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Josh Pick

Senior Loan Officer

NMLS: 134546 | OH: MLO.031660.001

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Background Image with a decorative green wall inside a house, a couch, and two plants on each side of the couch.
Josh

98.15%

Customer Satisfaction Score.

Scotsman Guide AwardTop 500 for Customer Satisfaction AwardPresident's Club Award

Awards

Proudly serving Florida, Ohio

Meet our happy homeowners***

View All Testimonials

Review 1

Nicolas T.

Akron, OH, May 17, 2024, 3:04 PM

5.0

Josh Pick was excellent throughout the entire process. He was professional, charismatic, and extremely knowledgeable and made this experience incredibly positive. I will be recommending him to anyone I know who may be searching for a home.

Review 2

Rachel L H.

Wooster, OH, Mar 21, 2025, 3:36 PM

5.0

Josh was extremely patient with my never-ending questions and was proactive through the whole process anticipating needs and providing information.

Review 3

Wanda R.

Parma, OH, Apr 27, 2024, 12:56 AM

5.0

We are very happy with this company From start to finish. Especially Josh Pick was very exceptional and professional he's responsiveness any Day and Time. made the process Quick and stress-free I recommend 100%. Thank you Josh Pick you're the best.

Review 4

Lashawna O.

Akron, OH, Feb 1, 2025, 4:11 PM

5.0

Josh!!! (Inserts happy tears) went above and beyond!! He was transparent throughout the whole process!! He made buying our home painless, easy, and joyful! Very knowledgeabl and personable. Working with Josh, you weren't a file that he was working, he actually cares and treats you as a person. ( inserts more happy tears) Our previous lender failed through a day before closing. We were referred to Josh, who got us closed in TWO weeks!!!!! He has a customer for life!! #JOSH4PRESIDENT

Review 5

Travis L.

Copley, OH, Apr 15, 2026, 3:08 PM

5.0

I had a great experience working with my loan officer. His communication was excellent throughout the entire process, keeping me informed every step of the way. He was very knowledgeable and took the time to walk me through everything, making sure I understood all my options. I truly appreciated his professionalism and support, which made the process smooth and stress-free.

Review 6

Angela C A.

Akron, OH, Aug 25, 2026, 4:43 PM

5.0

I changed lenders mid process, so I have a unique opportunity to make a direct comparison of services. Josh not only delivered better than promised, he did it in a third of the time while correcting clerical errors and cleaning up issues left behind by the previous LO. I am eternally grateful that I was referred to Josh and that he was able to save the sale, as I was frustrated with the process enough to consider walking from purchasing altogether. The Ruoff Loan Butler portal page made the process so much easier to know what was going on, and what to expect, and appeared to have everyone on the same page about the process. All in all, Josh was great to work with- communicated well, was available/responsive when needed, and very enthusiastic about what he does. I absolutely recommend him to anyone for their mortgage needs.

Review 1

Nicolas T.

Akron, OH, May 17, 2024, 3:04 PM

5.0

Josh Pick was excellent throughout the entire process. He was professional, charismatic, and extremely knowledgeable and made this experience incredibly positive. I will be recommending him to anyone I know who may be searching for a home.

Review 2

Rachel L H.

Wooster, OH, Mar 21, 2025, 3:36 PM

5.0

Josh was extremely patient with my never-ending questions and was proactive through the whole process anticipating needs and providing information.

Review 3

Wanda R.

Parma, OH, Apr 27, 2024, 12:56 AM

5.0

We are very happy with this company From start to finish. Especially Josh Pick was very exceptional and professional he's responsiveness any Day and Time. made the process Quick and stress-free I recommend 100%. Thank you Josh Pick you're the best.

Review 4

Lashawna O.

Akron, OH, Feb 1, 2025, 4:11 PM

5.0

Josh!!! (Inserts happy tears) went above and beyond!! He was transparent throughout the whole process!! He made buying our home painless, easy, and joyful! Very knowledgeabl and personable. Working with Josh, you weren't a file that he was working, he actually cares and treats you as a person. ( inserts more happy tears) Our previous lender failed through a day before closing. We were referred to Josh, who got us closed in TWO weeks!!!!! He has a customer for life!! #JOSH4PRESIDENT

Review 5

Travis L.

Copley, OH, Apr 15, 2026, 3:08 PM

5.0

I had a great experience working with my loan officer. His communication was excellent throughout the entire process, keeping me informed every step of the way. He was very knowledgeable and took the time to walk me through everything, making sure I understood all my options. I truly appreciated his professionalism and support, which made the process smooth and stress-free.

Review 6

Angela C A.

Akron, OH, Aug 25, 2026, 4:43 PM

5.0

I changed lenders mid process, so I have a unique opportunity to make a direct comparison of services. Josh not only delivered better than promised, he did it in a third of the time while correcting clerical errors and cleaning up issues left behind by the previous LO. I am eternally grateful that I was referred to Josh and that he was able to save the sale, as I was frustrated with the process enough to consider walking from purchasing altogether. The Ruoff Loan Butler portal page made the process so much easier to know what was going on, and what to expect, and appeared to have everyone on the same page about the process. All in all, Josh was great to work with- communicated well, was available/responsive when needed, and very enthusiastic about what he does. I absolutely recommend him to anyone for their mortgage needs.

