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Picture of Kayla Hudson
Picture of Kayla Hudson

Hi, I'm Kayla!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.64% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Kayla!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.64% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Kayla Hudson | NMLS: 1632044

Let me help you get pre-approved today!

As a Senior Loan Officer at Ruoff, my role goes beyond just processing loans. I don’t just evaluate financial documents, but am a financial educator, helping my clients to understand and navigate the borrowing process with confidence and responsibility. The most rewarding part of my career is seeing the joy on my borrowers' faces at closing, knowing that I helped make their homeownership dreams come true.

One aspect of my role that might surprise people is my role as a financial educator. I believe in going the extra mile to assist individuals needing guidance on budgeting, credit improvement, or better financial management. Every loan is unique, and I strive to help my clients make informed decisions.

Before joining Ruoff, I spent 11 years at a credit union, starting as a teller and progressing to a Member Service Representative. This experience laid the foundation for my understanding of financial services, which I now apply in the mortgage industry.

In my six years in the mortgage industry, I've specialized in various mortgage products, including Conventional, FHA, VA, USDA, and various down payment assistance programs. My goal is to make the homebuying or refinancing process as smooth as possible for my clients.

In my spare time, I enjoy the simple pleasures of life — spending time with family and friends, going fishing, and immersing myself in a good book. Coffee is my morning motivation, and I make time to volunteer throughout the year at various community organizations.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Kayla was quick to respond to any questions and kept us informed throughout the process

    Victoria R M.

    Greentown, IN, July 31st, 2025 11:03 AM

  • Review 2

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    Knowledge and quality of help.

    Donald W R.

    KOKOMO, IN, July 29th, 2025 03:38 PM

  • Review 3

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    Kayla did a great job through the process. She was very professional and kept us in the loop on the next steps.

    Nichlaus D M.

    Greentown, IN, July 28th, 2025 11:14 AM

  • Review 4

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    Seamless process from start to finish. Will definitely recommend Kayla and Ruoff to everyone i know who is looking to purchase a new

    Michael K L.

    Kokomo, IN, July 11th, 2025 11:40 AM

  • Review 5

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    The entire process had to be quickly handled due to a past minute lender switch and everything was handled smoothly.

    Ethan C.

    Kokomo, IN, June 17th, 2025 11:06 AM

  • Review 6

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    The whole process from start to finish went smoothly and our loan officer Kayla was great.

    Mark E M.

    Galveston, IN, May 28th, 2025 08:30 PM

  • Review 7

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    Kayla just made the process really smooth and easy

    Zachary A W.

    Kokomo, IN, May 24th, 2025 05:41 PM

  • Review 8

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    Kayla is amazing and kept me informed every step of the way. I would recommend her to anyone!! She made my experience wonderfull!

    Jacqueline E H.

    Kokomo, IN, May 13th, 2025 11:17 AM

  • Review 9

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    Kayla was very fast to respond to emails, txts, and voicemails.

    Barry A M.

    Kokomo, IN, April 29th, 2025 11:13 AM

  • Review 10

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    kayla was very helpful throughout every step

    Dylan Marshall C.

    Greentown, IN, April 28th, 2025 11:45 AM

  • Review 11

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    Kayla was great to work with. She made the process easy and stress free!

    Deidre N F.

    LOGANSPORT, IN, April 22nd, 2025 02:48 PM

  • Review 12

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    Kayla was very kind and enjoyable to work with Thank You

    Shannon C M.

    Peru, IN, March 24th, 2025 08:55 PM

  • Review 13

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    Communicated and educated me through the process

    Tyler B.

    Kokomo, IN, March 23rd, 2025 03:03 PM

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Why should you choose Ruoff?

62

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2024 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 765.271.2732 or message me below!

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