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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
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Picture of Kayla Hudson
Picture of Kayla Hudson

Hi, I'm Kayla!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.40% Customer Satisfaction Rating

Hi, I'm Kayla!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.40% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Kayla was amazing! My wife changed jobs in the middle of our refinance which caused our initial closing to get canceled. I didn’t think we were going to be able to close before in time to keep our interest rate. Kayla was still able to pull everything together and we closed with 3 days to spare! I’d recommend her to anyone!

    Tyson S, happy client
  • Kayla was awesome to work with! Very friendly and organized. Would highly recommend Ruoff Mortgage.

    Kyle F, happy client
  • Honestly everything was great! Purchasing a home is a very scary, stressful situation lol but Kayla was very confident and on the ball. I'm very happy we met her.

    Sarah C, happy client
  • Really appreciated the communication and updates.

    Laura J, happy client
  • Having Kayla for my refinance was smoother than smooth! She is so helpful and accommodating! I seriously cannot say enough great things about her! Thank you Kayla for helping me and making it so easy! I appreciate you!

    Leah K, happy client
  • The fact that this transaction was done from one state to another made me feel that it might be difficult. I was happy to see that there was no need to worry. Everything was handled with ease. Thanks to you all

    David R, happy client
  • Every step was made easy. This was a very smooth transaction. No complaints at all, on gratitude.

    Tremayne B, happy client
  • She was great.

    James H, happy client
  • Fast and friendly service can’t ask for much more than that!

    Zachary L, happy client
See More

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 765.271.2732 or message me below!

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