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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

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reaching out!
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What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Kevin Eames
Picture of Kevin Eames

Hi, I'm Kevin!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

91.00% Customer Satisfaction Rating
Scotsman Guide Top Originator Award

Hi, I'm Kevin!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

91.00% Customer Satisfaction Rating
Scotsman Guide Top Originator Award

Let me help you get pre-approved today!

I am a lifelong resident of Columbia City, except for my 4 years in Huntington where I graduated from Huntington University with a bachelor's of science in business management with a minor in economics and finance. My beautiful wife and I have 4 amazing children that keep us very busy. When I have a little spare time I enjoy doing anything outside, including hunting and fishing. We also love serving in many capacities at our local church, First Church of God.

I joined Ruoff in June 2013 because they have the same philosophy of customer service as myself, and the wide array of products I can personalize to each customer. They have been providing home loans to the people of Indiana since 1984. It is because of the phenomenal Ruoff Mortgage team, including our in-house processing, underwriting and closing departments, that I am able to offer my clients and referral partners low costs, competitive rates, a wide variety of loan programs, sound advice and that hometown bank feeling.

My goal is to educate my clients in the variety of mortgage products we provide and to ensure each customer has the information to make the best decision. More importantly, I want them to feel confident and at ease throughout the process. I will do this by maintaining constant communication and by being available quickly to answer any questions that may arise.

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President's Club Member

President's club seal 2015
President's club seal 2018
President's club seal 2020

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Kevin went above and beyond to make sure we were taken care. We had someone tell us that we were unable to get financed for a loan, but he stepped in and got us approved while making sure we went the best route to save us money in the long run.

    Natalee M, happy client
  • Kevin was a great person to work with.

    Max M, happy client
  • Kevin Eames went above and beyond to make sure we understood everything and that we made a smart decision.

    Nicholas G, happy client
  • Very informative and great at breaking down what directions we could go to get the best interest rate, monthly payment and get us into our new home as seamlessly as possible.

    Cameron M, happy client
  • Ruoff made our refinance a breeze. No stress, amazing communication, and no surprises. I couldnt believe how quickly everything came together and how easily. Our only regret is not doing it sooner!

    Stephanie B, happy client
  • This was my first experience in buying a home and Kevin made sure that I felt comfortable and was informed along the process. He made everything so simple!

    Tasha W, happy client
  • From the first phone call to our closing, our experience was stellar! Kevin and Kaylyn made the process a breeze and stress-free. Kudos to them! Highly recommended!

    Rick S, happy client
  • As a first time home buyer, Kevin did exceptionally well!! He took the time to answer all my questions and concerns I had. He was very honest and open and I valued you that! Personally, Ruoff did everything well! Thank you!

    Autumn D, happy client
  • As a realtor I always recommend Ruoff, so there’s no one else I would go with to use for my own personal loan except for them! I love Ruoff’s milestone updates and how quickly they can get the process done. Kevin Eames is the best!

    Stacie F, happy client
  • We had originally started with another lender and when the appraisal came up short we called Kevin and he got us squared away and we closed on the closing date without a hitch. Kevin worked hard did a fantastic job for us!

    Benjamin H, happy client
  • Communication was quick and clear. Very pleasant to work with.

    Hannah P, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 260.416.8080 or message me below!

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