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Julie Koralewski

Senior Loan Officer

NMLS: 1718009 | OH: MLO.003455.001

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Julie

98.17%

Customer Satisfaction Score.

Scotsman Guide Award

Awards

Proudly serving Indiana, Michigan, Ohio

Meet our happy homeowners***

View All Testimonials

Review 1

Nathan J I.

Perrysburg, OH, Aug 15, 2026, 12:00 PM

5.0

Great people to work with! Julie made the process smooth and easy. Thank you!

Review 2

Jennifer L L.

Toledo, OH, Aug 9, 2026, 11:45 PM

5.0

Excellent communication

Review 3

Anne M B.

Sylvania, OH, Jun 12, 2026, 3:04 PM

5.0

That's great service

Review 4

Alyssa J K.

Maumee, OH, May 6, 2026, 5:10 PM

5.0

Julie was very good in communicating Every Step of the way . She was awesome and i would recommend her To anyone :)

Review 5

Seth W K.

Maumee, OH, May 7, 2026, 1:01 AM

5.0

julie help talk me through the process every step of the way. I couldnt have done it without her .

Review 6

Elizabeth J O.

Toledo, OH, Apr 27, 2026, 1:25 PM

5.0

Communication was stellar. I felt informed and was treated with dignity during the whole experience. She worked in tandem with my agent during the process. Julie answered my questions without judgement and was concise with what paperwork was needed. Julie feels like a trusted friend and was genuinely happy for me about my home purchase. She is truly a gem!

Review 1

Nathan J I.

Perrysburg, OH, Aug 15, 2026, 12:00 PM

5.0

Great people to work with! Julie made the process smooth and easy. Thank you!

Review 2

Jennifer L L.

Toledo, OH, Aug 9, 2026, 11:45 PM

5.0

Excellent communication

Review 3

Anne M B.

Sylvania, OH, Jun 12, 2026, 3:04 PM

5.0

That's great service

Review 4

Alyssa J K.

Maumee, OH, May 6, 2026, 5:10 PM

5.0

Julie was very good in communicating Every Step of the way . She was awesome and i would recommend her To anyone :)

Review 5

Seth W K.

Maumee, OH, May 7, 2026, 1:01 AM

5.0

julie help talk me through the process every step of the way. I couldnt have done it without her .

Review 6

Elizabeth J O.

Toledo, OH, Apr 27, 2026, 1:25 PM

5.0

Communication was stellar. I felt informed and was treated with dignity during the whole experience. She worked in tandem with my agent during the process. Julie answered my questions without judgement and was concise with what paperwork was needed. Julie feels like a trusted friend and was genuinely happy for me about my home purchase. She is truly a gem!

Review 7

June M F.

Toledo, OH, Apr 16, 2026, 3:22 PM

5.0

Julie was very professiona. She was always available whenever I had questions. She explained everything throughl.

Review 8

Patricia J R.

SYLVANIA, OH, Mar 2, 2026, 9:32 PM

5.0

Prompt and clear communication

Review 9

Edgar E R.

SYLVANIA, OH, Mar 2, 2026, 5:22 PM

5.0

Everything went well and smooth. Lots of questions and documents to submit, but that was expected. We definitely learned to keep up with technology.

Review 10

Matthew R H.

Perrysburg, OH, Feb 26, 2026, 4:03 PM

5.0

Julie was very helpful and available at all times, even outside of normal business hours.

Review 11

Jacob K S.

Maumee, OH, Feb 11, 2026, 4:03 PM

5.0

Refinance 👍🏼

Review 12

Adrianne P R.

Whitehouse, OH, Dec 26, 2025, 5:46 PM

5.0

Making sure I had everything ready to go along with polite and knowledgeable loan officers

Review 13

Juan PG T.

Millbury, OH, Dec 22, 2025, 4:31 PM

5.0

Julie was absolutely amazing and very helpful! She was able to help us all hours of the day and on the weekends! Definitely will recommend her to family and friends !

Review 7

June M F.

Toledo, OH, Apr 16, 2026, 3:22 PM

5.0

Julie was very professiona. She was always available whenever I had questions. She explained everything throughl.

Review 8

Patricia J R.

SYLVANIA, OH, Mar 2, 2026, 9:32 PM

5.0

Prompt and clear communication

Review 9

Edgar E R.

SYLVANIA, OH, Mar 2, 2026, 5:22 PM

5.0

Everything went well and smooth. Lots of questions and documents to submit, but that was expected. We definitely learned to keep up with technology.

Review 10

Matthew R H.

Perrysburg, OH, Feb 26, 2026, 4:03 PM

5.0

Julie was very helpful and available at all times, even outside of normal business hours.

Review 11

Jacob K S.

Maumee, OH, Feb 11, 2026, 4:03 PM

5.0

Refinance 👍🏼

Review 12

Adrianne P R.

Whitehouse, OH, Dec 26, 2025, 5:46 PM

5.0

Making sure I had everything ready to go along with polite and knowledgeable loan officers

Review 13

Juan PG T.

Millbury, OH, Dec 22, 2025, 4:31 PM

5.0

Julie was absolutely amazing and very helpful! She was able to help us all hours of the day and on the weekends! Definitely will recommend her to family and friends !

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs

/mo.
/mo.
/mo.

Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Tax

$0.00

Homeowners Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

Apply Now
Julie Koralewski

A Bit About Me

Hello, I’m Julie! As a Senior Loan Officer, my goal is to make the path to homeownership as smooth and stress-free as possible. I’m committed to finding the right loan solution for your needs and guiding you through every step of the process.

Let’s make your homeownership goals a reality—together.

Awards & Achievements

Top Mortgage Lenders Award

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Indiana, Michigan, Ohio

Julie Koralewski

Senior Loan Officer

NMLS: 1718009

OH: MLO.003455.001

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

Ruoff Mortgage Logo White

Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.