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As you start on life's most significant financial journey—buying a home—I understand the gravity of the decision you face. That's why I'm here to offer more than just mortgage services; I'm committed to providing unwavering support and guidance every step of the way.
With a keen focus on your needs, I'm dedicated to securing home financing solutions that not only fit your current circumstances but also ensure long-term affordability and value. Efficiency is key to homebuying, and I'll tirelessly work to expedite the loan process without compromising on thoroughness or quality.
Communication lies at the heart of my approach. By fostering open and transparent communication, I build enduring relationships with both clients and industry peers. As an Indiana native deeply rooted in "the region" for over a decade, I bring a local perspective and a wealth of experience.
Beyond the world of mortgages, I cherish moments spent with my loved ones—my husband and our fur-kids, Jake, Juno, and Jinx. Whether exploring new destinations, reveling in the great outdoors, delving into captivating reads, or crafting homemade breads and treats, I embrace life's simple pleasures.
Rest assured I will be your partner on your homeownership journey. I am dedicated, communicative, and committed to your financial well-being.
From finding your perfect home to moving in, we've got you covered.
Need a lower monthly payment, or want to get cash out? Learn more about your options.
Get your house on the market, and look for your next home!
Kate was fantastic to work with, start to finish. She was prompt, knowledgeable, and easy to communicate with. I would definitely refer my acquaintances to her should the occasion arise.
Eric T.Schererville, IN, March 10th, 2026 11:58 AM
Kate was extremely knowledgeable, empathetic, and overall a wonderful resource during our loan process. She was quick to get back to us whenever we had questions, and her good humor and upbeat demeanor made everything much less nerve-wracking. She completely put us at ease! She was also very open about what to expect during the loan process so we were never surprised. I would highly, highly recommend her to anyone looking for their first home.
Gisselle L.Schererville, IN, March 10th, 2026 11:11 AM
Kate made the process so easy and was super helpful the whole time , I'd recommend her to anyone any day !
Jeffery S.Shelby, IN, March 6th, 2026 12:41 PM
Kate did an amazing job throughout the entire process. Whenever an obstacle presented itself, she worked dillgiently, professionally, and creatively to resolve the issue. I felt like she had my best interest in mind for the entire process. I am remarkably impressed with the work she put in.
Cody H.Winamac, IN, March 5th, 2026 09:35 AM
The process was simple! Kate was great to work with and everything went smooth! 10 out of 10 would use again if I ever need to. Thank you Kate and team!
Cory T W.Lowell, IN, March 2nd, 2026 03:07 PM
First off, Kate was awesome! She Was very pleasant to work with, answered all of our questions in a timely manner and was very amazing to work with all together.
Jordan Nathaniel R.Crown Point, IN, February 26th, 2026 01:49 PM
We loved working with Kate every step of the way! She went above and beyond for us!
Reece Chloe R.Crown Point, IN, February 26th, 2026 11:02 AM
Kate was so fast, reliable, kind, and easy to work with - would recommend her a million times over!
Lisa O.Valparaiso, IN, February 24th, 2026 08:14 PM
Kate was extremely responsive and knowledgeable with every step in the process . From the moment I met her I knew we were in good hands with her and Ruoff.
Rachael H.Cedar Lake, IN, February 23rd, 2026 01:36 PM
Great communication with Kate Cusack
James D M.Crown Point, IN, February 21st, 2026 07:45 PM
Kate was absolutely amazing thru my entire home buying experience starting with my prequalification process. Kate is extremely knowledgeable on all fronts. I was grateful that she was with me throughout my home buying process. I highly recommend Kate for all your mortgage needs!
Heather Marie M.Dyer, IN, February 17th, 2026 01:17 PM
Kate was incredible throughout the entire process, answered every possible question and made us feel very comfortable with such a big purchase! Would 100% reccomend Kate to any family and friends, and will be using her in other future home purchases.
Brian P L.Munster, IN, January 26th, 2026 10:07 AM
Went over all the paper work never had issues picking up the phone no matter what time.
Andrzej D.Crown Point, IN, January 23rd, 2026 10:14 PM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on
2025
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.