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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

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reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Joshua Powers
Picture of Joshua Powers

Hi, I'm Joshua!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Hi, I'm Joshua!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

Thank you for visiting my personal page.  I look forward to helping you navigate the mortgage process, whether that is purchasing a new home or refinancing your current one.

With 10 years of experience in the mortgage industry, I look forward to taking my knowledge and expertise in this industry to ensure that you are set up for success to purchase your home, refinance or access your equity.  I am extremely passionate about building relationships with my clients, their realtors, and their families to ensure that I am your trusted advisor for life.  My favorite part of being in this business is attending my client’s closings and watching the joy and pride on their faces when they obtain their keys to their new home.  In addition to that, it’s incredibly gratifying to make an impact on client’s lives by helping them save money on their mortgage through refinancing or accessing the equity in their home to do the necessary upgrades and turn their current home into the home of their dreams.

I have the backing of the most incredible company in Ruoff Mortgage, where we offer our client’s competitive rates, a process like none other to ensure timely closings. We offer numerous loan programs to ensure that our clients are set up for success for their immediate and long-term future.  

While I enjoy being in the office with the incredible team I have at the Ruoff New Albany Branch, I enjoy spending time with my wife Lindsay and our 3 amazing children when I am not in the office.  I am an avid golfer and enjoy spending time on the course with my friends and my dad.  In addition, I am the head baseball coach of my son’s youth baseball team and enjoy attending my 2 oldest children’s sporting events.  Please feel free to contact me with any questions about the mortgage process.  I would also love to assist any of you, your friends, family, and loved ones with their mortgage needs.

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 740.334.8098 or message me below!

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