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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
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Picture of Krista Kenney
Picture of Krista Kenney

Hi, I'm Krista!

Branch Manager

I will work hard to help you achieve your homeownership goals.

99.20% Customer Satisfaction Rating

Hi, I'm Krista!

Branch Manager

I will work hard to help you achieve your homeownership goals.

99.20% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Oh boy, I can’t even begin to tell you how great Krista is to work with! Our new home is unique and has some unique challenges in terms of financing, but Krista was able to make the process simple and pleasant. She has so much insight about the area, which was huge for us because we are moving to a new place. She happily answered every little question we had and made the process as it could be. If we could, we’d buy more properties just to keep working with her! 5 stars all the way! Thank you Krista!

    Evan M, happy client
  • Krista was exceptional! She was above and beyond. Loved working with her.

    Jennifer O, happy client
  • It was so great working with Krista. She was very knowledgeable and always gave prompt responses.

    Daejun P, happy client
  • We were extremely impressed with how quick and efficient everything was throughout the loan process.

    Nathanael F, happy client
  • Everything was smooth and Krista was extremely helpful throughout the whole process.

    Matthew M, happy client
  • The Loan Butler was extremely easy to use and so convenient to upload our documents. Krista Kenney was amazing to work with and kept us informed of everything we needed to do or what the next steps were. I highly recommend Krista for your home buying needs and will definitely use her again!

    Michael M, happy client
  • My husband and I had lost our home to a house fire in January! I reached out to Krista Kenney about a home loan! And she was absolutely amazing from that very first call! I would not change anything about my experience with Ruoff. We never had to worry about anything! She made sure everything was done and complete! She reached out so many times, making sure everything went as smoothly as possible! And now we are homeowners! I can’t thank her enough!

    Nathan K, happy client
  • This process was so easy and if I felt lost or had too many questions Krista was there every step of the way she made me feel like I was the only person she was taking care of.

    Phillip M, happy client
  • Krista was absolutely wonderful with answering any questions and really helping me move through the process!

    Tanya C, happy client
  • Krista Kenney was amazing! We were relocating from Florida and Our realtor recommended Krista. We are so happy that she did! They are a dream team! Everything was done much faster than we expected, with great communication and very personable! We got the loan with a great interest rate and are now enjoying our new home. We would highly recommend doing business with Ruoff especially Krista Kenney!

    Melanie B, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 419.322.2543 or message me below!

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