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Picture of Kayla Hudson
Picture of Kayla Hudson

Hi, I'm Kayla!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.51% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Kayla!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.51% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

As a Senior Loan Officer at Ruoff, my role goes beyond just processing loans. I don’t just evaluate financial documents, but am a financial educator, helping my clients to understand and navigate the borrowing process with confidence and responsibility. The most rewarding part of my career is seeing the joy on my borrowers' faces at closing, knowing that I helped make their homeownership dreams come true.

One aspect of my role that might surprise people is my role as a financial educator. I believe in going the extra mile to assist individuals needing guidance on budgeting, credit improvement, or better financial management. Every loan is unique, and I strive to help my clients make informed decisions.

Before joining Ruoff, I spent 11 years at a credit union, starting as a teller and progressing to a Member Service Representative. This experience laid the foundation for my understanding of financial services, which I now apply in the mortgage industry.

In my six years in the mortgage industry, I've specialized in various mortgage products, including Conventional, FHA, VA, USDA, and various down payment assistance programs. My goal is to make the homebuying or refinancing process as smooth as possible for my clients.

In my spare time, I enjoy the simple pleasures of life — spending time with family and friends, going fishing, and immersing myself in a good book. Coffee is my morning motivation, and I make time to volunteer throughout the year at various community organizations.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Kayla was amazing!!!! Can't wait to use her again for our next investment property:)

    David G W.

    Kokomo, IN, June 17th, 2024 10:01 PM

  • Review 2

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    Kayla was extremely professional and very helpful in this experience. It was my first time buying a home so I had dozens of questions. She was quick to her replies and kept me informed every step of the process. I was on a very tight timeline and she was able to close in less than 3 weeks.

    Zachary R C.

    Kokomo, IN, June 13th, 2024 11:49 AM

  • Review 3

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    Kayla was wonderful! She was available anytime I had questions and she worked very hard for us to get our dream home! I highly recommend Kayla.

    Kaitlin F.

    Kokomo, IN, June 7th, 2024 12:14 PM

  • Review 4

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    Kayla was able to beat competitive pricing for us and was always available for a quick response time.

    Makenzie C.

    Indianapolis, IN, June 3rd, 2024 11:57 AM

  • Review 5

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    Everything was easy, from start to finish!

    Bradley E F.

    Kokomo, IN, May 29th, 2024 12:56 PM

  • Review 6

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    Kayla made the entire experience seamless and enjoyable.

    Devon W E.

    Kokomo, IN, May 17th, 2024 11:11 AM

  • Review 7

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    Over all the hole experience was fairly easy. Whenever we were unsure or had questions Kayla was there to answer. She was very knowledgeable and helpful with the whole process, from start to finish..

    Cameron Lee C.

    KOKOMO, IN, May 15th, 2024 12:39 PM

  • Review 8

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    Kayla was super thorough and helpful throughout the entire process. Always willing to answer questions and making sure we understood everything that she talked about. 10/10 Ruoff is lucky to have such a great loan officer.

    Asya Ashanta C.

    KOKOMO, IN, May 12th, 2024 11:00 PM

  • Review 9

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    Our loan officer Kayla Hudson was so amazing to work with! She made the house buying process so much less stressful! I would highly recommend her to anyone in need of a loan officer!

    Savannah R.

    Kokomo, IN, May 2nd, 2024 10:24 PM

  • Review 10

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    Kayla was very responsive and helpful during the whole loan process. What information I needed to provide was clearly stated. The process was overall much easier and smoother than I thought it would be.

    Kade Anthony B.

    Kokomo, IN, May 2nd, 2024 11:47 AM

  • Review 11

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    Everything went very smoothly and anytime I had questions, they were answered quickly and in ways that made it very easy to understand

    Andrew B.

    Kokomo, IN, April 17th, 2024 03:42 PM

  • Review 12

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    Kayla was fast, efficient, friendly and wonderful to work with. I highly recommend her for anyone's home loan needs.

    Rachel D.

    Kokomo, IN, April 15th, 2024 02:45 PM

  • Review 13

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    Kayla answered everything thoroughly and was a quick and pleasant process

    Trent M R.

    Kokomo, IN, April 14th, 2024 03:04 PM

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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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Call me at 765.271.2732 or message me below!

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