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Kate Cusack | NMLS: 438675

Let me help you get pre-approved today!

As you start on life's most significant financial journey—buying a home—I understand the gravity of the decision you face. That's why I'm here to offer more than just mortgage services; I'm committed to providing unwavering support and guidance every step of the way.

With a keen focus on your needs, I'm dedicated to securing home financing solutions that not only fit your current circumstances but also ensure long-term affordability and value. Efficiency is key to homebuying, and I'll tirelessly work to expedite the loan process without compromising on thoroughness or quality.

Communication lies at the heart of my approach. By fostering open and transparent communication, I build enduring relationships with both clients and industry peers. As an Indiana native deeply rooted in "the region" for over a decade, I bring a local perspective and a wealth of experience.

Beyond the world of mortgages, I cherish moments spent with my loved ones—my husband and our fur-kids, Jake, Juno, and Jinx. Whether exploring new destinations, reveling in the great outdoors, delving into captivating reads, or crafting homemade breads and treats, I embrace life's simple pleasures.

Rest assured I will be your partner on your homeownership journey. I am dedicated, communicative, and committed to your financial well-being.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    As a first time homebuyer, this process was very intimidating starting out. Kate took our hands and guided us through every single step and was incredible at answering all questions we had. She truly is the best! We couldn't have done it without her guidance.

    Mackenzie M.

    DEMOTTE, IN, December 22nd, 2025 10:44 AM

  • Review 2

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    Working with Kate was one of the best experinces I have had with a Loan situation similar to this. More than just talking about my loan, she is incredibly friendly and more personal than the majority of people. Building an intimate connection made this entire process a lot less stressful. Back to the loan aspect, she made this part simple enough that a new born could understand it. Everything was broken down carefully and she had an answer for any of my questions the instant they were asked. I could not imagine going through the loan process with anyone else in the future. I could be across the country and she still would be my loan officer.

    Devin G.

    Hobart, IN, December 19th, 2025 11:08 AM

  • Review 3

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    Great communication making it a smooth process

    Tyler R H.

    DEMOTTE, IN, December 19th, 2025 11:23 AM

  • Review 4

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    As a first-time homebuyer, the mortgage process felt overwhelming at first, but Kate made everything clear and stress-free. Kate took the time to explain each step, answered all my questions promptly, and made sure I felt confident in every decision. Kate's professionalism, patience, and dedication truly made a difference. I couldn’t have asked for a better experience and highly recommend her to any first-time buyer

    Denise A B.

    Crown Point, IN, December 16th, 2025 11:08 AM

  • Review 5

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    Kate was beyond helpful and understanding of my situation. I would recommend her to anyone looking to participate in the mortgage process.

    Zachary K.

    Crown Point, IN, December 11th, 2025 04:58 PM

  • Review 6

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    Soeedy responses!

    Lillian B.

    Kouts, IN, November 21st, 2025 11:11 AM

  • Review 7

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    Clear, concise, and consistent communication! Kate's knowledge is increible!

    Irene R M.

    Lowell, IN, November 15th, 2025 07:51 PM

  • Review 8

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    We were referred to Kate through our realtor, and we are glad to have gotten the referral. Kate was great to work with - very informative, always kept us up to date on changes/updates along the way, and had a great personality that made a typically high stress situation very comfortable. Above and beyond that, Kate always made herself accessible to us, via text or call any time of day. Overall, we had a very pleasant experience with Kate and Ruoff Mortgage. Thanks, Steve

    Stephen M D.

    Valparaiso, IN, November 10th, 2025 11:19 AM

  • Review 9

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    Friendly, knowledgeable, quick to respond and patient with end questions

    Barbara S.

    Lowell, IN, October 21st, 2025 02:36 PM

  • Review 10

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    Kate is the absolute best! Awesome to work with her.

    Jason S.

    Hebron, IN, October 16th, 2025 01:54 PM

  • Review 11

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    Kate made the process super easy and kept us updated on every single part of the re-financing process.

    Christina D.

    Hebron, IN, October 16th, 2025 11:06 AM

  • Review 12

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    kate Was very friendly and also there to answer any quetions, Kate also answered every question right away

    Mateusz L.

    Knox, IN, October 7th, 2025 11:46 AM

  • Review 13

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    Kate responds quickly and has an answer for all questions.

    Kathleen N.

    Schererville, IN, October 6th, 2025 03:40 PM

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Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

42

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 219.775.6645 or message me below!

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