Jenny Rutledge
VP | Branch Manager
NMLS: 724686 | KY: MC937950
The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.
Read full bio
99.36%
Customer Satisfaction Score.
Awards
1
Years of helping homeowners like you.
Proudly serving Indiana, Kentucky
Meet our happy homeowners***
View All TestimonialsCalculate Based on Your Individual Needs
A Bit About Me
Hello! I'm Jenny Rutledge, Vice President and Branch Manager at Ruoff Mortgage. With over 35 years in finance and nearly 20 years in mortgage lending, I help individuals and families buy their first home, build a forever home, invest in real estate, or refinance. I specialize in Conventional, FHA, VA, USDA, Jumbo, Construction, Renovation, and refinance loans. My approach is simple: listen first, educate throughout the process, and provide personalized guidance every step of the way. I enjoy building long-lasting relationships with my clients and serving my community while making homeownership personal and possible.
Awards & Achievements
Top Mortgage Lenders
The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.
My Latest Blogs
Temporary Rate Buydowns Explained: Lower Payments for the First Few Years
Nov 11, 2026
If you are looking into a refinance home loan in Crawfordsville, Indiana, you may have come across the option of a temporary rate buydown. This approach can reduce your monthly payment for a set period at the start of the loan, giving you breathing room while you settle into new payment terms. Many homeowners find it helpful during times when rates have shifted recently and they want to manage cash flow more predictably in the early years.
Read More
When Is the Best Time to Refinance Your Mortgage?
Nov 4, 2026
Many homeowners in Crawfordsville, Indiana wonder whether refinancing makes sense for their situation. The decision often comes down to timing and how your personal finances line up with broader market conditions. If you have been thinking about a refinance home loan in Crawfordsville, Indiana, understanding the right signals can help you move forward with confidence.
Read More
Should You Refinance in 2026? A Complete Guide for Crawfordsville Homeowners
Oct 28, 2026
Many homeowners across Crawfordsville are asking whether refinancing makes sense as we move into 2026. With rates having shifted recently, it is natural to wonder if adjusting your current mortgage could better align with your financial goals. The decision often comes down to your personal situation rather than market timing alone.
Read More
Experience the Ruoff Advantage
At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*