I will work hard to help you achieve your homeownership goals.
97.60%Customer Satisfaction Rating
Hi, I'm
Jennifer!
Senior Loan Officer
I will work hard to help you achieve your homeownership goals.
97.60%Customer Satisfaction Rating
Let me help
you
get pre-approved today!
Keeping your best interest in mind! With all of the different mortgage loan options that are available it is my job to help you find the best program to fit your needs! With over 15 years of lending experience I am dedicated to working with you and your specific situation to find the perfect mortgage!
In working with my team at Ruoff Mortgage customer service is #1! I believe in keeping you and your realtor updated every step of the way! Ruoff Mortgage has been in business since 1984. We are a local lender that makes local decisions! I specialize in Purchase and Refinance Mortgage Loans. We offer programs such as Conventional, FHA, USDA (rural housing), VA, Indiana Housing, New Construction, and JUMBO loans.
I can offer you a No Obligation Mortgage Quote and/or Mortgage Analysis. Call me and/or apply online today for your free and easy Pre-Approval! I look forward to working with you!
From finding your perfect home to moving in, we've got you covered.
Refinance
Need a lower monthly payment, or want to get cash out? Learn more about
your options.
Sell My Home
Get your house on the market, and look for your next home!
Hear from people like you
Jennifer Goins & her staff were always available, explained everything in detail. I never felt confused, surprised, nor blindsided by anything - as in my previous home buying experiences. It was the calmest, most enjoyable home buying experience!
Marika W,
happy
client
Communication was excellent, plus, Jennifer and Brooke were always available whenever I needed them, not just when they needed something from me. Jennifer was even available to help us on New Year's Eve!
Jerry P,
happy
client
Jennifer responded very quickly to any questions we had. Also, Ruoff offered the best interest rate after researching 3other options with no fee upfront. Jennifer also gave us a credit so that we were able to get a refund check back.
Adrienne M,
happy
client
Jennifer went beyond our expectations-from beginning to attending our closing!! Very helpful and pleasant!!
Penny T,
happy
client
The timing was key for me since I was living in a temporary apartment and Jennifer was just on time. No delays at all, and I was able to close in less than a month.
Filipe C,
happy
client
Brooke and Jennifer were amazing, they helped me every step of the way and they went above and beyond to help me and my family we are so happy and it was a blessing to work with both of these fine people.
Jama R,
happy
client
It was a completely smooth transaction all the way around. I received excellent customer service.
Staci C,
happy
client
I more than appreciated the care and concern that went into my mortgage procedure. I greatly appreciated all the help I got.
Clyde C,
happy
client
I really loved Jennifer and the way she explained things to me along the way. She was always a happy and friendly person with lots of knowledge. She was also great to have at closing.
Mikayla S,
happy
client
Jennifer Goins is absolutely outstanding with her knowledge, customer service skills, and patience!
Douglas S,
happy
client
Jennifer was amazing and fast at responding to all my crazy questions, concerns, and crazy accommodations. She had an answer for everything. In a time of divorce, covid shutdown, and turmoil she put my mind at ease.
Jayme B,
happy
client
Jennifer and Brooke were just amazing. Never any question, email, or phone call left unanswered. Jennifer driving to Richmond with a very thoughtful gift was just above and beyond.
Customer Satisfaction Score according to Customerville.
17
Days or less average
clear-to-close.
38
Years of helping
homeowners like you.
7
Milestones updating you throughout the process.
10
Minutes at the closing
table on average.
Calculate what's best for
you
Use our calculator below to find an estimated monthly mortgage payment that
works for you. Please remember the dollar amounts displayed are not
guaranteed, and what you actually pay may be different. These estimates are
for educational purposes only.