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Kate Cusack | NMLS: 438675

Let me help you get pre-approved today!

As you start on life's most significant financial journey—buying a home—I understand the gravity of the decision you face. That's why I'm here to offer more than just mortgage services; I'm committed to providing unwavering support and guidance every step of the way.

With a keen focus on your needs, I'm dedicated to securing home financing solutions that not only fit your current circumstances but also ensure long-term affordability and value. Efficiency is key to homebuying, and I'll tirelessly work to expedite the loan process without compromising on thoroughness or quality.

Communication lies at the heart of my approach. By fostering open and transparent communication, I build enduring relationships with both clients and industry peers. As an Indiana native deeply rooted in "the region" for over a decade, I bring a local perspective and a wealth of experience.

Beyond the world of mortgages, I cherish moments spent with my loved ones—my husband and our fur-kids, Jake, Juno, and Jinx. Whether exploring new destinations, reveling in the great outdoors, delving into captivating reads, or crafting homemade breads and treats, I embrace life's simple pleasures.

Rest assured I will be your partner on your homeownership journey. I am dedicated, communicative, and committed to your financial well-being.

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My Latest Blogs

First-Time Homebuyer Guide: Buy Now or Wait for Lower Mortgage Rates in 2026?

May 13, 2026

First-Time Homebuyer Guide: Buy Now or Wait for Lower Mortgage Rates in 2026?Are you a first time homebuyer in Crown Point or Lake County, Indiana, staring at today's mortgage rates and wondering if y...
Read More
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Kate did an amazing job getting all of this done while I am night shift 7 days a week

    Joseph R R.

    VALPARAISO, IN, June 21st, 2026 08:04 PM

  • Review 2

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    Extremely easy to work with and made the whole process as simple as possible . Best experience I've had with buying a home

    Max M.

    Cedar Lake, IN, June 20th, 2026 11:24 AM

  • Review 3

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    I do not have the right words to express how amazing Kate Cusack was during this entire prcoess. I am recently divorced and this was my first "solo" home purchase and Kate was so great and easy to work with. It was smooth and seamless and she took the fear our if it. She literally let me know any time things were needing to be signed, or sent to her, or anything that needed to be done. She answered questions I had for her before I even had a chance to ask them! I would reccomend her to anyone without a doubt!

    Lukas S. K.

    Cedar Lake, IN, June 8th, 2026 10:13 AM

  • Review 4

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    Kate is amazing! Her communication skills and expertise are unmatched. We will absolutely refer Kate to anyone in a home buying situation.

    Joanna R M.

    Crown Point, IN, June 2nd, 2026 12:00 PM

  • Review 5

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    Honestly Kate made everything so easy and was there to help us every step of the way. I went into buying a house clueless and nervous that itd be scary and confusing and overwhelming but she made sure we understood everything along the way and was always there to help answer any and all questions. I would 100000% recommend her to anyone I know looking to buy.

    Allison R.

    Griffith, IN, April 29th, 2026 03:53 PM

  • Review 6

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    Kate was amazing and kept us informed durign all stages of the refinance of our home.

    Holly Lea R.

    Swayzee, IN, April 24th, 2026 11:04 AM

  • Review 7

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    Kate is great to work with

    Alec S.

    CROWN POINT, IN, April 20th, 2026 02:49 PM

  • Review 8

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    Kate is fantastic! I would highly recommend her (and have) to anyone needing a mortgage loan. Her customer service skills are impeccable.

    Lisa M.

    Chesterton, IN, April 15th, 2026 11:09 AM

  • Review 9

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    This was my first home buying experience, and it went SO smoothly and efficiently!! I was so pleasantly surprised. Kate was amazing every step of the way!

    Schyler S.

    CROWN POINT, IN, April 14th, 2026 12:30 PM

  • Review 10

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    Kate is always on top of everything. Very quick and responsive. A pleasure to work with.

    Mark W F.

    Chesterton, IN, April 6th, 2026 01:30 PM

  • Review 11

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    Kate was fantastic to work with, start to finish. She was prompt, knowledgeable, and easy to communicate with. I would definitely refer my acquaintances to her should the occasion arise.

    Eric T.

    Schererville, IN, March 10th, 2026 11:58 AM

  • Review 12

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    Kate was extremely knowledgeable, empathetic, and overall a wonderful resource during our loan process. She was quick to get back to us whenever we had questions, and her good humor and upbeat demeanor made everything much less nerve-wracking. She completely put us at ease! She was also very open about what to expect during the loan process so we were never surprised. I would highly, highly recommend her to anyone looking for their first home.

    Gisselle L.

    Schererville, IN, March 10th, 2026 11:11 AM

  • Review 13

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    Kate made the process so easy and was super helpful the whole time , I'd recommend her to anyone any day !

    Jeffery S.

    Shelby, IN, March 6th, 2026 12:41 PM

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Why should you choose Ruoff?

68

Branches throughout
the US.

98.5%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

42

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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