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Picture of Julie Koralewski
Picture of Julie Koralewski

Hi, I'm Julie!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

96.20% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Julie!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

96.20% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    The loan process went so smoothly and fast and I really appreciated the excellent service by my loan officer. She is so knowledgable and very good at helping us through this new home purchase and beyond. Top of the LINE !! Thank You!!

    Cristina A W.

    Oregon, OH, July 1st, 2025 11:56 AM

  • Review 2

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    communication throughout, and support even when they purchase seem like it may not happen. Julie was beyond amazing when it came to her knowledge and support for our family. Definitely above and beyond. I would like to shout out to the girls in the office as they were a great help as well in gathering paperwork and just having a good conversation about life. Thank you all our family greatly appreciate all you have done for us.

    Jason R Y.

    WATERVILLE, OH, June 10th, 2025 06:39 PM

  • Review 3

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    My wife and I couldn't be happier with Julie . She made this process extremely easy and was an absolute joy to work with. 12/10 !!

    Drake A C.

    Maumee, OH, June 1st, 2025 05:08 AM

  • Review 4

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    Julie had clear communication and guidance made what could have been a complicated process much easier to navigate. I truly appreciate how she took the time to address all of my questions and ensured I felt comfortable at every step. It’s rare to encounter such excellent service, and I’m grateful for all her hard work. I will certainly recommend her services to others in the future!

    Justin A R.

    Maumee, OH, May 1st, 2025 01:47 PM

  • Review 5

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    Julie was always there when we had any questions and kept us informed through the whole process

    Brett B.

    MAUMEE, OH, April 15th, 2025 06:07 AM

  • Review 6

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    Very friendly, supportive and answered all questions before I could even ask.

    Ziad Osama-Ahmad S.

    Toledo, OH, February 14th, 2025 03:59 PM

  • Review 7

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    Julie was great to work with!

    Nicholas Joseph D.

    Bowling Green, OH, January 2nd, 2025 04:41 PM

  • Review 8

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    Between Julie and Stephanie I was well informed. Each were quick to respond to all questions as well as helpful with what paperwork was needed

    David Franklin B.

    Maumee, OH, December 18th, 2024 10:20 AM

  • Review 9

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    Julie made the home buying process as easy as buying a home can be!

    Marisella S.

    Oregon, OH, April 11th, 2024 11:10 AM

  • Review 10

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    Julie and all the staff II came into contact with at Ruoff were amazing. Replied in a timely manner, easy to talk to, walk you through every step of the process and very informational on all aspects. This was the easiest process that I have gone through when getting a loan for a home. I would highly recommended Julie to anyone that is looking to get a loan. She always went above and beyond.

    Adrianne N A.

    Maumee, OH, April 12th, 2024 11:12 AM

  • Review 11

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    Julie did an amazing job. She was very clear, and concise. I would highly recommend her to anyone!

    alorenzen

    Maumee, OH, October 23rd, 2024 11:08 AM

  • Review 12

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    Julie was so easy to work with. This is my second mortgage through Ruoff and Julie made it as easy as can be. She is so responsive and so knowledgeable that she was able to anticipate our questions.

    Kimberly Laura J.

    Maumee, OH, October 19th, 2024 11:41 AM

  • Review 13

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    Was very worried it would be a stressful time buying a house for the first time. Julie and the team made it so simple and easy, stress free!! We would do it all over again with no worries!

    Alexandra Marie V.

    Walbridge, OH, October 10th, 2024 12:53 PM

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Why should you choose Ruoff?

62

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2024 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 419.466.5739 or message me below!

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