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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

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reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Matt Koch
Picture of Matt Koch

Hi, I'm Matt!

SVP Area Manager

I will work hard to help you achieve your homeownership goals.

95.00% Customer Satisfaction Rating

Hi, I'm Matt!

SVP Area Manager

I will work hard to help you achieve your homeownership goals.

95.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

As the SVP Area Manager of Cleveland, I take great pride in helping people build winning engines of production. I enjoy having a voice and making an impact within my community and the people I work with. I have been in the mortgage industry since 1993, and do my best to work hard and be servant-hearted. 

I come from a family of eight kids, of which I am the eldest, and have a blended family with three daughters of my own. I do everything I can to help my family succeed and enjoy the lives they live. In my spare time, I enjoy golfing and working with the Boys and Girls Club of Northeast Ohio. I am fascinated by aircraft of any type and would like to skydive over the Hawaiian Islands one day. 

The best advice I could give someone looking into getting a mortgage would be to do their research. Get to know the community you are looking to live in, and spend time there. Plus, make sure to reach out to mortgage professionals when the time comes to get a loan. 

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Matt Koch was contacted with a purchase agreement that was on the verge of falling through. He guided me through exactly what needed to be done and stressed how important the timing was to make this successful. Communication was perfect. Never left me waiting or wondering what the next step was. His prediction of the deadline was perfect. I can honestly say without him this would not have been successful.

    Christopher S, happy client
  • I can't recommend Matt enough. He went out of his way to make sure we understood the entire process. He is incredibly professional and a fantastic communicator. We truly appreciate all his effort over the last 2 months making a complicated task as painless as possible. We can't thank him enough!

    Jacqueline B, happy client
  • They took the stress out of a stressful process. Really felt like they cared about me as a person in every way. They make you feel like family. I couldn’t have been more pleased with the experience.

    Vernett M, happy client
  • Already raved about Matt to all my coworkers and family. He kept me informed, educated me, kept things light and made certain I understood everything. Matt made me laugh and kept focus on the purchase throughout. I have bought and sold previously, but this transaction was the smoothest and most level-headed transaction I’ve ever had. Buying and selling a home was terrifying in the past!

    Jane M, happy client
  • Everyone’s help Matt was super professional but what I appreciates most was his patience and willingness to educate me and address all of my questions. Good Stuff!!

    Jennie S, happy client
  • The communication was outstanding during the entire process. It was much appreciated.

    Daniel V, happy client
  • Matt knew exactly what our "unique" situation needed. We are self employed, own rental property and had a lot of co-debt to consolidate. It was work, but he got it done! He was the best and most knowledgeable/professional mortgage originator I have ever worked with. Five stars does not do my rating justice - he was 10 stars!

    Monica W, happy client
  • Matt worked with us on our loan and as first time buyers (who had a million questions). Matt was helpful, thorough, and took the time to walk through everything with us. He was very available and quick with communication. Could not recommend him more!

    Natalie L, happy client
  • Thank you for making our home purchase such an enjoyable experience. We were always informed, supported, and everything went seamlessly. Your kindness and assistance did not go unnoticed. We could not of been in better hands than yours. Thank you!

    Mary K, happy client
  • Matt Koch is amazing! He was so attentive and encouraging throughout this entire process. Matt answered questions and updated me regularly. He even pulled me over the finish line when I became frustrated. I am so thankful to him.

    Alicia A, happy client
  • Working with Matt on the refinancing of my home loan was a great experience. During a time where there is such high demand, Matt was able to keep my loan moving and kept me in the loop along the way. Matt was also able to find the best fit for my situation and provided detailed explanation and information for each step of the process.

    Nikolaos K, happy client
  • This Guys A Beast! Fast, Friendly, and Accommodating!! I Highly Recommend! Is Awesome!

    James T, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 312.771.9128 or message me below!

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