davidson
Picture of Jen Davidson

Hi, I'm Jen!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

Scotsman Guide Top Lenders Award

Hi, I'm Jen!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

Coordinating your loan is like putting together a puzzle. I work with everyone from the title company, inspectors, real estate agents (or builders), insurance agents, and others to make sure every piece of your financial puzzle comes together in a timely manner, I will keep you updated on the entire process from Pre-Approval to Closing. 

About Me: I am a single mother who enjoys spending time with her son. You will find me at his games being the ultimate sports mom, and I will never say no to tacos. 

I started my loan officer journey when I was in property management. One day I was tired of always raising rental prices each year and essentially forcing people out of homes, they could no longer afford. From there, I wanted to be the reason someone could afford the home of their dreams with no surprise rent increases, and that's when I decided to become a loan officer. No one will work harder than me to make sure the process is easy and stress-free. Whether you are ready to buy now or just want information on how to start the process later, I am here and happy to work with you. I am available 7 days a week to answer all of your questions!

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 865.236.8853 or message me below!

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