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Picture of Joshua Powers
Picture of Joshua Powers

Hi, I'm Joshua!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Joshua!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

Thank you for visiting my personal page.  I look forward to helping you navigate the mortgage process, whether that is purchasing a new home or refinancing your current one.

With over 10 years of experience in the mortgage industry, I look forward to taking my knowledge and expertise in this industry to ensure that you are set up for success to purchase your home, refinance or access your equity.  I am extremely passionate about building relationships with my clients, their realtors, and their families to ensure that I am your trusted advisor for life.  My favorite part of being in this business is attending my client’s closings and watching the joy and pride on their faces when they obtain their keys to their new home.  In addition to that, it’s incredibly gratifying to make an impact on client’s lives by helping them save money on their mortgage through refinancing or accessing the equity in their home to do the necessary upgrades and turn their current home into the home of their dreams.

I have the backing of the most incredible company in Ruoff Mortgage, where we offer our client’s competitive rates, a process like none other to ensure timely closings. We offer numerous loan programs to ensure that our clients are set up for success for their immediate and long-term future.  And I will customize every loan application to your needs based upon these programs we have available.

While I enjoy being in the office with the incredible team I have at the Ruoff New Albany Branch, I enjoy spending time with my wife Lindsay and our 3 amazing children when I am not in the office.  I am an average golfer but enjoy spending time on the course with my friends, colleagues, partners and my dad.  I am a huge Ohio State Football fan and even though I’m glued to my TV every Saturday during Football Season I am still available for your home buying needs.  In addition, I am the head baseball coach of my son’s youth baseball team and enjoy attending my 2 oldest children’s sporting events and my daughter’s dance classes.

I have recently turned one of my biggest passions, which is cooking into a Homebuyer Cooking Series. The Series is available on my YouTube Channel. I share some of my favorite dishes I cook for my Friends and Family with my Clients and Real Estate Partners as well as tidbits of information about the home buying process.

Please feel free to contact me with any questions about the mortgage process.  I would also love to assist any of you, your friends, family, and loved ones with their mortgage needs.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Josh was very easy to work with! He checked in with us while we were getting our timelines together, he kept us informed throughout the entire process once we were ready to begin, and was very quick to respond to questions and concerns. We are first time home buyers, so we honestly had no idea what we were doing, and Josh made the process as stress-free as it could be.

    Bethany G C.

    Mount Vernon, OH, October 13th, 2023 11:32 AM

  • Review 2

    Source of Rating Icon

    I’ve worked with Josh multiple times over the year- both for home purchases and refis. He is always quick to respond, helpful, knowledgeable & makes things seamless.

    Tiffanie C K.

    Lewis Center, OH, February 12th, 2024 11:19 AM

  • Review 3

    Source of Rating Icon

    Being a first time homebuyer Josh walked me through all the process and made it as simple and clear as possible. Great guy and would like to work with him again in the future.

    Tate A W.

    Dublin, OH, February 26th, 2024 02:37 PM

  • Review 4

    Source of Rating Icon

    We have nothing but great things to say about Josh! He made our loan & home buying process less stressful for first-time homebuyers! He comes highly recommended & we look forward to working with him again in the future!

    Danielle L M.

    Columbus, OH, June 27th, 2023 11:55 AM

  • Review 5

    Source of Rating Icon

    Great communication and thorough explanations

    Rebecca E D.

    Mount Vernon, OH, August 14th, 2023 06:02 PM

  • Review 6

    Source of Rating Icon

    Rockstar service from Josh.

    Kiersten T.

    Westerville, OH, November 6th, 2023 06:13 PM

  • Review 7

    Source of Rating Icon

    Great service from Josh!

    Aaron J H.

    Newark, OH, October 23rd, 2023 11:03 AM

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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Call me at 740.334.8098 or message me below!

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