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Picture of Kate Cusack
Picture of Kate Cusack

Hi, I'm Kate!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Kate!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

As you start on life's most significant financial journey—buying a home—I understand the gravity of the decision you face. That's why I'm here to offer more than just mortgage services; I'm committed to providing unwavering support and guidance every step of the way.

With a keen focus on your needs, I'm dedicated to securing home financing solutions that not only fit your current circumstances but also ensure long-term affordability and value. Efficiency is key to homebuying, and I'll tirelessly work to expedite the loan process without compromising on thoroughness or quality.

Communication lies at the heart of my approach. By fostering open and transparent communication, I build enduring relationships with both clients and industry peers. As an Indiana native deeply rooted in "the region" for over a decade, I bring a local perspective and a wealth of experience.

Beyond the world of mortgages, I cherish moments spent with my loved ones—my husband and our fur-kids, Jake, Juno, and Jinx. Whether exploring new destinations, reveling in the great outdoors, delving into captivating reads, or crafting homemade breads and treats, I embrace life's simple pleasures.

Rest assured I will be your partner on your homeownership journey. I am dedicated, communicative, and committed to your financial well-being.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Very prompt and easy to work with, kept us updated on every step of the process.

    Jacob R.

    LOWELL, IN, July 25th, 2024 11:01 AM

  • Review 2

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    Kate was very attentive to detail and kept us informed on any changes throughout the process. Will definitely recommend her and ruoff to friends and family!

    Keith E B.

    Crown Point, IN, July 22nd, 2024 11:23 AM

  • Review 3

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    Kate was amazing to work with. She was always quick to respond to questions and answered them before I even knew what to ask myself most times. As a first time homebuyer and not knowing what to expect, she made the whole process a breeze. I would 100% recommend her to anyone and would not hesitate to use her again in the future.

    Abigail M B.

    Crown Point, IN, July 18th, 2024 11:33 AM

  • Review 4

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    Kate was a joy to work with. She made everything as easy as can be and was available for any questions any time we needed. She made a stressful process as easy as could be

    Jonathon P S.

    Crown Point, IN, June 24th, 2024 11:03 AM

  • Review 5

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    Professional and timely.

    John P S.

    Crown Point, IN, June 11th, 2024 02:22 PM

  • Review 6

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    Kate was amazing throughout the entire process. As a new home buyer, I was able to relax throughout the process because she communicates and explained things so well.

    Karen F.

    Crown Point, IN, July 5th, 2024 11:15 AM

  • Review 7

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    Kate was absolutely wonderful to work with, always positive and on top of things

    Kevin R.

    Winamac, IN, May 28th, 2024 06:43 AM

  • Review 8

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    Kate made the entire process go incredibly smooth and easy!

    Meghan E M.

    Crown Point, IN, May 20th, 2024 11:11 AM

  • Review 9

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    Kate was so kind, informative, patient and understanding. My husband and I have gone through this process several times over the years and this is by far our best experience!

    William R.

    Hebron, IN, April 29th, 2024 11:50 AM

  • Review 10

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    Wouldn’t have wanted to work with anyone else!

    Erica Rene M.

    HOBART, IN, April 19th, 2024 11:46 AM

  • Review 11

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    Kate is the absolute best. She’s always willing to answer questions and do what’s best for her clients. She was fantastic to work with and made something that would normally be somewhat stressful feel like a breeze. My significant other and I couldn’t be happier with our experience or say enough good things about her.

    Brandon S.

    THAYER, IN, May 1st, 2023 07:57 PM

  • Review 12

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    Kate was nothing but friendly and responsive the entire time! As a first time home buyer, she helped me feel safe and confident for the entire transaction.

    Jacob A.

    PALATINE, IL, May 2nd, 2023 10:17 PM

  • Review 13

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    Kate is by far the best person I have ever worked with. This is my 5th house and second with her. I have turned on other folks to her as well and they are very happy. Whatever you need to do to keep this person happy, I advise you do it. She is an unbelievable asset!

    James P.

    Saint John, IN, May 22nd, 2023 09:51 AM

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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 219.775.6645 or message me below!

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