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Picture of Kayla Hudson
Picture of Kayla Hudson

Hi, I'm Kayla!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.51% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Kayla!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.51% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

As a Senior Loan Officer at Ruoff, my role goes beyond just processing loans. I don’t just evaluate financial documents, but am a financial educator, helping my clients to understand and navigate the borrowing process with confidence and responsibility. The most rewarding part of my career is seeing the joy on my borrowers' faces at closing, knowing that I helped make their homeownership dreams come true.

One aspect of my role that might surprise people is my role as a financial educator. I believe in going the extra mile to assist individuals needing guidance on budgeting, credit improvement, or better financial management. Every loan is unique, and I strive to help my clients make informed decisions.

Before joining Ruoff, I spent 11 years at a credit union, starting as a teller and progressing to a Member Service Representative. This experience laid the foundation for my understanding of financial services, which I now apply in the mortgage industry.

In my six years in the mortgage industry, I've specialized in various mortgage products, including Conventional, FHA, VA, USDA, and various down payment assistance programs. My goal is to make the homebuying or refinancing process as smooth as possible for my clients.

In my spare time, I enjoy the simple pleasures of life — spending time with family and friends, going fishing, and immersing myself in a good book. Coffee is my morning motivation, and I make time to volunteer throughout the year at various community organizations.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • Kayla and her team provided exceptional service. Her availability & responsiveness created value, her knowledge and willingness to communicate created trust, and her friendliness and positive attitude kept our stress low. Thank you Kayla!

    Mark A C, happy client
  • Kayla was very professional, knowledgeable she cared about us, kept us up to date on every little detail. She worked hard to make sure we were happy. Shes a good hearted person. Hats off to Kayla.

    Allen C B, happy client
  • Kayla was fast, efficient, friendly and wonderful to work with. I highly recommend her for anyone's home loan needs.

    Rachel D, happy client
  • The loan officer was great to deal with. Kayla Hudson was very knowledgeable and knew what she was doing and was great to work with.

    Jacob A G, happy client
  • Easy online application and document uploading. Kayla kept me updated at all times and the entire process was seamlessThank You Kayla

    Ralph E C, happy client
  • Kayla is always great to work with! She has tons of knowledge and is very punctual with all correspondences. This is my 2nd time closing a loan with her and Ruoff!

    Barbara A P, happy client
  • Kayla was perfect! Always a phone call away when I needed her and was there with my realtor and myself the entire step of the way! She was wonderful!

    Haeley W, happy client
  • Kayla is very good at her job. She made me feel comfortable, kept me informed, and answered all my questions. I would definently recommend her and Ruoff to anyone looking to refinance.

    Diane M L, happy client
  • Kayla was absolutely amazing to work with. She made us feel at ease and answered all of our questions! Very professional!!

    Leo J R, happy client
  • Kayla answered everything thoroughly and was a quick and pleasant process

    Trent M R, happy client
  • Very informative and patient with me. She was great.

    Jeffery Alan W, happy client
  • Everything went very smoothly and anytime I had questions, they were answered quickly and in ways that made it very easy to understand

    Andrew B, happy client
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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 765.271.2732 or message me below!

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