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Picture of Julie Sammons
Picture of Julie Sammons

Hi, I'm Julie!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

Scotsman Guide Top Lenders Award

Hi, I'm Julie!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Communication

    Andrew Joseph P.

    Monroe, MI, July 5th, 2025 12:31 PM

  • Review 2

    Source of Rating Icon

    Working with Julie Sammons at The Mortgage Link was nothing short of life-changing. After being turned away by multiple mortgage companies due to my unconventional pay structure, we were beginning to lose hope that homeownership was even possible for us. But Julie took the time to truly understand our situation and gave us a chance when no one else would. From that moment on, she went above and beyond—answering calls after hours, patiently walking us through every step, and making sure we fully understood a process that was completely new to us. She brought clarity, encouragement, and confidence into a space that initially felt overwhelming. What truly set Julie apart was her incredible kindness and authenticity. She treated us like we were her only clients, always personal, warm, and genuinely invested in helping us succeed. At every turn, we felt seen, heard, and supported—not just as buyers, but as people. Her attention to detail and her heart for service made a process we were dreading into an experience we will always be grateful for. We wouldn’t have our home today without her, and we honestly can’t thank her enough.

    Alec G.

    Wyandotte, MI, May 17th, 2025 11:00 AM

  • Review 3

    Source of Rating Icon

    Julie was very helpful and polite and answered all my questions

    Roger R H.

    Taylor, MI, April 27th, 2025 10:23 AM

  • Review 4

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    Very friendly and helpful

    Roger R H.

    Taylor, MI, April 21st, 2025 03:52 PM

  • Review 5

    Source of Rating Icon

    Buying a new home can be stressful and Julie made it as easy as possible. Very friendly, straight forward, and communicates very well with us.

    Matthew L.

    New Boston, MI, April 14th, 2025 10:13 AM

  • Review 6

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    The communication and kindness received from Julie is Something that only a professional can provide . Well done Julie and I hope to work with you again in the future or send clients your way

    Renee L.

    New Boston, MI, April 11th, 2025 04:01 PM

  • Review 7

    Source of Rating Icon

    Julie was great! Any questions or concerns through this process were answered every time. Julie had great availability, especially with my partner and I's changing schedules.

    Gabriel P.

    Newport, MI, April 8th, 2025 04:12 PM

  • Review 8

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    One of the fastest and easiest loan approvals I've ever had. Thanks for everything.

    Christopher V.

    Southgate, MI, April 5th, 2025 08:52 AM

  • Review 9

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    Step by step direction and communication has been great. Extremely important for someone who is going through this for the first time.

    Elizabeth M.

    Newport, MI, March 25th, 2025 02:06 PM

  • Review 10

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    Very open, friendly, responsive, and helpful.

    Matthew L.

    New Boston, MI, March 24th, 2025 11:23 AM

  • Review 11

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    Everything was fast and all interactions with staff were pleasant.

    Steven C.

    Allen Park, MI, March 15th, 2025 10:06 AM

  • Review 12

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    Julie made our experience great and she so fun and knowledgable!

    Jesse T.

    Petersburg, MI, February 22nd, 2025 05:25 PM

  • Review 13

    Source of Rating Icon

    Very fast and efficient. Made getting a loan easy.

    Steven C.

    Allen Park, MI, February 21st, 2025 08:34 AM

See More

Why should you choose Ruoff?

62

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2024 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 734.286.1446 or message me below!

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