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Picture of Mandi Eaton
Picture of Mandi Eaton

Hi, I'm Mandi!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Mandi!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

In 1995, after marrying my husband Michael, I embarked on a journey from my hometown in Shelbyville, Indiana to Bloomington, where I began my career in the title industry at Monroe County Land Title, also known as TitlePlus! Over the course of more than two decades, I honed my skills in the title industry, predominately as a licensed real estate closer. Then, after many years in the title industry, I decided to make a bold move and venture into the world of lending with German American Bancorp. 

In 2017, I seized an exciting opportunity to join Ruoff Mortgage, a locally owned and operated lender serving the state of Indiana.

Beyond my daily work, I proudly serve on the board of the South Central Mortgage Bankers Association and hold affiliate memberships with the Bloomington Board of Realtors and the Monroe County Builders Association. In addition, I served as a five-year member of the Auxiliary to the Bloomington Boys and Girls Club as the Sponsorship Chair.

Currently, I am in my ninth year serving the 12th Man Club — the football booster organization — as president where I have contributed in various roles in my time spent there. Next year will mark my fourth and final year as president of the organization. My commitment to community development extends further with my involvement in two Women’s Build projects for Habitat for Humanity of Monroe County.

Beyond my professional sphere, I enjoy spending time with my husband and our four children — Jackson, Sydney, Trenton, and Camden. Our family life is rich with activities, from attending sporting events to indulging in shared interests such as yoga, baking, hiking, reading, and boating.

As I continue to balance my thriving career, community engagement, and family life, I believe each day brings new opportunities for growth and contribution to the vibrant community of Bloomington.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • She kept up-to-date on possible avenues for our mortgage process and explained thing easily and worked with us.

    Matthew R, happy client
  • Mandi is amazing! She is so helpful and she has been so kind and thorough during this process.

    Morgan T, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 812.320.4007 or message me below!

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