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Picture of Kayla Hudson
Picture of Kayla Hudson

Hi, I'm Kayla!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Kayla!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

As a Senior Loan Officer at Ruoff, my role goes beyond just processing loans. I don’t just evaluate financial documents, but am a financial educator, helping my clients to understand and navigate the borrowing process with confidence and responsibility. The most rewarding part of my career is seeing the joy on my borrowers' faces at closing, knowing that I helped make their homeownership dreams come true.

One aspect of my role that might surprise people is my role as a financial educator. I believe in going the extra mile to assist individuals needing guidance on budgeting, credit improvement, or better financial management. Every loan is unique, and I strive to help my clients make informed decisions.

Before joining Ruoff, I spent 11 years at a credit union, starting as a teller and progressing to a Member Service Representative. This experience laid the foundation for my understanding of financial services, which I now apply in the mortgage industry.

In my six years in the mortgage industry, I've specialized in various mortgage products, including Conventional, FHA, VA, USDA, and various down payment assistance programs. My goal is to make the homebuying or refinancing process as smooth as possible for my clients.

In my spare time, I enjoy the simple pleasures of life — spending time with family and friends, going fishing, and immersing myself in a good book. Coffee is my morning motivation, and I make time to volunteer throughout the year at various community organizations.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • Kayla was amazing! My wife changed jobs in the middle of our refinance which caused our initial closing to get canceled. I didn’t think we were going to be able to close before in time to keep our interest rate. Kayla was still able to pull everything together and we closed with 3 days to spare! I’d recommend her to anyone!

    Tyson S, happy client
  • Honestly everything was great! Purchasing a home is a very scary, stressful situation lol but Kayla was very confident and on the ball. I'm very happy we met her.

    Sarah C, happy client
  • Kayla was awesome to work with! Very friendly and organized. Would highly recommend Ruoff Mortgage.

    Kyle F, happy client
  • Every step was made easy. This was a very smooth transaction. No complaints at all, on gratitude.

    Tremayne B, happy client
  • Fast and friendly service can’t ask for much more than that!

    Zachary L, happy client
  • Having Kayla for my refinance was smoother than smooth! She is so helpful and accommodating! I seriously cannot say enough great things about her! Thank you Kayla for helping me and making it so easy! I appreciate you!

    Leah K, happy client
  • The fact that this transaction was done from one state to another made me feel that it might be difficult. I was happy to see that there was no need to worry. Everything was handled with ease. Thanks to you all

    David R, happy client
  • Really appreciated the communication and updates.

    Laura J, happy client
  • She was great.

    James H, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 765.271.2732 or message me below!

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