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Kayla

Kayla Kreigh

Senior Loan Officer

NMLS: 1528833 | OH: MLO-OH.1528833

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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98.82%

Customer Satisfaction Score.

Scotsman Guide Award

Awards

Proudly serving Indiana, Ohio

Meet our happy homeowners***

View All Testimonials

Review 1

Matthew S.

Whitestown, IN, Apr 14, 2025, 11:40 AM

5.0

Kayla Kreigh is exceptional at what she does. She made the entire loan process smooth, clear, and stress-free, always taking time to answer questions and explain every step. Kayla is not only responsive and detail-oriented but also genuinely invested in her clients’ success. She went above and beyond to find the best loan option for us and made sure everything closed on time. If you're looking for someone who is trustworthy, experienced, and truly cares—Kayla is the one to call. Highly recommend!

Review 2

Jonathon T.

Muncie, IN, Feb 25, 2026, 4:13 PM

5.0

Pleasant, honest, and communicative experience made me sure working with them was the right choice. Genuine and professional.

Review 3

Jordan J.

Muncie, IN, Dec 21, 2024, 4:05 PM

5.0

Kayla Kreigh made the process as easy and stress free as possible! She answered all my questions and always got back to me quickly. I highly recommend anyone shopping around for mortgage options to consider Kayla or anyone with the Ruoff Muncie team!

Review 4

Destany J.

Muncie, IN, Sep 29, 2026, 3:49 PM

5.0

Kayla has always been great to work with !

Review 5

Lauren P.

New Castle, IN, Sep 27, 2026, 5:27 PM

5.0

Kayla is extremely helpful, supportive and kind through the whole process. Would recommend her to anyone!

Review 6

Paul A.

Muncie, IN, Sep 3, 2026, 3:43 PM

5.0

Kayla walked me through every step of the process and was very communicative throughout!

Review 1

Matthew S.

Whitestown, IN, Apr 14, 2025, 11:40 AM

5.0

Kayla Kreigh is exceptional at what she does. She made the entire loan process smooth, clear, and stress-free, always taking time to answer questions and explain every step. Kayla is not only responsive and detail-oriented but also genuinely invested in her clients’ success. She went above and beyond to find the best loan option for us and made sure everything closed on time. If you're looking for someone who is trustworthy, experienced, and truly cares—Kayla is the one to call. Highly recommend!

Review 2

Jonathon T.

Muncie, IN, Feb 25, 2026, 4:13 PM

5.0

Pleasant, honest, and communicative experience made me sure working with them was the right choice. Genuine and professional.

Review 3

Jordan J.

Muncie, IN, Dec 21, 2024, 4:05 PM

5.0

Kayla Kreigh made the process as easy and stress free as possible! She answered all my questions and always got back to me quickly. I highly recommend anyone shopping around for mortgage options to consider Kayla or anyone with the Ruoff Muncie team!

Review 4

Destany J.

Muncie, IN, Sep 29, 2026, 3:49 PM

5.0

Kayla has always been great to work with !

Review 5

Lauren P.

New Castle, IN, Sep 27, 2026, 5:27 PM

5.0

Kayla is extremely helpful, supportive and kind through the whole process. Would recommend her to anyone!

Review 6

Paul A.

Muncie, IN, Sep 3, 2026, 3:43 PM

5.0

Kayla walked me through every step of the process and was very communicative throughout!

Review 7

Lindsay Nichole H.

Hartford City, IN, Aug 24, 2026, 3:27 PM

5.0

Explained things to where I could understand them!

Review 8

Kyle Andrew H.

Hartford City, IN, Aug 24, 2026, 3:09 PM

5.0

Great fast experience! Kayla was awesome and I would recommend anyone who could go through her

Review 9

John M.

Lynn, IN, Aug 23, 2026, 3:25 PM

5.0

of the things that stand out the most we had an issue with the address on our water test Kayla went to the company personally and was able to get the issue fixed. It took something off of our to do list that was a huge help and this was a day before closing.

Review 10

Jordan Matthew C.

Winchester, IN, Aug 11, 2026, 2:39 AM

5.0

Excellent!

Review 11

Ross Christian M.

Muncie, IN, Jul 28, 2026, 11:04 AM

5.0

quick to respond and great communication. Very helpful and helping me understand the process. It was a great experience!

Review 12

Jacob R F.

Albany, IN, Jul 24, 2026, 5:48 PM

5.0

Whole process was super easy

Review 13

Alisha D J.

Albany, IN, Jul 24, 2026, 3:32 PM

5.0

Very professional. Very good at communication and getting things done!

Review 7

Lindsay Nichole H.

Hartford City, IN, Aug 24, 2026, 3:27 PM

5.0

Explained things to where I could understand them!

Review 8

Kyle Andrew H.

Hartford City, IN, Aug 24, 2026, 3:09 PM

5.0

Great fast experience! Kayla was awesome and I would recommend anyone who could go through her

Review 9

John M.

Lynn, IN, Aug 23, 2026, 3:25 PM

5.0

of the things that stand out the most we had an issue with the address on our water test Kayla went to the company personally and was able to get the issue fixed. It took something off of our to do list that was a huge help and this was a day before closing.

Review 10

Jordan Matthew C.

Winchester, IN, Aug 11, 2026, 2:39 AM

5.0

Excellent!

Review 11

Ross Christian M.

Muncie, IN, Jul 28, 2026, 11:04 AM

5.0

quick to respond and great communication. Very helpful and helping me understand the process. It was a great experience!

Review 12

Jacob R F.

Albany, IN, Jul 24, 2026, 5:48 PM

5.0

Whole process was super easy

Review 13

Alisha D J.

Albany, IN, Jul 24, 2026, 3:32 PM

5.0

Very professional. Very good at communication and getting things done!

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs

/mo.
/mo.
/mo.

Loan Details

Est. Monthly Payment†

$1,663.00

Principal & Interest

$1,663.00

Property Tax

$0.00

Homeowners Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$1,663.00

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Kayla Kreigh

A Bit About Me

Hi, I'm Kayla Kreigh, a Mortgage Loan Officer serving homebuyers throughout Indiana and Ohio. I specialize in helping first-time homebuyers understand their financing options, explore down payment assistance programs, and navigate the mortgage process with confidence. Whether you're getting pre-approved, purchasing your first home, or looking for the right mortgage solution for your next move, I'm committed to providing personalized guidance, clear communication, and a smooth lending experience from application to closing. My goal is to educate and empower my clients so they can make informed decisions and feel confident every step of the way.

Awards & Achievements

Top Mortgage Lenders Award

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Indiana, Ohio

Kayla Kreigh

Senior Loan Officer

NMLS: 1528833

OH: MLO-OH.1528833

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

Ruoff Mortgage Logo White

Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******†††‡Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.