High Contrast:
Get Started
Picture of Larry Dickey Jr
Picture of Larry Dickey Jr

Hi, I'm Larry!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.15% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Larry!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.15% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I moved to Fort Wayne in 1995 after graduating from Ball State University with a bachelor's degree in finance. I have been in the mortgage lending business ever since and am currently licensed to originate loans in both Indiana and Michigan. Prior to attending Ball State University, I spent 2 1/2 years in the United States Army and served in the Gulf War.

Most of my time outside of work is spent with my wife and two children. I previously helped coach baseball, flag football, and the Homestead wrestling club and currently coach travel league baseball. I also sat on the Board of Directors for the Fort Wayne Board of Realtors previously.

My customer service philosophy is to always make sure the financing portion of the buying/building process goes smoothly so my customers can really focus on enjoying their new home. In addition, I also strive to make sure my customers are getting into a program that best meets their needs. My military experience taught me to pay attention to the smallest details, which is very important in the finance industry.

Ruoff has been providing home loans to the people of Indiana since 1984 -- more than 30 years. It is because of the phenomenal Ruoff Mortgage team, including our in-house processing, underwriting and closing departments, that I am able offer my clients and referral partners low costs, competitive rates, a wide variety of loan programs, sound advice and that hometown bank feeling.

Get Started

President's Club Member

President's club seal 2014
President's club seal 2015
President's club seal 2016
President's club seal 2017
President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2023
President's club seal 2024

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Larry and the Ruoff team were incredibly helpful in making the process of buying my first home as quick and simple as possible!

    Emily D R.

    Fort Wayne, IN, July 8th, 2025 08:52 PM

  • Review 2

    Source of Rating Icon

    Made experience as first time home buyer very easy. Walked me through and was patient

    Danielle P.

    Fort Wayne, IN, July 8th, 2025 12:09 PM

  • Review 3

    Source of Rating Icon

    Larry and Janeen had timely and clear communication.

    Bradley M B.

    Fort Wayne, IN, July 5th, 2025 10:13 PM

  • Review 4

    Source of Rating Icon

    The Ruoff team we worked with had great communication and kept us in the loop with every process that was happening when purchasing our home. Thank you!

    Toni M B.

    Fort Wayne, IN, July 2nd, 2025 11:53 AM

See More

Why should you choose Ruoff?

62

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2024 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 260.402.5661 or message me below!

Download our !