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Picture of Laura Ritchie
Picture of Laura Ritchie

Hi, I'm Laura!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Hi, I'm Laura!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award
Laura Ritchie | NMLS: 1278195 | OH: MLO-OH.1278195

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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President's Club Member

President's club seal 2022
President's club seal 2023

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Laura was in constant contact, always ready to answer all of my questions, and quick to let me know of any changes or issues that arose. She walked me through the entire process and made it quick and easy to purchase our new home. Shes amazing!

    Taylor M.

    Columbia City, IN, October 4th, 2025 03:08 PM

  • Review 2

    Source of Rating Icon

    Great communication, Very helpful throughout the process.

    Chase R H.

    Butler, IN, October 3rd, 2025 11:23 AM

  • Review 3

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    She was so great helpful and kind and did everything she could to make it happen. I loved calling her she had the best attitude. Sweetest person to work with

    Eric C.

    Columbia City, IN, September 30th, 2025 12:33 PM

  • Review 4

    Source of Rating Icon

    Personal and kind service.

    Carissa C.

    Fort Wayne, IN, September 15th, 2025 06:03 PM

  • Review 5

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    Laura made this entire experience seamless and enjoyable. She was communicative, knowledgeable, and a joy to work with honestly.

    Tori R C.

    Auburn, IN, September 10th, 2025 11:02 AM

  • Review 6

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    Laura was very friendly, available, knowledgeable, made the experience very easy to understand.

    Troy N T.

    Auburn, IN, September 9th, 2025 05:38 PM

  • Review 7

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    Laura is the best! Thank you!

    David M R.

    Fort Wayne, IN, August 25th, 2025 12:12 PM

  • Review 8

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    The consistent updates on everything and willingness to explain things I didn't understand

    Ethan S H.

    Fort Wayne, IN, August 22nd, 2025 02:47 PM

  • Review 9

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    Laurie was fantastic. She held our hand the whole process and we appreciated how thorough she was!

    Denise H.

    FORT WAYNE, IN, August 6th, 2025 09:42 AM

  • Review 10

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    Everything was amazing and any questions were answered perfectly. Laura is fantastic

    Adam G.

    Albion, IN, August 5th, 2025 12:16 PM

  • Review 11

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    Just following through the whole process and keeping it simple. The beautiful board at the end was a real surprise! Thank You!

    Benjamin Robert B.

    Columbia City, IN, July 22nd, 2025 12:26 PM

  • Review 12

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    The fact that she was willing to talk to me at late nights due to my schedule. If I had questions she'd always answer with a cheerful tone and never really made this hard for me to understand.

    Jason W.

    Columbia City, IN, July 22nd, 2025 05:33 PM

  • Review 13

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    Laura took over my loan and the process was better than I could have hoped for! Thank you so much Laura!

    Christie B.

    Garrett, IN, July 4th, 2025 10:25 AM

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Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2024 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 260.433.5356 or message me below!

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