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Krista Kenney

Senior Loan Officer

NMLS: 724124 | OH: MLO-OH.724124

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Krista

100%

Customer Satisfaction Score.

Scotsman Guide AwardPresident's Club Award

Awards

Proudly serving Ohio, West Virginia

Meet our happy homeowners***

View All Testimonials

Review 1

Misti D. D.

Gallipolis Ferry, WV, Jun 14, 2023, 4:13 PM

5.0

My experience with Krista was wonderful This was my first time purchasing a home and she was always available to answer any of my questions.

Review 2

Richard G.

Jan 9, 2023, 8:44 AM

5.0

Everything went very well!

Review 3

Lilia M.

Feb 13, 2023, 6:00 AM

5.0

Communications and responses were always quick, thorough and friendly..

Review 4

Linda L.

Mar 11, 2023, 9:32 AM

5.0

They made me feel at ease and comfortable about everything. I never worried about anything. Krista is great!

Review 5

Megan B.

Mar 28, 2023, 8:56 AM

5.0

Krista Kenny was absolutely wonderful to work with. This was my first experience buying a home and applying for a loan. She made the process go so smoothly for me, without feeling overwhelmed or confused. I truly feel like I could not have made it through this life experience if it weren’t for her organization, dedication, productiveness, kindness and support.

Review 6

Brianne S.

Apr 3, 2023, 7:01 AM

5.0

This was the easiest mortgage loan process my husband and I have ever experienced. Underwriting was a breeze and Krista was ALWAYS available!

Review 1

Misti D. D.

Gallipolis Ferry, WV, Jun 14, 2023, 4:13 PM

5.0

My experience with Krista was wonderful This was my first time purchasing a home and she was always available to answer any of my questions.

Review 2

Richard G.

Jan 9, 2023, 8:44 AM

5.0

Everything went very well!

Review 3

Lilia M.

Feb 13, 2023, 6:00 AM

5.0

Communications and responses were always quick, thorough and friendly..

Review 4

Linda L.

Mar 11, 2023, 9:32 AM

5.0

They made me feel at ease and comfortable about everything. I never worried about anything. Krista is great!

Review 5

Megan B.

Mar 28, 2023, 8:56 AM

5.0

Krista Kenny was absolutely wonderful to work with. This was my first experience buying a home and applying for a loan. She made the process go so smoothly for me, without feeling overwhelmed or confused. I truly feel like I could not have made it through this life experience if it weren’t for her organization, dedication, productiveness, kindness and support.

Review 6

Brianne S.

Apr 3, 2023, 7:01 AM

5.0

This was the easiest mortgage loan process my husband and I have ever experienced. Underwriting was a breeze and Krista was ALWAYS available!

Review 7

Mark E T.

Bidwell, OH, Nov 6, 2025, 10:26 PM

5.0

Krista was very polite, knowledgeable, and on top of things . She kept me up to date on everything as it happened making the process easy.

Review 8

Larry A L.

Gallipolis, OH, Sep 24, 2025, 11:22 PM

5.0

The quick process of the whole process was extraordinary!! It was very much appreciated and Krista Kenney was wonderful to work with.

Review 9

Kathy J K.

POINT PLEASANT, WV, Jun 6, 2025, 5:25 PM

5.0

Our experience was made so Easy! We just provided the needed documentation and Krista took care of the res! we are so thankful for all of her help!

Review 10

Elizabeth A T.

Bidwell, OH, Nov 21, 2024, 5:23 PM

5.0

Krista was very personable and easy to talk to and she explained everything thoroughly. She eased my mind when i needed and was always quick to respond! I can't thank her enough for all she has done for me and my family! this is the second time I have went through ruoff with her and both experiences were excellen!

Review 11

Danielle C.

Gallipolis, OH, Apr 16, 2024, 11:34 AM

5.0

Krista was very knowledgeable and helpful and answered us almost immediately no matter what the time of day whenever we had a question

Review 12

Wyatt I G.

Oak Hill, OH, Mar 15, 2024, 4:06 PM

5.0

Krista was phenomenal on her communication with us throughout the process. Thanks to her and her team's quick work, we were able to close earlier than expected. We'd like to thank her for making the purchase of our first home smooth and stress less. We could always count on her to answer any questions and to keep us in the loop as each step was complete.

Review 13

Haley K G.

Oak Hill, OH, Mar 13, 2024, 3:39 PM

5.0

Krista was very friendly and helpful. Krista made the process fast and easy.

Review 7

Mark E T.

Bidwell, OH, Nov 6, 2025, 10:26 PM

5.0

Krista was very polite, knowledgeable, and on top of things . She kept me up to date on everything as it happened making the process easy.

Review 8

Larry A L.

Gallipolis, OH, Sep 24, 2025, 11:22 PM

5.0

The quick process of the whole process was extraordinary!! It was very much appreciated and Krista Kenney was wonderful to work with.

Review 9

Kathy J K.

POINT PLEASANT, WV, Jun 6, 2025, 5:25 PM

5.0

Our experience was made so Easy! We just provided the needed documentation and Krista took care of the res! we are so thankful for all of her help!

Review 10

Elizabeth A T.

Bidwell, OH, Nov 21, 2024, 5:23 PM

5.0

Krista was very personable and easy to talk to and she explained everything thoroughly. She eased my mind when i needed and was always quick to respond! I can't thank her enough for all she has done for me and my family! this is the second time I have went through ruoff with her and both experiences were excellen!

Review 11

Danielle C.

Gallipolis, OH, Apr 16, 2024, 11:34 AM

5.0

Krista was very knowledgeable and helpful and answered us almost immediately no matter what the time of day whenever we had a question

Review 12

Wyatt I G.

Oak Hill, OH, Mar 15, 2024, 4:06 PM

5.0

Krista was phenomenal on her communication with us throughout the process. Thanks to her and her team's quick work, we were able to close earlier than expected. We'd like to thank her for making the purchase of our first home smooth and stress less. We could always count on her to answer any questions and to keep us in the loop as each step was complete.

Review 13

Haley K G.

Oak Hill, OH, Mar 13, 2024, 3:39 PM

5.0

Krista was very friendly and helpful. Krista made the process fast and easy.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs

/mo.
/mo.
/mo.

Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Tax

$0.00

Homeowners Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

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Krista Kenney

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders Award

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

President's Club Award

President's Club

Awarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Ohio, West Virginia

Krista Kenney

Senior Loan Officer

NMLS: 724124

OH: MLO-OH.724124

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

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Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.