Picture of

What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

Please complete all fields.

Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
High Contrast:
Get Started
Picture of Laura Mickler
Picture of Laura Mickler

Hi, I'm Laura!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.20% Customer Satisfaction Rating
Scotsman Guide Top Originator Award

Hi, I'm Laura!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.20% Customer Satisfaction Rating
Scotsman Guide Top Originator Award

Let me help you get pre-approved today!

I have been a life-long resident of the Muncie, Indiana area and love helping my customers settle into their forever homes all over central Indiana. My goal with every transaction is to build a relationship with my customers so that I can be a resource to them even after their loan closes. I want to make sure you meet your goals!

Home buying can be a stressful process and I work hard to be a calming voice for you during that process. I know that your home is one of the most important things in your life--it's where your life happens! I am proud to share my home with my husband and 2 little boys.

Whatever your season of life, whatever your circumstances, I'm here to make your home ownership dream come true!

Get Started

President's Club Member

President's club seal 2020
President's club seal 2021

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Laura was amazing. She was quick on responses and educated us on our loan. I will be handing out her info to family and friends. Would work with her again in a heartbeat. We had no stress about the loan and that’s half the battle. We appreciate her hard work and making this happen for our family! We needed a bigger home since and daughter and grandson came home to live because of Covid. She made it happen.

    Jacob A, happy client
  • It was so easy. Everything was done through emails and only a few short phone calls to answer a few questions. Laura was always available when we needed to talk or text. I love the Loan Butler. Effortless process. I will definitely recommend Ruoff to family and friends. Alvie and Kim Sargent are very happy customers!!

    Kimberly S, happy client
  • As a first time home buyer I had a lot of anxiety going into it. Laura made the process very comfortable and explained everything in detail. The process was much easier than I anticipated!

    Matthew O, happy client
  • Laura always responded within minutes of me emailing or texting. The online signing was super convenient and easy to do.

    Jessica R, happy client
  • Very helpful and pleasant to work with!

    Timothy B, happy client
  • Everything was perfect. Laura was nothing less than amazing! She was supportive, informative, responsive, and knowledgeable!

    Terri S, happy client
  • The process was extremely smooth, well organized, and professional. Will highly recommend Ruoff and Laura to friends and family.

    Arnold C, happy client
  • This was so very smooth and stress free.

    Brenton H, happy client
  • Laura was phenomenal to work with. Being a first time home buyer in this market was a very scary thing. Laura took time to explain all the questions I had and make me feel comfortable.

    Debra C, happy client
  • Amazing follow-up and follow-through, keeping abreast of the situation. Just great service all around!

    Derik L, happy client
  • Laura has made this process so smooth. I’ve never heard of any one buying a home, having an easy process like we experience. My wife and I can not thank her enough!

    Sean A, happy client
  • I appreciated the consistent and constant communication from Laura Mickler. She was quick to reply to questions and kept me up-to-date on a regular basis. This made the process easy and comforting. Also, the app was a great tool throughout the process.

    Kyle H, happy client
See More

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 765.625.0794 or message me below!

Download our !