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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

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reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Mark Hardin
Picture of Mark Hardin

Hi, I'm Mark!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.00% Customer Satisfaction Rating

Hi, I'm Mark!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form.

As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. I look forward to working with you.

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • I appreciate Mark and Courtney Williams more than they will ever know! They were both so unbelievably patient, informative, and have an impeccable work ethic. Mark and Courtney went above and beyond in all aspects and were very accommodating regardless of the circumstances. Thank you both so much for all of your hard work and dedication!

    Amanda H, happy client
  • Mark and Courtney made a great team. I originally did not opt to go with Ruoff and chose my bank instead, but when that started going badly, I re-engaged Mark and we closed in 8 days! No surprises, he worked hard to get my rate, and fees were reasonable.

    Michael H, happy client
  • Communication is key and this was by far a sensational and pleasant experience I can assure you we will let everyone we know that Mark Hardin at Ruoff is and will continue to be our go-to guy from now till the last home we buy!

    Michael E, happy client
  • Mark was awesome!! He was always available to answer my millions of questions. I knew when I reached to him that he would respond quickly and would have the answer!

    Molly S, happy client
  • Mark was very friendly, quick to get back with us and great to work with. He also attended our closing and it was very nice to have him there.

    Kelsey S, happy client
  • The financing was the least stressful part of our home buying process. I knew exactly what was happening and trusted that everything was in good hands.

    Maury C, happy client
  • Mark Hardin and Courtney Williams were great. They were fast at everything. Always answered my questions quickly. They were very friendly and easy to work with. Mark would explain everything to me. There was no stress at all in this process.

    Kim V, happy client
  • Extremely responsive and never felt like I was bothering Mark or his assistant. I worked in the mortgage industry and Mark was great. Loved working with him and Courtney.

    Justin S, happy client
  • Mark has helped me and family for the third time and he is the best. No sugarcoating, just honest like the first time we met in 2014 with my first mortgage loan.

    Jordan L, happy client
  • We were very pleased at the time and attention Mark took with us. He is also very personable. We were also very impressed with the communications sent to us

    Barbara D, happy client
  • Not only was Mark amazingly responsive (answered calls, texts, emails at all times of the day), he was beyond patient with our particular process and anything that may have come up along the way. Mark and Courtney were personable and knowledgeable - they truly made the mortgage process as easy as possible.

    Devin B, happy client
  • Mark and Courtney were excellent. This is my 4th time purchasing a home and it was by far the best experience I have had in regards to the lending aspect. We could not have asked for a better experience and have already started recommending them to family and friends.

    Tara B, happy client

Why should you choose Ruoff?

Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average

Years of helping
homeowners like you.

Milestones updating you throughout the process.

Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (317) 450-0779 or message me below!

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