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Picture of Kendall Withered
Picture of Kendall Withered

Hi, I'm Kendall!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Kendall!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Kendall Withered | NMLS: 1121548

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    No worries

    Victor F H.

    Madison, IN, September 29th, 2025 11:06 AM

  • Review 2

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    Kendall did an amazing job keeping us up to date throughout the whole process. She is very knowledgeable and great to work with!

    Brianna N R.

    Hanover, IN, September 29th, 2025 01:09 PM

  • Review 3

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    As first-time home buyers we were overwhelmed just thinking about the buying process. Ruoff made it super easy from the online application to closing. Our assigned loan officer, Kendall, was awesome! She was quick to answer our questions and relay information every step of the way. I would recommend Ruoff Mortgage and their team to anyone buying a home!

    Brittany S.

    Oldenburg, IN, July 17th, 2024 03:05 PM

  • Review 4

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    Kendall went above and beyond. She was on vacation and still worked with us if we had any questions. Very happy with the process and Kendall.

    Jeffrey A S.

    Lexington, IN, July 6th, 2024 06:57 PM

  • Review 5

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    Kendall was great. She communicated consistently, was helpful, and timely. The only portal was easy to use. No problem at all!

    Amber F.

    Madison, IN, June 27th, 2024 11:06 AM

  • Review 6

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    Kendall is the best of the best. I would recommend her to everyone! She is

    Megan W.

    MADISON, IN, June 27th, 2024 11:06 AM

  • Review 7

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    Fast and reliable knowledge on the loan process

    Robert H.

    Nabb, IN, May 6th, 2024 11:41 AM

  • Review 8

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    Kendall went above and beyond in helping with our loan. She was so personable and willing to help us in multiple ways even after normal working hours. She was knowledgeable and if did not know something then would get us an answer quickly. She was the reason that our experience was "excellent" and I am so glad that we worked with her.

    Ashley B.

    Madison, IN, April 30th, 2024 10:08 PM

  • Review 9

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    Was very helpful, always answered any questions we had and made the process very smooth for us

    Chandler A C.

    Madison, IN, April 9th, 2024 11:13 AM

  • Review 10

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    Everything was excellent

    Michelle R.

    Madison, IN, September 27th, 2025 11:12 AM

  • Review 11

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    Super quick! We sold our old house and closed on the new house within a couple of weeks!

    Mikon C R.

    Madison, IN, September 26th, 2025 04:04 PM

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Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2024 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 812.493.9694 or message me below!

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