Review 7

Troy J. H.

Port Clinton, OH, Nov 1, 2026, 12:50 PM

5.0

Josh,s knowledge experience and patience was extremely valuable for the circumstances . I gained a lot of respect for him and would use him again

Review 8

Allison S.

Wadsworth, OH, Oct 28, 2026, 7:54 PM

5.0

Josh was fantastic. Great communication, always responsive, and genuinely kind. Highly recommend!

Review 9

Savannah L U.

Lagrange, OH, Sep 22, 2026, 3:14 PM

5.0

quick to respond, kept me updated throughout the process, and made sure I understood each step as a first-time homebuyer.

Review 10

Bailey Marie W.

Akron, OH, Sep 5, 2026, 1:56 AM

5.0

Josh Pick explained everything very well and was quick to respond to questions.

Review 11

Dominic S.

Columbia Station, OH, Sep 3, 2026, 4:53 PM

5.0

Josh was great to work with, it was refreshing to work with someone who didn't feel like they were constantly trying to sell me something. I felt like he was accessible and ready to answer any questions I had and helped reduce the stress of home buying rather than adding to it.

Review 12

Jeremy F P.

Garfield Heights, OH, Aug 31, 2026, 3:17 PM

5.0

Josh Pick was extremely friendly, very knowledgeable, and most of all helpful through this entire process. He make it very simple leaving me with little to no questions.

Review 13

Dillan Michael K.

Parma Heights, OH, Aug 12, 2026, 11:03 PM

5.0

Very professional and transparent. The lender that was helping me made it very easy to get what i needed fone in a timely manner. I was able to call text and email whenever i needed help or had a question and i always got a quick response. I would recommend their services to anyone and everyone.

Review 7

Troy J. H.

Port Clinton, OH, Nov 1, 2026, 12:50 PM

5.0

Josh,s knowledge experience and patience was extremely valuable for the circumstances . I gained a lot of respect for him and would use him again

Review 8

Allison S.

Wadsworth, OH, Oct 28, 2026, 7:54 PM

5.0

Josh was fantastic. Great communication, always responsive, and genuinely kind. Highly recommend!

Review 9

Savannah L U.

Lagrange, OH, Sep 22, 2026, 3:14 PM

5.0

quick to respond, kept me updated throughout the process, and made sure I understood each step as a first-time homebuyer.

Review 10

Bailey Marie W.

Akron, OH, Sep 5, 2026, 1:56 AM

5.0

Josh Pick explained everything very well and was quick to respond to questions.

Review 11

Dominic S.

Columbia Station, OH, Sep 3, 2026, 4:53 PM

5.0

Josh was great to work with, it was refreshing to work with someone who didn't feel like they were constantly trying to sell me something. I felt like he was accessible and ready to answer any questions I had and helped reduce the stress of home buying rather than adding to it.

Review 12

Jeremy F P.

Garfield Heights, OH, Aug 31, 2026, 3:17 PM

5.0

Josh Pick was extremely friendly, very knowledgeable, and most of all helpful through this entire process. He make it very simple leaving me with little to no questions.

Review 13

Dillan Michael K.

Parma Heights, OH, Aug 12, 2026, 11:03 PM

5.0

Very professional and transparent. The lender that was helping me made it very easy to get what i needed fone in a timely manner. I was able to call text and email whenever i needed help or had a question and i always got a quick response. I would recommend their services to anyone and everyone.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs

/mo.
/mo.
/mo.

Loan Details

Est. Monthly Payment†

$1,663.00

Principal & Interest

$1,663.00

Property Tax

$0.00

Homeowners Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$1,663.00

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Josh Pick

A Bit About Me

With nearly 20 years of mortgage lending experience, I am passionate about helping individuals and families achieve homeownership. As a Senior Mortgage Loan Officer with Ruoff Mortgage, I provide personalized guidance, honest communication, and mortgage solutions tailored to each client's needs. My goal is to make the mortgage process simple, stress-free, and enjoyable through education and exceptional service. I believe in building lasting relationships based on trust and treating every client like family. When I'm not helping homebuyers, I enjoy spending time with my wife, Erin, our three children, and cheering on THE Ohio State Buckeyes.

Awards & Achievements

Top Mortgage Lenders Award

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Top 500 for Customer Satisfaction Award

Top 500 for Customer Satisfaction

Recognized by Experience.com among the Top 1% of loan officers nationwide for delivering exceptional customer experiences, based on verified client feedback and customer satisfaction results.

President's Club Award

President's Club

3x Winner

Awarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Florida, Ohio

Josh Pick

Senior Loan Officer

NMLS: 134546

OH: MLO.031660.001

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

Ruoff Mortgage Logo White

Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******†††‡Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.