High Contrast:
Get Started
Picture of Laura Ritchie
Picture of Laura Ritchie

Hi, I'm Laura!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.74% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Laura!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.74% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

President's Club Member

President's club seal 2022
President's club seal 2023

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Laura was so quick to respond and so readily available anytime we had questions. Not only was she knowledgeable and professional, she was also personable. She made sure we understood everything every part of the way. We feel very fortunate to have gotten to experience buying our first home with Ruoff!

    Shae M F.

    Fort Wayne, IN, September 17th, 2024 01:26 PM

  • Review 2

    Source of Rating Icon

    Laura made my wife and I feel so welcome and informed that we were actually able to understand every document in the whole process. There is a lot of information and she helped us navigate all of it until we understood.

    Jake W F.

    Fort Wayne, IN, September 17th, 2024 01:24 PM

  • Review 3

    Source of Rating Icon

    Laura made the whole lending process an absolute piece of cake! She was on top of everything and answered any questions we had. Would recommend anyone that is looking to buy to use her as their loan officer!!

    Bradford S J.

    Leo, IN, September 10th, 2024 11:09 AM

  • Review 4

    Source of Rating Icon

    Laura makes this process seem less and works hard to have a great customer experience.

    Christine K R.

    Fort Wayne, IN, August 30th, 2024 10:07 AM

  • Review 5

    Source of Rating Icon

    Laura was not only helpful during my loan process, but she was flexible with call times, understanding of life things, and very informative with the whole process. I appreciate the work she put in to make our first time home buying fly by with a breeze. If I ever go through this again I will be sure to go with Laura again!

    Jesse F.

    Churubusco, IN, August 25th, 2024 11:46 AM

  • Review 6

    Source of Rating Icon

    With being a first time home buyer Laura was very helpful with the whole loan process. She was very informative about all of the options I could go with and what would be the best option for me.

    Chaylea S.

    Churubusco, IN, August 20th, 2024 10:57 AM

  • Review 7

    Source of Rating Icon

    Laura was awesome! From our first meeting where she gave us some generalized ideas for looking for homes, to giving us ideas on how to boost credit for better plans and rates, to explaining every line on every paper. We can’t thank her enough for her support during this process. We had our challenges personally but she helped us remain positive and always had a solution. When we decide to upgrade houses in the future we are reaching out to her first!

    bubbajames1996

    Fort Wayne, IN, August 15th, 2024 10:13 PM

  • Review 8

    Source of Rating Icon

    It was our first time buying a home and we had no idea where to start. She made the process so easy and understandable. She helped us reach our goals for our credit and helped explain the FHA process. She was so nice and genuine to work with. She would email us and then text us letting us know we got an email for stuff to work on or updates. She always had an answer or was able help us understand things at any time of the day! I would highly recommend Laura to anyone looking for a home!

    Breyanna G.

    Fort Wayne, IN, August 15th, 2024 10:11 PM

  • Review 9

    Source of Rating Icon

    Very helpful and informative.

    David M R.

    Fort Wayne, IN, August 8th, 2024 11:57 AM

  • Review 10

    Source of Rating Icon

    She definitely went above and beyond. Thank you!!!

    Maria M.

    Fort Wayne, IN, July 25th, 2024 11:23 AM

  • Review 11

    Source of Rating Icon

    Walking me through the process. Made me feel at ease

    Jesse T M.

    Fort Wayne, IN, July 27th, 2024 03:42 PM

  • Review 12

    Source of Rating Icon

    The whole experience was so stressful as it was, Laura went above and beyond to make it all worth the stress.

    Bryan Y.

    South Whitley, IN, July 14th, 2024 11:11 AM

  • Review 13

    Source of Rating Icon

    I have worked with Laura on my 3rd purchase now and the experience has always been wonderful! She is always willing to help no matter the hurdle you need to jump to get the job done.

    Amanda M T.

    Roanoke, IN, June 26th, 2024 11:42 AM

See More

Why should you choose Ruoff?

67

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 260.433.5356 or message me below!

Download our !