
Jim Luana
Senior Loan Officer
NMLS: 2403351 | OH: MLO-OH.2403351
The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.
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Proudly serving Indiana, Michigan, Ohio
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A Bit About Me
At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.
Awards & Achievements

Top Mortgage Lenders
The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.
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My Latest Blogs
How to Get Pre-Approved for a Mortgage in Ohio: What Lenders Really Look For
May 1, 2026
Buying a home in Ohio? It's an exciting step, but let's be real—navigating the mortgage world can feel like decoding a secret language. If you're wondering how to get preapproved for a mortgage, you're in the right place. Pre-approval isn't just a piece of paper; it's your golden ticket to serious house hunting, showing sellers you're ready to make an offer.
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The Complete 2026 Guide to Buying Your First Home in West Central Ohio
Mar 24, 2026
Buying your first home is a milestone that blends excitement with a touch of nerves. If you're searching for a West Central Ohio mortgage and wondering how to buy a house in areas like Auglaize County, Ohio, this guide is your roadmap. We'll walk you through every step, from preparation to closing, with local insights tailored for 2026's market.
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At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*



