Picture of

What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

Please complete all fields.

Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Get Started Picture of Kevin Eames
Picture of Kevin Eames

Hi, I'm Kevin!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

98.80% Customer Satisfaction Rating

Hi, I'm Kevin!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

98.80% Customer Satisfaction Rating

Let me help you get pre-approved today!

I am a lifelong resident of Columbia City, except for my 4 years in Huntington where I graduated from Huntington University with a bachelor's of science in business management with a minor in economics and finance. My beautiful wife and I have 4 amazing children that keep us very busy. When I have a little spare time I enjoy doing anything outside, including hunting and fishing. We also love serving in many capacities at our local church, First Church of God.

I joined Ruoff in June 2013 because they have the same philosophy of customer service as myself, and the wide array of products I can personalize to each customer. They have been providing home loans to the people of Indiana since 1984. It is because of the phenomenal Ruoff Mortgage team, including our in-house processing, underwriting and closing departments, that I am able to offer my clients and referral partners low costs, competitive rates, a wide variety of loan programs, sound advice and that hometown bank feeling.

My goal is to educate my clients in the variety of mortgage products we provide and to ensure each customer has the information to make the best decision. More importantly, I want them to feel confident and at ease throughout the process. I will do this by maintaining constant communication and by being available quickly to answer any questions that may arise.

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Kevin went above and beyond to make sure we were taken care. We had someone tell us that we were unable to get financed for a loan, but he stepped in and got us approved while making sure we went the best route to save us money in the long run.

    Natalee M, happy client
  • Kevin took such great care of us, explained things so well and was so organized and timely! We would highly recommend him as a loan officer!

    Billie G, happy client
  • This was my first experience in buying a home and Kevin made sure that I felt comfortable and was informed along the process. He made everything so simple!

    Tasha W, happy client
  • Kevin went above and beyond to help us through this process. He was so kind and helpful. We couldn't have asked for better service.

    Liz B, happy client
  • Kevin is very responsive any time of day or night and very helpful. He explains everything well and he is very accurate with the financial numbers he gives you.

    Keith T, happy client
  • Great communication and a smooth process!

    Jennifer P, happy client
  • As a first time home buyer, Kevin did exceptionally well!! He took the time to answer all my questions and concerns I had. He was very honest and open and I valued you that! Personally, Ruoff did everything well! Thank you!

    Autumn D, happy client
  • Kevin had solutions and was proactive and helpful in every way. This was our 4th mortgage. He is hands down the best we have ever worked with. He not only knows his stuff, he is personable and extremely talented.

    John M, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (260) 416-8080 or message me below!

Download our !