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Picture of Kayla Hudson
Picture of Kayla Hudson

Hi, I'm Kayla!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.12% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Kayla!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.12% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Kayla Hudson | NMLS: 1632044

Let me help you get pre-approved today!

As a Senior Loan Officer at Ruoff, my role goes beyond just processing loans. I don’t just evaluate financial documents, but am a financial educator, helping my clients to understand and navigate the borrowing process with confidence and responsibility. The most rewarding part of my career is seeing the joy on my borrowers' faces at closing, knowing that I helped make their homeownership dreams come true.

One aspect of my role that might surprise people is my role as a financial educator. I believe in going the extra mile to assist individuals needing guidance on budgeting, credit improvement, or better financial management. Every loan is unique, and I strive to help my clients make informed decisions.

Before joining Ruoff, I spent 11 years at a credit union, starting as a teller and progressing to a Member Service Representative. This experience laid the foundation for my understanding of financial services, which I now apply in the mortgage industry.

In my six years in the mortgage industry, I've specialized in various mortgage products, including Conventional, FHA, VA, USDA, and various down payment assistance programs. My goal is to make the homebuying or refinancing process as smooth as possible for my clients.

In my spare time, I enjoy the simple pleasures of life — spending time with family and friends, going fishing, and immersing myself in a good book. Coffee is my morning motivation, and I make time to volunteer throughout the year at various community organizations.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    This is the second home that Kayla was our loan officer. She is always helpful and dependable and easy to reach. She is an excellent people to have on your team.

    Cole Alexander W.

    Kokomo, IN, September 8th, 2025 06:47 PM

  • Review 2

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    Kayla was great to work with, made rhe the entire experience easy and quick! Would highly recommend.

    Nolan T H.

    Kokomo, IN, September 3rd, 2025 09:10 AM

  • Review 3

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    Kayla is the best of the best! She was always on top of my mortgage process! Kayla made this mortgage process very smooth and seemless. Thank you Kayla for making my experience such a positive one!!

    Annette J.

    Kirklin, IN, September 3rd, 2025 06:07 PM

  • Review 4

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    Kayla acted and worked like we were her only customers. She was quick to respond, she kept us updated and had answers before I asked the questions. I knew that this part of the process was going to be excellent because she was handling things. This is so reassuring to a homebuyers/seller because this is generally a stressful process. We were blessed to have her help!

    Troy A S.

    Kokomo, IN, September 2nd, 2025 11:09 AM

  • Review 5

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    Kayla Hudson is always awesome and easy to work with. I had nothing but an excellent expierierence working with her. She was knowledgable, responsive and guided me through every step of the process. Her professionalism and dedication made the entire process smooth. Highly recommend and look forward to working with her in the future.

    Alejandro C.

    Kokomo, IN, September 1st, 2025 11:14 AM

  • Review 6

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    Kayla made our process easy!

    Amanda B.

    Kokomo, IN, August 27th, 2025 11:25 AM

  • Review 7

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    Kayla answered all of our questions in a timely manner or setup an appointment for us to come in so she could show us and talk to us in person.

    David M.

    Greentown, IN, August 6th, 2025 11:06 AM

  • Review 8

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    Kayla was quick to respond to any questions and kept us informed throughout the process

    Victoria R M.

    Greentown, IN, July 31st, 2025 11:03 AM

  • Review 9

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    Knowledge and quality of help.

    Donald W R.

    KOKOMO, IN, July 29th, 2025 03:38 PM

  • Review 10

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    Kayla did a great job through the process. She was very professional and kept us in the loop on the next steps.

    Nichlaus D M.

    Greentown, IN, July 28th, 2025 11:14 AM

  • Review 11

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    Seamless process from start to finish. Will definitely recommend Kayla and Ruoff to everyone i know who is looking to purchase a new

    Michael K L.

    Kokomo, IN, July 11th, 2025 11:40 AM

  • Review 12

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    The entire process had to be quickly handled due to a past minute lender switch and everything was handled smoothly.

    Ethan C.

    Kokomo, IN, June 17th, 2025 11:06 AM

  • Review 13

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    The whole process from start to finish went smoothly and our loan officer Kayla was great.

    Mark E M.

    Galveston, IN, May 28th, 2025 08:30 PM

See More

Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2024 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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Call me at 765.271.2732 or message me below!

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