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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Your next step is to complete a full application.

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What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Mandi Eaton
Picture of Mandi Eaton

Hi, I'm Mandi!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Hi, I'm Mandi!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

Originally from Shelbyville, Indiana, I moved to Bloomington, Indiana after marrying my husband Michael in 1995. My industry experience began November of that same year, working at Monroe County Land Title d/b/a TitlePlus!. With over 20 years’ experience in the title industry, mostly as a licensed real estate closer, I decided to transition into lending. I began my lending career with German American Bancorp.

In 2017, I had the opportunity to join Ruoff Mortgage, locally owned and operated in the State of Indiana. I served on the board of the South Central Mortgage Bankers Association and am an affiliate member of both the Bloomington Board of Realtors, and the Monroe County Builders Association. I am a member of the Auxiliary to the Bloomington Boys and Girls Club, where I currently serve as Sponsorship Chair. I am the food coordinator for the Bloomington High School North 12th Man Club and I have done two Women’s Build for Habitat for Humanity of Monroe County.

In my spare time, my husband Michael and I enjoy the many activities of our four kids. Jackson, Sydney, Trenton and Camden, keep us busy attending, baseball, football and soccer games. I also enjoy yoga, CrossFit, baking, hiking, reading and boating with my family.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • She kept up-to-date on possible avenues for our mortgage process and explained thing easily and worked with us.

    Matthew R, happy client
  • Mandi is amazing! She is so helpful and she has been so kind and thorough during this process.

    Morgan T, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 812.320.4007 or message me below!

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