High Contrast:
Get Started
Picture of Jennifer Reynolds
Jennifer Reynolds | NMLS: 505418

Let me help you get pre-approved today!

Hi, I’m Jennifer – Branch Manager and Loan Originator at Ruoff Mortgage. With over 30 years of experience in the mortgage and banking industry, I’m passionate about helping individuals and families achieve their homeownership goals. Whether you're a first-time homebuyer, looking to refinance, or exploring new loan options, I’m here to guide you every step of the way.

Ruoff Mortgage has been the best professional decision of my life, and I’m grateful every day to work alongside people I trust and do what I love. I take pride in offering personalized service, trusted expertise, and a commitment to making your mortgage experience smooth and successful.

Outside of the office, I enjoy walking, reading, and spending time with my husband. As recent empty nesters, we love traveling—especially to warm, sunny destinations. Fort Myers Beach is our favorite getaway spot!

Get Started

President's Club Member

President's club seal 2017
President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2024

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    My lender was very thorough and knowledgeable in explaining the mortgage process and guiding me in securing a home.

    Ana Alicia G L.

    Indianapolis, IN, January 3rd, 2026 12:36 PM

  • Review 2

    Source of Rating Icon

    Jennifer made the process so quick and easy she made sure to answer any questions that we had . We will continue to recommend her and Ruoff!

    Crystal H.

    MARTINSVILLE, IN, January 2nd, 2026 11:07 AM

  • Review 3

    Source of Rating Icon

    Jennifer was very helpful in a fast close process. She was accommodating to all of buyers needs and requests. Will continue to work with her in the future.

    Brandon C.

    Plainfield, IN, January 2nd, 2026 11:06 AM

  • Review 4

    Source of Rating Icon

    Communication was great and the help with getting us a better interest rate was great too. It was a great process and we appreciate the help from Jennifer.

    Troy H.

    MARTINSVILLE, IN, December 31st, 2025 12:50 PM

  • Review 5

    Source of Rating Icon

    Communication

    Isamar T.

    Indianapolis, IN, December 9th, 2025 11:20 AM

  • Review 6

    Source of Rating Icon

    Everything was spot on

    Rachael A. M.

    Indianapolis, IN, December 6th, 2025 04:50 PM

  • Review 7

    Source of Rating Icon

    It was super easy we also love how Jennifer let us know when we could refinance very attentive

    Suzanne E.

    FISHERS, IN, December 2nd, 2025 12:19 AM

  • Review 8

    Source of Rating Icon

    Everything was great very informative and kept up to date on all and any documents that needed to be signed and addressed in a very quick manner.

    Dennis C H.

    Indianapolis, IN, November 28th, 2025 01:16 PM

  • Review 9

    Source of Rating Icon

    Excellent service

    Julio A D.

    Plainfield, IN, November 10th, 2025 11:12 AM

  • Review 10

    Source of Rating Icon

    Jennifer is a wonderful person to deal with. She knows what she's doing and she tries to make us understand what's going on. I would recommend her for anything so I'm hoping that I can hopi I can recommend their friends if they move but at my age I don't know that many people anymore, but will keep you in mind Thank you, Jennifer. Hope you had a wonderful vacation. Please please keep in touch on Facebook. Thank you again Michael and Maxine Jennifer Phil.

    Michael E S.

    Indianapolis, IN, October 20th, 2025 11:25 AM

  • Review 11

    Source of Rating Icon

    Everything was grest

    Wendy A B.

    Syracuse, IN, October 20th, 2025 11:03 AM

  • Review 12

    Source of Rating Icon

    Jennifer performed an amazing job! Way better than anyone i had to deal with before coming to her.

    Zane H.

    Bloomington, IN, October 1st, 2025 10:10 AM

  • Review 13

    Source of Rating Icon

    Everything

    Thomas V F.

    New Castle, IN, September 27th, 2025 11:09 AM

See More

Why should you choose Ruoff?

66

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

42

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 317.407.5703 or message me below!

Download our !