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Picture of John Periatt
Picture of John Periatt

Hi, I'm John!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.53% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm John!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.53% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I am a Senior Mortgage Loan Officer with Ruoff Mortgage. I like using my knowledge and creativity to help my clients achieve their goals. Every customer is a new experience.

I’ve been happily married for 34 years. My only son just graduated from law school and works in New York City. I enjoy tour biking. For the past 10 years, my brother and I have traveled the country on our bicycles. We carry our clothes, tent, sleeping bags, and other necessities we need with us on our bikes. We have traveled from San Francisco to Los Angeles, Tacoma to Seattle, and Key West to Washington, DC.

It’s important to work with a mortgage loan professional that you can trust to give you honest advice. With my 30 year history in the mortgage industry, I am able to give advice on any mortgage loan products. We will work together to find the right product and solution to all of your financial needs.

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President's Club Member

President's club seal 2020
President's club seal 2021

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • John was very professional and had all the answers to my questions. Everything went exactly as he promised it would! The whole process was seamless and even surpassed my expectations. From start to finish we closed in only 3 weeks. John was calm and made me feel relaxed throughout the whole process. I was surprised how quickly the underwriters responded to my loan app. Thank you to the whole Ruoff team who contributed to completing my mortgage! Great Job!

    Kenneth R, happy client
  • John is fantastic. He took the time to walk us through everything and answered questions quickly. He was also able to run different numbers for us to help us make an informed decision.

    Chad P, happy client
  • John and I have worked together for almost 5 years and I’ve never been disappointed!! He is timely, knowledgeable, and very interested in making sure the client finds the right loan option for them. He’s amazing!

    Melissa F, happy client
  • Went the extra mile to get things completed in a timely manner! John is an exceptionally great person who cares about his customers! Very thankful for John and Djoni, they were speedy in the process, had less than 30 days to close and they both worked to make it happen.

    Cynthia B, happy client
  • Really appreciated all John's help making sure I understood every piece and always being available to talk through everything!

    Suzanne M W, happy client
  • I'm a first-time homebuyer. John was extremely patient with me throughout the process. His approach and demeanor was very soothing. He really put my mind and heart at ease.

    Ashlea J, happy client
  • I initially worked with a different loan officer and when I reached out to John I immediately felt like I understood what exactly was happening. John took the time to explain all of the options and kept me up to date on any changes that were occurring in the market. This is my largest purchase to date and I wanted to feel like I knew exactly what I was getting and I did with John.

    Dasha W, happy client
  • John was extremely attentive, efficient and on top of it. His efforts made this process go by so fast and easily. Johns work ethic is absolutely astonishing!!

    John H M, happy client
  • John did not just treat me as a mere customer but instantly built a family type of relationship with me. I really appreciate all his advice and breaking down the numbers to me way ahead of time for me to understand each figure on my contract. John was also readily available to talk to me via phone or through email at any time.

    Thomas H, happy client
  • John and DJ were amazing! Experts in their solutions. Always available. Efficient. Professional. Warm. Kind! A true power team!

    Kimberly P, happy client
  • I thought there was no way I was buying a home somehow John was able to work through all of the stops I don't know there could have been a more pleasurable experience thank you so much my family and I are going to enjoy this house for a long time

    Johnny S, happy client
  • Everything went perfect.

    Melissa J T, happy client
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Why should you choose Ruoff?

71

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 513.382.4319 or message me below!

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