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Picture of Matt Koch
Picture of Matt Koch

Hi, I'm Matt!

SVP | Area Manager

I will work hard to help you achieve your homeownership goals.

99.56% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Matt!

SVP | Area Manager

I will work hard to help you achieve your homeownership goals.

99.56% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

As the SVP Area Manager of Cleveland, I take great pride in helping people build winning engines of production. I enjoy having a voice and making an impact within my community and the people I work with. I have been in the mortgage industry since 1993, and do my best to work hard and be servant-hearted. 

I come from a family of eight kids, of which I am the eldest, and have a blended family with three daughters of my own. I do everything I can to help my family succeed and enjoy the lives they live. In my spare time, I enjoy golfing and working with the Boys and Girls Club of Northeast Ohio. I am fascinated by aircraft of any type and would like to skydive over the Hawaiian Islands one day. 

The best advice I could give someone looking into getting a mortgage would be to do their research. Get to know the community you are looking to live in, and spend time there. Plus, make sure to reach out to mortgage professionals when the time comes to get a loan. 

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    The incredibly timely responses were very nice. At no point did I feel that I was being ignored. I also liked the loan butler account because it was so easy to navigate and it helped me stay organized throughout the entire process.

    Tara R F.

    North Ridgeville, OH, November 2nd, 2023 01:49 PM

  • Review 2

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    Not only was Matt responsive to all of the questions we had, he would routinely check-in to make sure we were doing ok throughout the process and to make sure we didn’t have any outstanding questions. I can’t express how truly grateful we were to have Matt’s expertise throughout this process!

    Jessica L S.

    AVON LAKE, OH, October 23rd, 2023 06:00 AM

  • Review 3

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    This was the most efficient and wonderful experience I have ever had purchasing a home. Matt Koch and his team were more than amazing and helpful. I just do not have the words to describe how wonderful everything and everyone was!!!!

    Danielle M D.

    Westlake, OH, August 30th, 2023 06:38 PM

  • Review 4

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    I could not have been happier with Matt and the team at Ruoff. Exceptional experience and customer service through every step of the process. They went above and beyond to make the process seamless. Very grateful and pleased.

    Shawn C.

    Bay Village, OH, July 26th, 2024 01:34 PM

  • Review 5

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    The entire experience was easy, professional and timely. Will recommend to everyone.

    Steven J P.

    N Ridgeville, OH, July 5th, 2024 11:43 AM

  • Review 6

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    Great to work with!

    Rachel E S.

    Fairview Park, OH, June 11th, 2024 04:24 PM

  • Review 7

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    Matt was very knowledgeable and dedicated throughout the whole experience. 10/10 would recommend

    Timothy S.

    Fairview Park, OH, June 12th, 2024 11:01 AM

  • Review 8

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    Great experience. Helpful and quick turnaround

    Albert H.

    Marblehead, OH, June 17th, 2024 12:07 PM

  • Review 9

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    Very efficient and quick process which is what we were looking for. Thank you!

    Jean M H.

    Marblehead, OH, June 17th, 2024 05:36 PM

  • Review 10

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    Matt and Jimmy made this whole process very easy.

    Robert E S.

    Westlake, OH, March 9th, 2024 04:46 PM

  • Review 11

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    Matt is highly professional and friendly. Each step of process went very smooth thanks to his demeanor.

    Umit O.

    Westlake, OH, March 12th, 2024 11:43 AM

  • Review 12

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    I was most imptessed by the videos that Matt used that helped outline all the numbers. Big thank you to matt and jim for their help!

    John M D.

    Lakewood, OH, February 17th, 2024 03:06 PM

  • Review 13

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    Jim and Matt were great to work with in every aspect.

    Olga Y.

    Shaker Hts, OH, February 13th, 2024 11:03 AM

  • Review 14

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    Everything went smoothly with no issues. Wouldn’t change a thing!

    Matthew R B.

    Fairview Park, OH, November 28th, 2023 10:42 AM

  • Review 15

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    Matt was fantastic to work with. As a first time home buyer I did not know what to expect. Matt was informative, responsive and extremely kind. I loved being able to use the loan butler app and get notifications with updates on the loan process. Thank you Ruoff Mortgage team!

    Madison C L.

    Mayfield Heights, OH, December 23rd, 2023 11:09 AM

  • Review 16

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    It was our first time buying a house and Matt helped us so much. He was always quick to respond when I had a random question, even on the weekends. We had a great experience working with him and if we ever need to buy another house, he would be our first call.

    Daniel J A.

    Lorain, OH, December 17th, 2023 06:05 PM

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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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I would love to hear from you!

Call me at 312.771.9128 or message me below!

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