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Picture of Mark Hardin
Picture of Mark Hardin

Hi, I'm Mark!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.84% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Mark!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.84% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form.

As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. I look forward to working with you.

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President's Club Member

President's club seal 2014
President's club seal 2015
President's club seal 2016
President's club seal 2017
President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2023

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • I appreciate Mark and Courtney Williams more than they will ever know! They were both so unbelievably patient, informative, and have an impeccable work ethic. Mark and Courtney went above and beyond in all aspects and were very accommodating regardless of the circumstances. Thank you both so much for all of your hard work and dedication!

    Amanda H, happy client
  • Mark was so easy to work with on my refi. He was very quick to respond to any question I had and made the process very smooth. I would definitely recommend him to friends and family.

    Elizabeth R, happy client
  • Mark has helped me and family for the third time and he is the best. No sugarcoating, just honest like the first time we met in 2014 with my first mortgage loan.

    Jordan L, happy client
  • Mark and Courtney were fantastic. As a first time home-buyer, I had a lot of questions. They always took the time to explain things in a way I could easily understand. They made the process run very smoothly!

    Jessica G, happy client
  • I really appreciated the proactive communication so that we knew not only the current status of our loan but also the next steps. We had plenty of lead time when requests were made and that prevented the “fire drill” exercises that we’ve experienced with other lenders.

    Geralyn P, happy client
  • Mark was awesome!! He was always available to answer my millions of questions. I knew when I reached to him that he would respond quickly and would have the answer!

    Molly S, happy client
  • Mark and Courtney made a great team. I originally did not opt to go with Ruoff and chose my bank instead, but when that started going badly, I re-engaged Mark and we closed in 8 days! No surprises, he worked hard to get my rate, and fees were reasonable.

    Michael H, happy client
  • The entire process was seamless, no surprises; just excellent service.

    Terry C, happy client
  • Extremely responsive and never felt like I was bothering Mark or his assistant. I worked in the mortgage industry and Mark was great. Loved working with him and Courtney.

    Justin S, happy client
  • Mark Hardin and Courtney Williams were great. They were fast at everything. Always answered my questions quickly. They were very friendly and easy to work with. Mark would explain everything to me. There was no stress at all in this process.

    Kim V, happy client
  • The financing was the least stressful part of our home buying process. I knew exactly what was happening and trusted that everything was in good hands.

    Maury C, happy client
  • Mark was super patient throughout the entire process. Every question I had was answered clearly and promptly. Mark quickly gained my trust with his kind and genuine character. I couldn't have asked for a better loan officer as a first-time home buyer. Thank you!

    Jayme C, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 317.450.0779 or message me below!

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