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I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
I moved to Fort Wayne in 1995 after graduating from Ball State University with a bachelor's degree in finance. I have been in the mortgage lending business ever since and am currently licensed to originate loans in both Indiana and Michigan. Prior to attending Ball State University, I spent 2 1/2 years in the United States Army and served in the Gulf War.
Most of my time outside of work is spent with my wife and two children. I previously helped coach baseball, flag football, and the Homestead wrestling club and currently coach travel league baseball. I also sat on the Board of Directors for the Fort Wayne Board of Realtors previously.
My customer service philosophy is to always make sure the financing portion of the buying/building process goes smoothly so my customers can really focus on enjoying their new home. In addition, I also strive to make sure my customers are getting into a program that best meets their needs. My military experience taught me to pay attention to the smallest details, which is very important in the finance industry.
Ruoff has been providing home loans to the people of Indiana since 1984 -- more than 30 years. It is because of the phenomenal Ruoff Mortgage team, including our in-house processing, underwriting and closing departments, that I am able offer my clients and referral partners low costs, competitive rates, a wide variety of loan programs, sound advice and that hometown bank feeling.
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From finding your perfect home to moving in, we've got you covered.
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Everything went the way it was layed out and Larry did an amazing job keeping up with everything and getting with me if he needed something. There really isn't an short comings or anything that I wish would have gone diffrently.
Scott M B.Butler, IN, December 4th, 2023 12:24 PM
Larry was awesome. He made buying our first home an easy process. We are thankful for his help.
Nathan D C.Fort Wayne, IN, January 12th, 2024 04:49 PM
Clear communication, knowledgeable, and quick to answer questions. From start to finish, we were kept up to date and it was overall a seamless experience. Buying our first home actually felt easy thanks to Larry and Ruoff!
Brey M C.Fort Wayne, IN, January 8th, 2024 11:08 PM
Larry Dickey was wonderful. He was knowledgeable, kind and helpful!
Anita J H.Columbia City, IN, June 21st, 2025 07:40 PM
From start to finish the process was very easy everyone at ruoff was kind polite and very quick to follow up any questions or concerns that I had . I will recommend you in the future to anyone who might be interested in getting a home
Michael T.Fort Wayne, IN, June 6th, 2025 06:27 PM
Larry and Janeen kept me in the loop the entire way! Everything happened so fast due to some outside circumstances but as fast as it went, it went so smooth. Will definitely use again for my next house!
Taylor O.Auburn, IN, May 25th, 2025 08:49 PM
Working with Janeen and Larry is what made the experience excellent! This power duo was always quick to answer any question of mine at any time. When it came time to close, Larry was a huge help in making sure I had all my documents ready. I appreciate you both! Thank you.
Barbara J D.Fort Wayne, IN, June 4th, 2025 02:46 PM
Larry did a great job, he helped me close 2 weeks early which was very surprising.
Collin J M.Warsaw, IN, May 28th, 2025 02:01 AM
Overall, Larry was easy to communicate with and made the process simple!
Melissa A P.Auburn, IN, May 27th, 2025 11:53 AM
Clear communication, quick response times
Maxwell J.Fort Wayne, IN, May 20th, 2025 11:05 AM
Great communication. Always kept me in the loop on what was happening.
Kacie M.Columbia City, IN, May 20th, 2025 11:37 AM
Terrific customer service Very fast Very educational and knowledgeable
Dena S.Huntington, IN, April 22nd, 2025 11:05 AM
Larry is the best
Wesley C.Hartford City, IN, March 28th, 2025 11:57 PM
Over all great process! All of my questions were answered in a timely manner.
Chloe T.Fort Wayne, IN, March 30th, 2025 06:56 PM
Larry was on point with all information and stream lined the entire process.
Reuben J S.Fort Wayne, IN, March 25th, 2025 02:33 PM
My experience with Ruoff was incredibly streamlined and highly efficient! Larry was excellent to work with and he helped make the process easy to understand and kept everything organized. He was timely, open and got back to me fast when communicating. He answered any question I had, even the ones that may have been silly to ask. (Those are the ones to still ask as a first home owner!) My experience was excellent and I recommend going with Ruoff to anyone who wants a nice and easy time.
Taylor S V.Fort Wayne, IN, March 3rd, 2025 11:08 AM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on
2024
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.