Ruoff Mortgage Logo
Background Image with a decorative green wall inside a house, a couch, and two plants on each side of the couch.

Mark Hardin

Senior Loan Officer

NMLS: 477637 | GA: 477637 | KY: MC825599 | OH: MLO-OH.477637

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

Read full bio
Mark

98.21%

Customer Satisfaction Score.

Scotsman GuidePresident's Club

Awards

Proudly serving Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Ohio, Tennessee, Texas

Meet our happy homeowners***

View All Testimonials

Logan H.

Carmel, IN, Feb 17, 2026, 4:17 PM

Mark and his team made everything so incredibly clear, efficient and stress free I thought for sure I was missing something. Incredibly well done and seamless buying process.

Deanna Nichole A.

Danville, IN, Mar 27, 2026, 4:14 PM

Mark was awesome at communicating. This was our 3rd experience with him and Ruoff and I would not want to work with anyone else.

Jonathan N.

Brownsburg, IN, Aug 8, 2026, 10:27 PM

Mark was awesome to deal with. Communication and punctuality was excellent. Mark always was quick to answer a phone call or to call back. I learned after the fact that he was even on vacation for a period of our loan application, he still gave me the same attention as if he were in his office.

Thomas M A.

ANDERSON, IN, Jul 4, 2026, 12:57 PM

Patient, kept going even though employer was very slow at getting g information that was needed

Caryn E S.

Fishers, IN, Jun 29, 2026, 6:58 PM

Mark was very prompt in reaching out when anything was needed.He worked very well with my real estate agent, too.

Hunter James H.

Greensburg, IN, Jul 2, 2026, 11:42 AM

When mark says he's gonna make it work , then he's gonna make it work!

Kara Michelle L.

Shirley, IN, Jun 19, 2026, 3:02 PM

Communication was wonderful all officers were respectful and honest and very helpful :)

Logan H.

Carmel, IN, Feb 17, 2026, 4:17 PM

Mark and his team made everything so incredibly clear, efficient and stress free I thought for sure I was missing something. Incredibly well done and seamless buying process.

Deanna Nichole A.

Danville, IN, Mar 27, 2026, 4:14 PM

Mark was awesome at communicating. This was our 3rd experience with him and Ruoff and I would not want to work with anyone else.

Jonathan N.

Brownsburg, IN, Aug 8, 2026, 10:27 PM

Mark was awesome to deal with. Communication and punctuality was excellent. Mark always was quick to answer a phone call or to call back. I learned after the fact that he was even on vacation for a period of our loan application, he still gave me the same attention as if he were in his office.

Thomas M A.

ANDERSON, IN, Jul 4, 2026, 12:57 PM

Patient, kept going even though employer was very slow at getting g information that was needed

Caryn E S.

Fishers, IN, Jun 29, 2026, 6:58 PM

Mark was very prompt in reaching out when anything was needed.He worked very well with my real estate agent, too.

Hunter James H.

Greensburg, IN, Jul 2, 2026, 11:42 AM

When mark says he's gonna make it work , then he's gonna make it work!

Kara Michelle L.

Shirley, IN, Jun 19, 2026, 3:02 PM

Communication was wonderful all officers were respectful and honest and very helpful :)

Yuliawati O.

Noblesville, IN, Jun 2, 2026, 7:36 PM

Good experience

Jackson Joseph R.

McCordsville, IN, Jun 2, 2026, 9:02 PM

Mark was fantastic to work with! very knowledgeable and helpful about the loan process as well as the area we bought our home in! He always answered my questions timely even at night. Would highly recommend Mark and Ruoff!

Allison Christine F.

Fishers, IN, Jun 2, 2026, 6:42 PM

Mark was excellent to work with! this Was my first home purchase and Mark explained everything very clearly. He was always very responsive and I would highly recommend him to my family/friends.

Norma R.

Indianapolis, IN, Jun 2, 2026, 3:12 PM

Mark always answers his phone. I think he only ever missed two of my calls and he always called me right back. This is my second time doing business with Ruoff and Mark. I am very grateful for all of his and Courtney's hard work. they made the experience easy.

Nikolas Donovan N.

Noblesville, IN, May 19, 2026, 2:08 AM

Overall communication and discussion Mark can bring to the table, he is experienced and keeps buyers informed.

Martina Marie N.

Noblesville, IN, May 18, 2026, 3:09 PM

We are so thankful for Mark. He has always been available, communicative , and keeps us well informed. Thank you for everything!

Ryan N.

Indianapolis, IN, May 18, 2026, 3:07 PM

Loan butler made the process really transparent and easy to deal

Sally A M.

West Lafayette, IN, May 3, 2026, 3:08 PM

Mark and his team were easy to work with, kept us updated throughout the process and answered all of our questions. This has been hands down the smoothest house purchasing process we have ever had. Mark navigated our VA home loan with experienced ease and even helped us to close early. We plan to recommend Mark and Ruoff to any one looking to buy a new home.

Yuliawati O.

Noblesville, IN, Jun 2, 2026, 7:36 PM

Good experience

Jackson Joseph R.

McCordsville, IN, Jun 2, 2026, 9:02 PM

Mark was fantastic to work with! very knowledgeable and helpful about the loan process as well as the area we bought our home in! He always answered my questions timely even at night. Would highly recommend Mark and Ruoff!

Allison Christine F.

Fishers, IN, Jun 2, 2026, 6:42 PM

Mark was excellent to work with! this Was my first home purchase and Mark explained everything very clearly. He was always very responsive and I would highly recommend him to my family/friends.

Norma R.

Indianapolis, IN, Jun 2, 2026, 3:12 PM

Mark always answers his phone. I think he only ever missed two of my calls and he always called me right back. This is my second time doing business with Ruoff and Mark. I am very grateful for all of his and Courtney's hard work. they made the experience easy.

Nikolas Donovan N.

Noblesville, IN, May 19, 2026, 2:08 AM

Overall communication and discussion Mark can bring to the table, he is experienced and keeps buyers informed.

Martina Marie N.

Noblesville, IN, May 18, 2026, 3:09 PM

We are so thankful for Mark. He has always been available, communicative , and keeps us well informed. Thank you for everything!

Ryan N.

Indianapolis, IN, May 18, 2026, 3:07 PM

Loan butler made the process really transparent and easy to deal

Sally A M.

West Lafayette, IN, May 3, 2026, 3:08 PM

Mark and his team were easy to work with, kept us updated throughout the process and answered all of our questions. This has been hands down the smoothest house purchasing process we have ever had. Mark navigated our VA home loan with experienced ease and even helped us to close early. We plan to recommend Mark and Ruoff to any one looking to buy a new home.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs


Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Taxes

$0.00

Home Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

Apply Now
Mark Hardin

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

President's Club

President's Club

12x Winner

Awarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Ohio, Tennessee, Texas

Mark Hardin

Senior Loan Officer

NMLS: 477637

GA: 477637

KY: MC825599

OH: MLO-OH.477637

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

Ruoff Mortgage Logo White

Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.